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Find Final Expense Insurance Agents Near You in Montville, NJ
Directory of final expense insurance agents in Montville, New Jersey. Verify credentials with the state department of insurance before hiring.
5 agents listed
Updated May 2026
Montville, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 5 final expense insurance agents in Montville, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Sunshine Insurance NJ
29 Main Rd, Montville, NJ 07045
(973) 273-3053
Plymouth Rock Insurance
150 River Rd STE F3, Montville, NJ 07045
(973) 402-0074
plymouthrock.com
Coastal Financial Group Inc
150 River Rd # E, Montville, NJ 07045
(973) 952-0300
coastalfinancialgroup.com
Robert Plishka - Prudential
150 River Rd STE F3, Montville, NJ 07045
(973) 402-0074
prudential.com
Montville Financial Group, LLC
350 Main Rd Suite 204, Montville, NJ 07045
(862) 261-4678
montvillefinancialgroup.com
Final expense insurance agents in Montville, New Jersey help residents secure coverage for funeral and burial costs. New Jersey law requires funeral homes to provide a written price list upon request, making it easier to plan for these expenses. An agent can explain how final expense policies work and compare options from different carriers.
What Does a Final Expense Insurance Agent in Montville Cost?
In New Jersey, final expense insurance premiums typically range from 30 to 100 dollars per month for a 10,000 dollar policy, depending on age and health. Rates are fixed and do not increase over time. Costs vary by carrier and individual underwriting. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is final expense insurance in Montville New Jersey?
Final expense insurance is a small whole life policy designed to cover funeral and burial costs. In New Jersey, these policies typically have a face value between 5,000 and 25,000 dollars. They do not require a medical exam and are often easier to qualify for than traditional life insurance.
How do I choose a final expense insurance agent in Montville?
Look for an agent licensed in New Jersey who specializes in final expense policies. Ask about their experience with local funeral homes and whether they can explain policy exclusions and waiting periods. You can verify an agents license through the New Jersey Department of Banking and Insurance website.
Are final expense insurance proceeds taxable in New Jersey?
No, final expense insurance death benefits are generally not subject to federal or New Jersey state income tax. The payout goes directly to the beneficiary you name. New Jersey does not have an inheritance tax on life insurance proceeds paid to a named beneficiary.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.