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Find Final Expense Insurance Agents in Denison, TX
Directory of final expense insurance agents in Denison, Texas. Verify credentials with the state department of insurance before hiring.
8 agents listed
Updated May 2026
Denison, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Texas before hiring.
Showing 8 final expense insurance agents in Denison, TX
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Oden Insurance
618 W Woodard St, Denison, TX 75020
(903) 465-0620
odenins.com
Larry Landrum - State Farm Insurance Agent
1100 W Main St, Denison, TX 75020
(903) 463-4620
landruminsurance.com
David Means: Allstate Insurance
120 S Austin Ave #102, Denison, TX 75020
(903) 463-6751
agents.allstate.com
Charles Holder Insurance Agency, Inc.
601 W Main St, Denison, TX 75020
(903) 296-3829
holder-insurance.com
Phillips Insurance Agency
212 W Main St, Denison, TX 75020
(903) 465-3167
phillipsinsuranceagency.net
Bayless-Hall Insurance Inc
501 W Woodard St, Denison, TX 75020
(903) 465-8383
bayless-hall.com
Hempkins Insurance
431 W Crawford St, Denison, TX 75020
(903) 463-6251
hempkins.com
FIND INSURANCE AGENCY PLLC
1200 S Mirick Ave #103, Denison, TX 75020
(940) 453-0916
Final expense insurance agents in Denison Texas help residents secure coverage for funeral costs and end-of-life expenses. Texas law requires funeral contracts to be in writing and allows prepaid funeral benefits to be funded through insurance policies. Local agents can explain how these policies work with Texas probate and Medicaid rules.
What Does a Final Expense Insurance Agent in Denison Cost?
Final expense insurance premiums in Texas typically range from 30 to 150 dollars per month depending on age, health, and coverage amount. A 65-year-old non-smoker might pay around 50 to 70 dollars monthly for a 10,000 dollar policy. Rates vary by insurer and individual health factors. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a final expense insurance agent in Denison do?
A final expense insurance agent helps you compare burial insurance policies from multiple carriers. They explain policy limits, premium amounts, and how benefits are paid to beneficiaries. In Texas, agents must be licensed by the Texas Department of Insurance.
How much coverage do I need for final expenses in Denison Texas?
Typical final expense policies range from 5,000 to 25,000 dollars. The average funeral cost in Texas is around 7,000 to 10,000 dollars. An agent can help you choose an amount that covers funeral services, cemetery costs, and any outstanding medical bills.
Are final expense insurance benefits taxable in Texas?
Life insurance death benefits are generally not subject to federal income tax. Texas has no state income tax, so beneficiaries receive the full policy amount. However, the policy value may count as an asset for Medicaid eligibility purposes.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Texas.