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Compare Final Expense Insurance Agents in Colts Neck, NJ

Looking for a final expense insurance agent in Colts Neck? Review the directory below to compare your options.

7 agents listed
Updated May 2026
Colts Neck, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 7 final expense insurance agents in Colts Neck, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Colts Neck Brokerage
186 County Rd 537 1st Floor, Colts Neck, NJ 07722
(732) 431-0087 coltsneckinsurance.com
Garback Financial
265 NJ-34 Suite C, Colts Neck, NJ 07722
(732) 846-2992 garbackfinancial.com
Whole Life Capital
5 Professional Cir, Colts Neck, NJ 07722
(732) 945-5192 wholelifecapital.com
Vincent J. Scanelli: Allstate Insurance
186 County Rd 537 Fl 2, Colts Neck, NJ 07722
(732) 431-5566 agents.allstate.com
World Insurance
281 NJ-34 Suite 817, Colts Neck, NJ 07722
(732) 255-6009 unitedcountiesins.com
Colts Neck Insurance
37 County Rd 537, Colts Neck, NJ 07722
(732) 431-0087 coltsneckinsurance.com
Allstate Insurance
37 County Rd 537, Colts Neck, NJ 07722
(732) 431-4033 agents.allstate.com

Final expense insurance agents in Colts Neck New Jersey help residents plan for end-of-life costs such as funeral services and medical bills. Under New Jersey law, these policies are regulated by the state Department of Banking and Insurance to ensure fair practices. Local agents can guide you through options that fit your budget and needs.

What Does a Final Expense Insurance Agent in Colts Neck Cost?

In New Jersey, final expense insurance premiums vary based on age and health. A typical policy for a healthy 65-year-old may cost $30 to $70 per month for $10,000 in coverage. Rates can be higher for older applicants or those with health issues. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is final expense insurance in Colts Neck New Jersey?
Final expense insurance is a small whole life policy designed to cover funeral and burial costs. In New Jersey, these policies typically have face values between $5,000 and $25,000. They do not require a medical exam and are available to seniors.
How do I choose a final expense insurance agent in Colts Neck?
Look for an agent licensed by the New Jersey Department of Banking and Insurance. Ask about policy premiums and whether the coverage is guaranteed issue or simplified issue. Compare quotes from multiple agents to find a suitable plan.
Are there New Jersey laws that affect final expense insurance?
Yes, New Jersey requires all life insurance policies to include a free look period of at least 10 days. During this time you can cancel the policy for a full refund. Also, New Jersey has strict rules against unfair claims practices.