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Compare Final Expense Insurance Agents in Coram, NY
Directory of final expense insurance agents in Coram, New York. Verify credentials with the state department of insurance before hiring.
3 agents listed
Updated May 2026
Coram, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 3 final expense insurance agents in Coram, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Patty Herbstman - State Farm Insurance Agent
1672 NY-112, Coram, NY 11727
(631) 509-6890
herbstmaninsurance.com
National Computerized Agencies Inc
2201 NY-112, Coram, NY 11727
(631) 737-0700
coveragequote.com
Secure Harbor Insurance NY
3732 NY-112, Coram, NY 11727
(631) 532-8074
copcoverage.com
Final expense insurance agents in Coram, New York help residents secure coverage for funeral costs and end-of-life expenses. New York law requires agents to be licensed by the Department of Financial Services and to follow strict disclosure rules. Local agents understand the specific needs of Coram families and can explain how New York probate laws affect policy payouts.
What Does a Final Expense Insurance Agent in Coram Cost?
In New York, final expense insurance premiums typically range from $30 to $100 per month for a $10,000 policy, depending on age and health. For a healthy 65-year-old in Coram, a $10,000 policy might cost around $50 to $70 per month. Rates are higher for smokers or those with chronic conditions. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the difference between final expense insurance and traditional life insurance in New York?
Final expense insurance is a smaller whole life policy, usually between $5,000 and $25,000, designed to cover funeral costs. In New York, these policies often have simplified underwriting with no medical exam required. Traditional life insurance typically offers larger coverage amounts and may require a full health exam.
Are final expense insurance policies regulated by New York state?
Yes, all final expense insurance policies sold in New York must comply with the New York Insurance Law. This includes rules about free look periods, which give you 10 days to cancel for a full refund. Agents must also provide clear policy summaries and cannot use misleading sales tactics.
How do I choose a final expense insurance agent in Coram?
Look for an agent who is licensed in New York and has experience with final expense products. Ask about the insurers they represent and whether they offer policies from companies rated A or higher by AM Best. You can verify an agents license through the New York Department of Financial Services website.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.