The top-rated final expense insurance agent in Kaysville, Utah is Ken Graham - State Farm Insurance Agent, rated 4.9 stars across 321 reviews. Other highly rated options include Affinity Insurance Group, Zach Hadley Insurance LLC - Platinum Group, David Jarnagin Insurance - Platinum Insurance Group. This directory lists 12 final expense insurance agents serving Kaysville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ken Graham - State Farm Insurance Agent | 577 Main St | (801) 513-5490 |
| 2 | Affinity Insurance Group | 459 N 300 W UNIT 16 | (801) 683-8342 |
| 3 | Zach Hadley Insurance LLC - Platinum Group | 610 N Kays Dr Ste 102 | (801) 719-6661 |
| 4 | David Jarnagin Insurance - Platinum Insurance Group | 1188 Sportsplex Dr #104 | (385) 262-2961 |
| 5 | Choice Plus Insurance | 612 N Kays Dr Suite 120 | (801) 825-8165 |
| 6 | Metcalfe and Associates | 1 W 100 S | (801) 444-0227 |
| 7 | Farmers Insurance - Bob Hackmeister | 378 S Main St | (801) 546-1818 |
| 8 | MVP Insurance Agency | 475 N 300 W #15 | (801) 769-6655 |
| 9 | 1 Stop Shop Insurance | 330 N Main St | (801) 452-5588 |
| 10 | Trina Lemmons Insurance | 459 N 300 W Ste 14 | (801) 529-1208 |
Ken Graham - State Farm Insurance Agent serves clients in Davis County and the Kaysville, UT area, specializing in final expense insurance coverage. This type of insurance helps cover funeral and burial costs, providing financial support for families. The agency works with residents to understand their end-of-life planning needs and match them with appropriate policies. Policies are designed to keep premiums manageable and pay a lump sum benefit to beneficiaries. Ken Graham - State Farm Insurance Agent handles policy selection and claims assistance for final expense plans.
Affinity Insurance Group in Kaysville, UT, provides final expense insurance agent services designed to help individuals and families with end-of-life planning and related coverage needs. The company assists clients in selecting life insurance policies tailored to manage funeral costs and outstanding debts without financial burden. Its ongoing support includes policy reviews and adjustments to maintain appropriate levels of coverage over time. Affinity Insurance Group works with clients residing in single-family homes within the community, as well as those in apartments and independent living facilities.
Zach Hadley Insurance LLC - Platinum Group serves families and individuals in Kaysville, Utah, who are planning for end-of-life expenses. The agency specializes in final expense insurance, helping clients arrange coverage for funeral costs and outstanding medical bills. Policies are designed to relieve loved ones of financial burdens during a difficult time. The agent guides each customer through simple, affordable plan options tailored to their needs. This coverage is also available to residents of Clearfield and the broader Davis County area.
David Jarnagin Insurance - Platinum Insurance Group serves Kaysville, Utah, and the surrounding communities of Davis County. It specializes in final expense insurance, helping families cover end-of-life costs through simple, manageable policies. Focusing on affordability and straightforward coverage, the agency guides clients in leaving a financial legacy with minimal burden. Its typical approach involves meeting with individuals to assess their specific needs, explaining plan options in clear terms, and arranging a customized policy without unnecessary complexity.
Choice Plus Insurance in Kaysville, UT, assists families with final expense insurance, which is typically purchased as a one-time policy to cover funeral costs rather than as a recurring monthly service. Coverage helps relieve loved ones of immediate financial burdens after a loss. The agency's support runs on an as-needed basis, allowing clients to schedule consultations when planning their end-of-life arrangements or adjusting existing coverage without ongoing obligations.
Metcalfe and Associates specializes in assisting seniors and families with final expense life insurance policies designed to cover funeral and burial costs. Based in Kaysville, UT, the company also provides general guidance on navigating end-of-life financial planning, ensuring clients understand their coverage options. During the winter months, when icy road conditions increase accident risks for older drivers, the firm helps clients secure affordable policies that prevent sudden expenses from burdening loved ones.
As Kaysville residents begin to review their estate plans in advance of spring, many seek straightforward guidance on final expense coverage. Farmers Insurance - Bob Hackmeister offers local service in Kaysville, UT, helping families choose a smaller whole life policy that can cover burial costs and outstanding debts. The agent meets personally with each client to explain policy terms, premiums, and how designated funds are paid to beneficiaries. A no-obligation review of an applicant’s existing coverage is scheduled to begin the process.
MVP Insurance Agency provides residential final expense insurance services to clients in Kaysville, Utah, and the surrounding communities. These final expense policies help cover funeral costs and related end-of-life expenses. The agency also assists with commercial coverage needs for local small businesses in the area. The service area includes Kaysville and the broader Davis County region. After the initial consultation and policy setup, the agency offers follow-up support to adjust coverage as clients' circumstances change between regular visits.
1 Stop Shop Insurance handles life insurance arrangements with a focus on final expense policies for residents of Kaysville, UT. These policies assist families in managing end-of-life costs such as funeral services and outstanding medical bills. The agent works with individuals to choose appropriate coverage that aligns with their personal needs and financial situation. Services include guiding clients through the application and approval process for these smaller whole life plans. The company can serve offices, warehouses, and food service operations in the local area.
Trina Lemmons Insurance, based in Kaysville, UT, is recognized for its focus on final expense insurance, which helps clients cover end-of-life costs and relieve financial burdens. The company serves local residents by offering guidance on manageable life insurance policies tailored for funeral and burial expenses. This planning ensures families can avoid out-of-pocket pressure during difficult times. Additional service includes helping clients compare simplified policy options that can be added to existing coverage.
What Does a a Final Expense Insurance Agent in Kaysville Cost?
Typical final expense insurance premiums in Utah range from 30 to 150 dollars per month depending on age health and coverage amount. A 10,000 dollar policy for a healthy 65-year-old might cost about 50 to 70 dollars monthly. Costs can be higher for smokers or those with chronic conditions. This is general information not insurance advice.
About final expense insurance agents in Kaysville
Final expense insurance agents in Kaysville Utah help residents secure coverage for funeral costs and medical bills. Utah law requires insurers to provide a free look period of at least 30 days for final expense policies. Local agents can explain how Utah probate rules may affect policy payouts to beneficiaries.
Frequently Asked Questions
What is a final expense insurance agent in Kaysville?
A final expense insurance agent in Kaysville helps you buy a small life insurance policy to cover funeral and burial costs. These agents are licensed by the Utah Insurance Department and must follow state regulations on policy disclosures and sales practices.
How do Utah laws affect final expense insurance?
Utah law requires insurers to offer a 30-day free look period for final expense policies. Agents must also provide a clear outline of coverage and exclusions. Utah does not have a state inheritance tax, so policy proceeds generally pass to beneficiaries tax-free.
What coverage amounts are available in Kaysville?
Final expense policies in Kaysville typically range from 5,000 to 50,000 dollars. Some insurers offer guaranteed issue policies with no medical exam for applicants up to age 85. Coverage limits vary by company and the applicants health status.
Final Expense Insurance Agents in Other Utah Cities
American Fork · Bountiful · Cedar City · Draper · Farmington · Layton · Lehi · Logan · Midvale · Murray · Ogden · Orem · Pleasant Grove · Provo · Riverton