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Find Final Expense Insurance Agents Near You in Richmond, VA

Browse final expense insurance agents serving Richmond, Virginia. Updated 2026-07-14.

The top-rated final expense insurance agent in Richmond, Virginia is Cristel Noel - State Farm Insurance Agent, rated 4.9 stars across 362 reviews. Other highly rated options include Tracey Portillo - State Farm Insurance Agent, Brett J Allen Insurance Agency, Globe Life Liberty National Division: Lomenick Agency. This directory lists 44 final expense insurance agents serving Richmond.

Showing 44 final expense insurance agents in Richmond, VAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Cristel Noel - State Farm Insurance Agent1006 Pump Rd Ste 202(804) 447-2216
2Tracey Portillo - State Farm Insurance Agent1100 Welborne Dr #204(804) 740-7144
3Brett J Allen Insurance Agency5206 Markel Rd Suite 303(804) 512-7875
4Globe Life Liberty National Division: Lomenick Agency1503 Santa Rosa Rd # 207(919) 977-4697
5Insurance Doctor of Eastern Henrico VA4450 S Laburnum Ave(804) 723-6813
6WBA Insurance901 Moorefield Park Dr #210(804) 272-7700
7Stanley's Insurance & Realty LLC3225 Broad Rock Blvd(804) 735-1751
8Bacon Insurance Group3711 Westerre Pkwy suite d(804) 967-9717
9OMS Insurance Agency4124 Meadowdale Blvd A(804) 275-4645
10Spherient Advisors6802 Paragon Pl Suite 126(804) 457-2309
CN
1006 Pump Rd Ste 202
Cristel Noel - State Farm Insurance Agent
Final Expense Insurance Agent · Richmond, VA

Cristel Noel - State Farm Insurance Agent in Richmond, VA provides final expense insurance coverage for local residents seeking help with end-of-life planning. This agency assists clients throughout the Richmond area by explaining policy options and guiding them through the application process. The office serves families who need straightforward burial or funeral cost protection. Customers can schedule appointments for personalized consultations on these plans. The staff follows up with clients to ensure their coverage remains appropriate and offers further assistance during regular service visits.

TP
1100 Welborne Dr #204
Tracey Portillo - State Farm Insurance Agent
Final Expense Insurance Agent · Richmond, VA

Tracey Portillo - State Farm Insurance Agent provides final expense insurance services in Richmond, Virginia. The agency focuses on helping individuals plan for end-of-life costs through simplified policies. It specializes in supplementing existing coverage with plans that cover funeral expenses, burial services, and outstanding medical bills. These policies offer straightforward benefits for those seeking to ease the financial burden on surviving family members. The company serves both residential clients and commercial sectors, including offices, warehouses, and food service businesses that offer employee benefit packages.

BJ
5206 Markel Rd Suite 303
Brett J Allen Insurance Agency
Final Expense Insurance Agent · Richmond, VA

Brett J Allen Insurance Agency serves residents of Richmond, Virginia, and the surrounding metro area with final expense insurance services. This agency assists clients in planning for funeral costs and other end-of-life expenses through practical insurance coverage. Their work focuses on providing straightforward policies that help relieve financial burdens on families after a loved one passes. They typically help individuals compare burial insurance plans and secure small whole life policies designed specifically for covering these expenses.

GL
1503 Santa Rosa Rd # 207
Globe Life Liberty National Division: Lomenick Agency
Final Expense Insurance Agent · Richmond, VA

Globe Life Liberty National Division: Lomenick Agency is known for providing final expense insurance services to residents in the Richmond, Virginia area. The company helps individuals secure policies that cover end-of-life costs, such as funeral arrangements and outstanding medical bills. Their service range includes evaluating client needs and offering straightforward coverage options. A specialty service they can add on is accidental death benefit riders for additional policy flexibility.

ID
4450 S Laburnum Ave
Insurance Doctor of Eastern Henrico VA
Final Expense Insurance Agent · Richmond, VA

Serving residents throughout the Richmond area, Insurance Doctor of Eastern Henrico VA focuses exclusively on final expense policies to help families manage end-of-life costs. Their service category centers on providing straightforward coverage options for local customers seeking to ease potential future burdens. Operating within Henrico County and greater Richmond, the company assists clients with understanding various plan features. After an initial policy setup, the agent typically follows up periodically to review coverage needs and address any questions between regular visits.

WI
901 Moorefield Park Dr #210
WBA Insurance
Final Expense Insurance Agent · Richmond, VA

WBA Insurance serves Richmond, Virginia homeowners seeking final expense life insurance coverage. It helps individuals prepare for end-of-life costs with a straightforward policy process. The company assists families in securing financial protection for funeral expenses and other outstanding final bills. Residents can discuss their specific needs during a consultation. WBA Insurance also works with clients in the nearby communities of Henrico County and Chesterfield.

SS
3225 Broad Rock Blvd
Stanley's Insurance & Realty LLC
Final Expense Insurance Agent · Richmond, VA

Stanley's Insurance & Realty LLC serves final expense insurance clients in Richmond, Virginia and its surrounding communities. It handles insurance policies designed to cover funeral costs and end-of-life expenses for local residents. The company works to understand each client’s financial situation and budget before presenting coverage options. It also coordinates policy details with beneficiaries to ensure straightforward processing. Stanley's Insurance & Realty LLC typically completes this work by reviewing individual needs and tailoring an affordable plan during an in-person consultation.

BI
3711 Westerre Pkwy suite d
Bacon Insurance Group
Final Expense Insurance Agent · Richmond, VA

Bacon Insurance Group offers both a one-time final expense policy for immediate burial planning and recurring options that allow ongoing adjustments to a loved one’s coverage needs as circumstances change. Clients in Richmond, Virginia, can secure a guaranteed death benefit policy that covers funeral costs and unpaid medical bills while protecting family from financial strain. These plans provide fixed premiums and a predictable payout. Service for policy inquiries and management runs on an as-needed basis.

OI
4124 Meadowdale Blvd A
OMS Insurance Agency
Final Expense Insurance Agent · Richmond, VA

OMS Insurance Agency in Richmond, Virginia provides final expense insurance policies designed to cover funeral costs and other end-of-life expenses. It assists clients in selecting appropriate coverage amounts that alleviate financial burdens on loved ones. The agency guides families through the application process, ensuring policies are properly structured and beneficiaries are clearly designated. Its services support single-family homes and individuals, focusing on straightforward plans that offer financial peace of mind for households in local apartments and restaurants as well.

SA
6802 Paragon Pl Suite 126
Spherient Advisors
Final Expense Insurance Agent · Richmond, VA
VI
5402 Glenside Dr c
Virginia Insurance Group, Inc.
Final Expense Insurance Agent · Richmond, VA
(804) 270-1115
virginiainsurance.com
SI
4201 Cutshaw Ave
SMH Insurance Agency, Inc.
Final Expense Insurance Agent · Richmond, VA
(804) 658-1656
smhinsuranceva.com
MI
9011 Arboretum Pkwy #100
Mega Insurance Center
Final Expense Insurance Agent · Richmond, VA
(804) 325-4354
megainsurancecenter.com
SI
510 E Belt Blvd
Sweeney Insurance Agency, Inc.
Final Expense Insurance Agent · Richmond, VA
(804) 232-7790
sweeneyinsuranceagency.com
HA
1021 Hioaks Rd #13328
The Harvest Agency, LLC
Final Expense Insurance Agent · Richmond, VA
(804) 544-1221
twpia.com
SI
9011 Arboretum Pkwy #100
Sycamore Insurance Group
Final Expense Insurance Agent · Richmond, VA
(804) 420-9800
sycamoreinsgroup.com
RI
5402 Glenside Dr c
Richmond Insurance Services
Final Expense Insurance Agent · Richmond, VA
(804) 270-1115
richmondinsuranceservices.com
AI
3108 N Parham Rd STE 300
Associated Insurance Systems Services, Inc. - R Davis
Final Expense Insurance Agent · Richmond, VA
(804) 747-6205
aissiva.com
MJ
1351 W Broad St
Mike Jones Sr. - State Farm Insurance Agent
Final Expense Insurance Agent · Richmond, VA
(804) 674-8711
mikejonesrva.com
GF
4807 Radford Ave #104
G.F.H. Insurance Agency Inc
Final Expense Insurance Agent · Richmond, VA
(804) 704-8810
gfhinsurance.com
CI
3535 Iron Bridge Rd
Chesterfield Insurers
Final Expense Insurance Agent · Richmond, VA
(804) 271-9426
chesterfieldinsurers.com
AI
2715 Enterprise Pkwy STE 100
Ashcraft Insurance Agency of Virginia
Final Expense Insurance Agent · Richmond, VA
(804) 273-9600
ashcraftinsurance.com
AI
6407 Horsepen Rd
Allrisk Insurance Agency
Final Expense Insurance Agent · Richmond, VA
(804) 282-7475
allriskinsagency.com
RI
7114 Brigham Rd
Richmond Insurance Company
Final Expense Insurance Agent · Richmond, VA
(804) 575-1182
madeleinetroia7701.wixsite.com/richmond-insurance-c
SI
6850 Catawba Ln
Service Insurance Inc
Final Expense Insurance Agent · Richmond, VA
(571) 563-7910
ML
3600 W Broad St
Millennial Life Insurance
Final Expense Insurance Agent · Richmond, VA
(804) 551-9526
inwebsitebuilder.com/dlewislifeagent
BL
10800 Midlothian Tpke Ste 134 & 140
Bankers Life
Final Expense Insurance Agent · Richmond, VA
(804) 897-3256
branches.bankerslife.com/va/richmond/10800-midlothian-turnpike
EC
1701 Raintree Dr #D
Eric Cofer - The Horace Mann Companies
Final Expense Insurance Agent · Richmond, VA
(804) 741-3742
agents.horacemann.com/EricCofer
BA
9211 Forest Hill Ave # 111
Bon Air Title Agency, Inc.
Final Expense Insurance Agent · Richmond, VA
(804) 320-1336
bonairtitle.com
CI
71 S Laburnum Ave
Carrington Insurance
Final Expense Insurance Agent · Richmond, VA
(804) 416-6584
carringtonins.com
SP
11175 Ridgefield Pkwy #108
Short Pump Insurance
Final Expense Insurance Agent · Richmond, VA
(804) 269-0797
shortpumpinsurance.com
JB
1420 Hull St Ste B4
James B Coleman Jr Insurance Agency Inc
Final Expense Insurance Agent · Richmond, VA
(804) 231-2886
jamescolemanjr.com
PI
200 Westgate Pkwy Ste 300
Progressive Insurance - Claims Office
Final Expense Insurance Agent · Richmond, VA
(800) 776-4737
progressive.com/claims
EA
115 W Broad St #338
Elite Auto Insurance
Final Expense Insurance Agent · Richmond, VA
(334) 490-2057
JB
10800 Midlothian Tpke Ste 134 & 140
John Barker, Bankers Life Agent and Bankers Life Securities Financial Representative
Final Expense Insurance Agent · Richmond, VA
(804) 897-3256
agents.bankerslife.com/va/richmond/10800-midlothian-turnpike/john-barker
AR
3813 Nine Mile Rd
Albert Ruffin
Final Expense Insurance Agent · Richmond, VA
(804) 222-2202
agents.farmers.com/index.html
EI
6802 Paragon Pl #600
Erie Insurance: Richmond Office
Final Expense Insurance Agent · Richmond, VA
(804) 662-5400
erieinsurance.com/contact-erie/locations/richmond
UN
3900 Westerre Pkwy Suite 300
Unum
Final Expense Insurance Agent · Richmond, VA
(800) 336-3969
unum.com/FindFieldOffice/Richmond.aspx
II
4840 Waller Rd
Insurance & Investment Agents of VA, LLC
Final Expense Insurance Agent · Richmond, VA
(804) 422-3190
iiaofva.com
RS
10800 Midlothian Tpke Ste 134 & 140
Rebecca Stapleton, Bankers Life Agent and Bankers Life Securities Financial Representative
Final Expense Insurance Agent · Richmond, VA
(804) 293-7046
agents.bankerslife.com/va/richmond/10800-midlothian-turnpike/rebecca-stapleton
IF
9020 Quioccasin Rd suite g
Insurance For All VA
Final Expense Insurance Agent · Richmond, VA
(804) 507-3016
VC
10800 Midlothian Tpke Ste 134 & 140
Victoria Collins, Bankers Life Agent
Final Expense Insurance Agent · Richmond, VA
(804) 293-7061
agents.bankerslife.com/va/richmond/10800-midlothian-turnpike/victoria-collins
FI
1602 Rolling Hills Dr STE 104
Frazier Insurance Agency
Final Expense Insurance Agent · Richmond, VA
(804) 754-7610
frazierinsurance.com
RS
10800 Midlothian Tpke Ste 134 & 140
Robert Scruggs, Bankers Life Agent
Final Expense Insurance Agent · Richmond, VA
(804) 293-7043
agents.bankerslife.com/va/richmond

What Does a a Final Expense Insurance Agent in Richmond Cost?

Monthly premiums for final expense insurance in Virginia typically range from 30 to 100 dollars depending on age health and coverage amount. A 10000 dollar policy for a 65 year old non smoker might cost around 50 to 70 dollars per month. Costs vary by carrier and individual health history. This is general information not insurance advice.

About final expense insurance agents in Richmond

Final expense insurance agents in Richmond Virginia help residents secure coverage for end of life costs such as funeral services and burial expenses. Virginia law requires funeral providers to disclose pricing and allows consumers to purchase preneed funeral contracts with insurance funded plans. An agent can guide you through policy options that comply with Virginia insurance regulations and meet your budget.

Frequently Asked Questions

What is a final expense insurance policy in Virginia?

A final expense policy is a whole life insurance plan with a smaller death benefit typically between 5000 and 25000 dollars. In Virginia these policies are regulated by the State Corporation Commission and must include a free look period of at least 10 days.

Do I need a medical exam to qualify for final expense insurance in Richmond?

Most final expense policies in Virginia do not require a medical exam. Instead insurers use simplified underwriting which asks health questions on the application. Some policies may have graded benefits for certain health conditions.

Can I use final expense insurance to pay for a preneed funeral in Virginia?

Yes Virginia law allows you to assign your final expense policy to a funeral home as part of a preneed funeral contract. The funeral home must hold the funds in a trust or insurance policy and comply with Virginia preneed regulations.

Final Expense Insurance Agents in Other Virginia Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each final expense insurance agent's credentials and current standing with your state Department of Insurance.