The top-rated final expense insurance agent in Norfolk, Virginia is Dennis Hurst - State Farm Insurance Agent, rated 5.0 stars across 331 reviews. Other highly rated options include Manuel G Nofplot III Insurance Agency Inc, Direct Auto Insurance, Salzberg Insurance Agency. This directory lists 20 final expense insurance agents serving Norfolk.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Dennis Hurst - State Farm Insurance Agent | 2815 Monticello Ave | (757) 626-1020 |
| 2 | Manuel G Nofplot III Insurance Agency Inc | 7925 Halprin Dr | (757) 583-2100 |
| 3 | Direct Auto Insurance | 2604 Cromwell Dr | (757) 855-8888 |
| 4 | Salzberg Insurance Agency | 249 E Little Creek Rd | (757) 583-1828 |
| 5 | Gifford Insurance | 1547 E Little Creek Rd | (757) 583-2341 |
| 6 | Farmers Insurance - Carrie Lewis Agency | 330 W 22nd St Suite 103 | (757) 690-7418 |
| 7 | Ashley & Associates Insurance | 834 Widgeon Rd | (757) 855-3151 |
| 8 | Brian Topping - State Farm Insurance Agent | 2815 Monticello Ave | (757) 855-8022 |
| 9 | Farmers Insurance - Kenneth Blankenship | 4916 Colley Ave | (757) 842-6544 |
| 10 | Colonial Insurance Agency | 954 W 21st St | (757) 622-6746 |
Dennis Hurst - State Farm Insurance Agent serves the Norfolk, Virginia area, specializing in final expense insurance coverage. This agency assists local residents in planning for end-of-life financial needs through straightforward policies. The focus remains on providing manageable insurance solutions designed to cover burial and other related final costs. For those seeking financial preparation in Norfolk, this provider handles final expense insurance and related life insurance options.
Manuel G Nofplot III Insurance Agency Inc provides burial and final expense insurance policies to individuals in Norfolk, Virginia. Its services include helping clients secure life insurance coverage that covers funeral costs and outstanding debts. The agency offers support with policy selection and ongoing claims assistance. It services properties such as single-family homes, apartments, retail locations, and restaurants.
Direct Auto Insurance in Norfolk, Virginia, specializes in helping families plan for end-of-life expenses, provides policy options to cover funeral costs and outstanding debts, and offers guidance on burial insurance needs to local clients. It serves the Norfolk community by assisting with straightforward and affordable coverage plans. The company helps residents secure peace of mind against the financial burden that often follows the loss of a loved one during or after the winter holiday season.
Salzberg Insurance Agency serves families and individuals in Norfolk, Virginia, who seek final expense insurance to cover end-of-life costs and ease the financial burden on loved ones. This agency helps clients secure affordable burial and funeral coverage through simplified underwriting processes designed for older adults. They provide clear guidance on policy options and assist with enrollment in plans that protect beneficiaries from unexpected expenses. The agency also regularly covers clients throughout the neighboring Hampton Roads communities and the broader Virginia Beach metropolitan area.
Serving Norfolk, VA, and the surrounding Hampton Roads communities, Gifford Insurance handles final expense insurance, which is designed to cover funeral costs and other end-of-life expenses for clients. The company works primarily with seniors seeking to ease the financial burden on their families. To handle a typical job, it meets directly with clients to review their specific needs and then presents suitable policy options from its available carriers.
Local families choose between two service paths at Farmers Insurance - Carrie Lewis Agency in Norfolk, VA: a single policy purchase or ongoing coverage reviews as beneficiaries change. Final expense insurance here primarily covers funeral costs, outstanding medical bills, and other end-of-life expenses, helping to shield loved ones from financial burden. Policies are tailored to individual needs, ensuring adequate protection without overextending budgets. Service typically operates on a scheduled basis, with annual or biannual check-ins to adjust coverage as circumstances shift.
As the seasons change in Norfolk, many families begin considering how to relieve loved ones of end-of-life financial burdens. Ashley & Associates Insurance provides final expense insurance options tailored to the local community. Representatives assist clients in understanding policy structures that cover funeral costs and outstanding debts. By focusing on simple, affordable coverage, they help secure peace of mind for seniors and their families. A consultation begins with a no-obligation review of each client’s personal situation and financial needs.
As Norfolk families consider their end-of-life plans, balancing coverage with household budgets becomes especially pressing during seasonal financial shifts. Brian Topping – State Farm Insurance Agent provides focused guidance on final expense, helping local residents secure policies that cover funeral costs and outstanding debts without exceeding monthly limits. Each consultation explores affordable whole life options tailored to individual circumstances and local burial expenses. The initial step involves a straightforward assessment of current assets and insurance needs to determine the most suitable policy amount and premium structure for each Norfolk client.
Farmers Insurance - Kenneth Blankenship in Norfolk, VA specializes in providing final expense insurance policies, designed to cover end-of-life costs such as funeral arrangements and outstanding debts. It also assists clients with broader insurance needs to ensure family financial security. The agency guides families through the process of selecting appropriate coverage amounts based on individual circumstances. Many local residents seek its help when planning for estate obligations or facing the seasonal task of reassessing their policies before the winter holiday period.
What Does a a Final Expense Insurance Agent in Norfolk Cost?
In Virginia final expense insurance premiums are based on your age health and the face amount of the policy. For a Norfolk resident age 60 to 70 monthly premiums often fall between 30 and 100 dollars for coverage from 5000 to 20000 dollars. Some insurers offer graded benefit policies with lower initial premiums but a waiting period for full coverage. This is general information and not insurance advice.
About final expense insurance agents in Norfolk
Final expense insurance agents in Norfolk Virginia help residents secure coverage for funeral costs and end of life expenses. Virginia law requires a two year contestability period for life insurance policies, meaning the insurer can review claims for misrepresentation during that time. Agents in Norfolk can explain how local funeral costs in the Hampton Roads area may influence the coverage amount you need.
Frequently Asked Questions
What is a final expense insurance agent in Norfolk?
A final expense insurance agent in Norfolk helps you find a small whole life policy to cover funeral and burial costs. These agents are licensed in Virginia and must follow state insurance regulations. They can compare policies from multiple carriers to find coverage that fits your budget.
Do I need a medical exam for final expense insurance in Virginia?
Most final expense policies in Virginia do not require a medical exam. Instead insurers ask health questions on the application. Virginia law allows insurers to use a two year contestability period to review health disclosures.
How much does a final expense policy cost in Norfolk Virginia?
Costs vary based on age health and coverage amount. A typical policy for a 65 year old in Norfolk may range from 30 to 70 dollars per month for 5000 to 15000 dollars of coverage. Premiums are fixed and do not increase as you age.
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