The top-rated final expense insurance agent in Stafford, Virginia is Rachel Johnson - State Farm Insurance Agent, rated 5.0 stars across 273 reviews. Other highly rated options include Gary Boxley - State Farm Insurance Agent, Farmers Insurance - Patricia Grant, J. Green Insurance. This directory lists 17 final expense insurance agents serving Stafford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Rachel Johnson - State Farm Insurance Agent | 373 Garrisonville Rd #109 | (540) 628-7937 |
| 2 | Gary Boxley - State Farm Insurance Agent | 2048 Richmond Hwy # B | (703) 221-1771 |
| 3 | Farmers Insurance - Patricia Grant | 306 Garrisonville Rd Suite 303 | (540) 318-8622 |
| 4 | J. Green Insurance | 300 Garrisonville Rd Suite 302 | (540) 318-6020 |
| 5 | Michael C. Smith - State Farm Insurance Agent | 2789 Richmond Hwy Ste 109 | (540) 720-8404 |
| 6 | Chamblin Insurance LLC | Mckittrick Dr | (571) 774-8277 |
| 7 | Virginia Senior Benefits and Family Care | 43 Montgomery Dr | (540) 226-8715 |
| 8 | EZ FIX INSURANCE AGENCY | 1259 Courthouse Rd #204 | (540) 318-6733 |
| 9 | Tabitha E. Walker Insurance Agency | 25 Clement Dr | (540) 657-5633 |
| 10 | Bryce Reeves - State Farm Insurance Agent | 685 Garrisonville Rd STE 101 | (540) 657-7030 |
Rachel Johnson - State Farm Insurance Agent serves Stafford, Virginia, and the surrounding Stafford County area, specializing in final expense insurance and life insurance policies. The agency helps local residents plan for end-of-life costs, ensuring financial burdens are not passed to loved ones during difficult times. Policies are tailored to cover funeral expenses, medical bills, and outstanding debts. The company also assists with whole life insurance products. Rachel Johnson - State Farm Insurance Agent in Stafford, Virginia, final expense insurance agent handles burial insurance and small-face-amount life policies.
Gary Boxley - State Farm Insurance Agent in Stafford, VA provides final expense insurance services to help clients cover end-of-life costs. The agency offers policies designed to relieve financial burdens on surviving family members and supports clients in selecting appropriate coverage. Its service includes assisting with policy maintenance and addressing policyholder questions over time. The agency serves individuals residing in single-family homes, apartments, retail, and restaurants.
Farmers Insurance - Patricia Grant serves individuals and families in the Stafford, VA area who are planning for end-of-life expenses. It offers final expense insurance policies designed to cover funeral costs and related debts, helping to ease the financial burden on loved ones during a difficult time. The agency provides personalized consultations to guide customers through their coverage options. Its service area also extends to the nearby communities of Fredericksburg and the greater Quantico military region.
Serving Stafford, VA, and the surrounding communities, J. Green Insurance specializes in final expense insurance plans. The company helps clients secure coverage for funeral costs and other end-of-life expenses, ensuring families are not burdened during a difficult time. Policies are typically tailored to individual financial situations and burial preferences. The general approach used to handle a typical job involves a straightforward assessment of the client’s needs, followed by the presentation of simple, affordable plan options for their consideration.
Michael C. Smith - State Farm Insurance Agent in Stafford, VA offers final expense insurance, which arranges coverage for end-of-life costs through either a single-premium lump sum or recurring monthly premium policy. These plans help cover funeral expenses and outstanding bills. Service for these final expense policies operates on a scheduled, as-needed basis for consultations, policy reviews, and claims filing.
Chamblin Insurance LLC specializes in helping clients secure final expense insurance coverage, a type of whole life policy designed to cover end-of-life costs. Based in Stafford, VA, the agency guides residents through the process of selecting a plan that fits their immediate budget. The agent listens to individual concerns and explains policy details in plain language. This service is particularly valuable when planning for cemetery or funeral arrangements, which can be urgent considerations after the sudden loss of a loved one in the community.
As Virginia’s weather shifts, many families in Stafford start reviewing their financial protections for the coming year. Virginia Senior Benefits and Family Care, a local final expense insurance agent, helps older residents plan for end-of-life expenses without burdening loved ones. The company clarifies policy options designed to cover funeral costs and outstanding debts. An initial consultation typically reviews the applicant’s health history and coverage needs to determine eligibility. This first step involves a brief discussion of available plans and a straightforward paperwork review.
EZ FIX INSURANCE AGENCY in Stafford, VA assists residents with final expense insurance coverage in their own homes, ensuring policies are arranged without unnecessary travel. The firm also serves local businesses by addressing commercial insurance needs throughout the Stafford area. Their approach focuses on explaining policy options clearly so clients can make informed decisions. After an initial policy is set, the agent follows up with clients as needed, providing continued support between regular visits to adjust coverage or answer new questions.
Tabitha E. Walker Insurance Agency is a final expense insurance agent serving families in Stafford, VA, known for helping clients plan affordable end-of-life coverage. The agency evaluates different policy options to match individual budgets and needs. Its service range includes consultations to explain the benefits of final expense plans and comparing available carriers. A specialty service it can add on is assisting with life insurance for seniors to cover outstanding debts and unexpected costs.
Bryce Reeves - State Farm Insurance Agent in Stafford, VA operates as a general insurance provider that also specializes in final expense coverage. These policies help individuals and families address the costs associated with end-of-life arrangements. The company works with local clients seeking manageable life insurance tailored to burial and funeral planning needs. Its commercial services include coverage for small to mid-sized operations such as local offices, warehouses, and food service businesses.
What Does a a Final Expense Insurance Agent in Stafford Cost?
Monthly premiums for final expense insurance in Virginia typically range from 30 to 150 dollars depending on age health and coverage amount. A 10000 dollar policy for a healthy 65 year old might cost around 50 to 80 dollars per month. Rates are locked in and do not increase over time. This is general information and not insurance advice.
About final expense insurance agents in Stafford
Final expense insurance agents in Stafford Virginia help residents secure burial insurance to cover end of life costs. Virginia law requires agents to hold a valid life insurance license issued by the State Corporation Commission. These policies typically pay cash benefits directly to beneficiaries for funeral expenses and medical bills.
Frequently Asked Questions
What is a final expense insurance policy in Stafford Virginia?
A final expense policy is a small whole life insurance plan designed to cover funeral costs and outstanding debts. In Virginia these policies are regulated by the State Corporation Commission and can be issued for amounts up to 50000 dollars. They do not require a medical exam for approval.
Do I need a license to sell final expense insurance in Virginia?
Yes any agent selling final expense insurance in Virginia must hold a valid life insurance license from the Virginia Bureau of Insurance. Agents must also complete continuing education credits every two years to maintain their license. You can verify an agents license on the SCC website.
Are final expense insurance benefits taxable in Virginia?
Life insurance death benefits including final expense payouts are generally not subject to Virginia income tax. Beneficiaries receive the full policy amount tax free. However the policy cash value may be subject to estate taxes if the total estate exceeds federal exemption limits.
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