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Final Expense Insurance Agents in Centereach, NY

Compare final expense insurance agents in Centereach. Review contact information and insurance categorys before you decide.

8 agents listed
Updated May 2026
Centereach, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 8 final expense insurance agents in Centereach, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
E.A. Funk & Associates, Inc.
1919 Middle Country Rd #300a, Centereach, NY 11720
(631) 467-4747 ericfunkagency.com
Joe Booker: Allstate Insurance
1800 Middle Country Rd, Centereach, NY 11720
(631) 588-3300 agents.allstate.com
Juleigha Schmidt - State Farm Insurance Agent
1820 Middle Country Rd, Centereach, NY 11720
(631) 585-2500 juleighainsuresnys.com
State Farm Insurance
1820 Middle Country Rd, Centereach, NY 11720
(631) 585-2500 statefarm.com
Greg Torkelsen: Allstate Insurance
2371 Middle Country Rd, Centereach, NY 11720
(631) 676-6464 agents.allstate.com
Hassle-Free Insurance Agency
500 Mather Dr, Centereach, NY 11720
(315) 204-0012
CIA Insurance Agency
11 Pleasant Ave, Centereach, NY 11720
(631) 588-0300 ciainsuranceagency.com
Nationwide Insurance
1919 Middle Country Rd #300a, Centereach, NY 11720
(631) 467-4747 nationwide.com

Final expense insurance agents in Centereach, New York help residents secure coverage for funeral and burial costs. New York law requires agents to hold a valid insurance license and follow strict disclosure rules under New York Insurance Law Section 3201. These policies typically range from $5,000 to $25,000 and can be used for any end-of-life expense.

What Does a Final Expense Insurance Agent in Centereach Cost?

In New York, final expense insurance premiums vary by age, health, and coverage amount. A typical policy for a 65-year-old non-smoker might cost $50 to $100 per month for $10,000 of coverage. Rates are higher for older applicants or those with health issues. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a final expense insurance agent in Centereach?
A final expense insurance agent is a licensed professional who helps you buy a small life insurance policy to cover funeral costs. In New York, agents must be appointed by an insurer and follow state regulations for policy sales.
Do I need a medical exam for final expense insurance in New York?
Most final expense policies in New York do not require a medical exam. Instead, insurers use a simplified underwriting process with health questions. Some policies may have a graded benefit period for certain health conditions.