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Showing 2 final expense insurance agents in Berlin, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
First Brokers Insurance
162 W White Horse Pike, Berlin, NJ 08009
(856) 753-8300
firstbrokersinsurance.com
Insured by Steph, LLC
339 NJ-73 Suite 9, Berlin, NJ 08009
(856) 421-0022
insuredbysteph.com
What Does a Final Expense Insurance Agent in Berlin Cost?
Typical final expense insurance costs in New Jersey range from 30 to 100 dollars per month for a 10,000 to 25,000 dollar policy. Premiums are based on age, gender, and health status at application. New Jersey imposes a 2.1 percent state premium tax on life insurance policies, which may affect the final price. Costs can also vary if the policy includes a graded benefit or modified benefit for pre-existing conditions. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is final expense insurance in Berlin New Jersey?
Final expense insurance is a small whole life policy designed to cover funeral and burial costs. In New Jersey, these policies are regulated by the Department of Banking and Insurance and often do not require a medical exam.
How much does final expense insurance cost in New Jersey?
Costs vary by age and health, but typical monthly premiums range from 30 to 100 dollars for a 10,000 to 25,000 dollar policy. New Jersey residents may also face a state premium tax of 2.1 percent on life insurance policies.
What is the waiting period for final expense insurance in New Jersey?
Most final expense policies have a two-year waiting period for natural death. If the insured dies from an accident during this time, the full benefit is usually paid. New Jersey law allows a 30-day free look period to cancel the policy for a full refund.