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Find Final Expense Insurance Agents Near You in Latham, NY

Browse final expense insurance agents serving Latham, New York. Contact information and addresses listed below.

5 agents listed
Updated May 2026
Latham, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 5 final expense insurance agents in Latham, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Northeastern Insurance
1214 Troy-Schenectady Rd, Latham, NY 12110
(518) 346-2886 northeasterninsurance.com
Maryann Fazzone - State Farm Insurance Agent
619 Loudon Rd, Latham, NY 12110
(518) 783-7897 mfazzone.com
NY Insurance Hub Agency - Auto Home Business Policies
21 British American Blvd 2nd Floor, Latham, NY 12110
(518) 783-0105 nyinsurancehub.com
Farmers Insurance - Adil Fala
486 Troy-Schenectady Rd, Latham, NY 12110
(518) 213-3700 agents.farmers.com
MK Dignum Insurance Agency
622 Loudon Rd #204, Latham, NY 12110
(518) 240-8418 mkdignuminsurance.com

Final expense insurance agents in Latham New York help residents plan for end of life costs such as funeral expenses and medical bills. New York law requires agents to hold a valid license and follow strict disclosure rules under Insurance Law Section 3201. These agents can explain policy options that meet your budget and local funeral home requirements.

What Does a Final Expense Insurance Agent in Latham Cost?

Final expense insurance costs in New York typically range from 30 to 100 dollars per month for a 5,000 to 25,000 dollar policy. Premiums depend on age health and coverage amount. New York law prohibits agents from charging fees beyond the premium set by the insurer. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a final expense insurance agent in Latham New York?
A final expense insurance agent is a licensed professional who helps you buy a small whole life insurance policy to cover funeral and burial costs. In New York these agents must follow state regulations including providing a buyers guide and policy summary before you sign.
How do I choose a final expense insurance agent in Latham?
Look for an agent licensed by the New York State Department of Financial Services. Ask about their experience with New York specific policies and confirm they can explain the free look period which is 20 days under New York law.
What are the New York requirements for final expense insurance policies?
New York requires all life insurance policies including final expense to include a free look period of 20 days. Policies must also comply with the state standard nonforfeiture law for minimum cash values. Agents must disclose any policy exclusions clearly.