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Browse final expense insurance agents serving Tonawanda, New York. Contact information and addresses listed below.
4 agents listed
Updated May 2026
Tonawanda, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 4 final expense insurance agents in Tonawanda, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Torin Lucas - State Farm Insurance Agent
2468 Niagara Falls Blvd #7, Tonawanda, NY 14150
(716) 389-3565
torinismyagent.com
Andy Kandola - State Farm Insurance Agent
1450 Niagara Falls Blvd #300, Tonawanda, NY 14150
(716) 262-0004
callandytoday.com
John Kristin Associates Inc
879 Brighton Rd, Tonawanda, NY 14150
(716) 957-3470
johnkristinassoc.com
Delbert E McMaster Agency Inc
111 Niagara St, Tonawanda, NY 14150
(716) 693-9841
A final expense insurance agent in Tonawanda helps residents secure a policy to cover funeral costs and end-of-life expenses. New York law requires agents to be licensed by the New York State Department of Financial Services. These policies typically offer smaller death benefits, often between 5,000 and 25,000 dollars.
What Does a Final Expense Insurance Agent in Tonawanda Cost?
In New York, final expense insurance premiums are based on your age and health at the time of application. For a 10,000 dollar policy, monthly costs typically range from 40 to 200 dollars for individuals aged 50 to 85. Some insurers offer graded benefits that pay less in the first two years. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is final expense insurance in Tonawanda?
Final expense insurance is a whole life policy designed to pay for funeral and burial costs. In New York, these policies are regulated to ensure clear disclosure of premiums and benefits. An agent can help you compare plans from different insurers.
Do I need a medical exam for final expense insurance in New York?
Most final expense policies in New York do not require a medical exam. Instead, insurers may ask health questions on the application. This makes the process simpler for older adults or those with health conditions.
How much does a final expense policy cost in Tonawanda?
Costs vary based on age, health, and coverage amount. In New York, a 65-year-old might pay 50 to 150 dollars per month for a 10,000 dollar policy. Premiums are fixed and do not increase over time.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.