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Find Final Expense Insurance Agents Near You in St Joseph, MO

Compare final expense insurance agents in St Joseph. Review contact information and insurance categorys before you decide.

20 agents listed
Updated May 2026
St Joseph, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Missouri before hiring.
Showing 20 final expense insurance agents in St Joseph, MO Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Tolly & Associates Inc American Family Insurance
2606 N Belt Hwy, St Joseph, MO 64506
(816) 232-8400 amfam.com
Makison Insurance & Retirement
2411 N Woodbine Rd, St Joseph, MO 64506
(816) 209-6765 makisonretirement.com
Shelter Insurance - Dana Oerman
6412 King Hill Ave, St Joseph, MO 64504
(816) 238-1450 shelterinsurance.com
Adlee Conaway Insurance Agency LLC American Family Insurance
6402 King Hill Ave, St Joseph, MO 64504
(816) 238-5201 amfam.com
Shelter Insurance
3011 S Belt Hwy, St Joseph, MO 64503
(816) 354-0260 shelterinsurance.com
Sunshine Cover Insurance Co
805 S Belt Hwy, St Joseph, MO 64507
(816) 281-5993 buchanancountyinsurance.com
John Joe Insurance Agency, Inc.
2320 N Belt Hwy, St Joseph, MO 64506
(816) 273-0123 johnjoeinsurance.com
Matt Thrasher Agency Inc American Family Insurance
3026 Frederick Ave, St Joseph, MO 64506
(816) 238-1121 amfam.com
Shelter Insurance - Matthew Judah
303 S Belt Hwy, St Joseph, MO 64506
(816) 232-4300 shelterinsurance.com
Consolidated Insurance Agents, LLC.
401 N 13th St, St Joseph, MO 64501
(816) 279-0894 consolidated-insurance.com
Tilton Thomas & Morgan Inc.
1802 Union St, St Joseph, MO 64501
(816) 233-0266 ttminsurance.com
Stephen D Lorenz Agency LLC American Family Insurance
1109 N 26th St, St Joseph, MO 64506
(816) 901-9200 amfam.com
Devoy-Baker Insurance
C, 3715 Beck Rd Ste. B 201, St Joseph, MO 64506
(816) 364-4381 devoybaker.com
Saint Joseph Insurance
3715 Beck Rd b201, St Joseph, MO 64506
(816) 364-4381 sjiagency.com
Robert Price, Bankers Life Agent
1213 N Belt Hwy A, St Joseph, MO 64506
(816) 233-3590 agents.bankerslife.com
Bankers Life
1213 N Belt Hwy A, St Joseph, MO 64506
(816) 233-3590 branches.bankerslife.com
Hanna Fries, Bankers Life Agent
1213 N Belt Hwy A, St Joseph, MO 64506
(816) 233-3590 agents.bankerslife.com
The Accel Group - St. Joseph
4221 Mitchell Ave Suite 2C-3, St Joseph, MO 64507
(816) 509-0848 acceladvantage.com
Farmers Insurance - Brett Holden Agency
1602 S Riverside Rd Suite B, St Joseph, MO 64507
(816) 259-5555 agents.farmers.com
Benjamin Frew, Bankers Life Agent
1213 N Belt Hwy A, St Joseph, MO 64506
(816) 396-0086 agents.bankerslife.com

Final expense insurance agents in St Joseph Missouri help residents secure coverage for funeral and burial costs. Missouri law requires funeral homes to provide a general price list upon request, so having a final expense policy can ease financial burdens. Local agents guide clients through policy options that comply with Missouri insurance regulations.

What Does a Final Expense Insurance Agent in St Joseph Cost?

Final expense insurance premiums in Missouri generally range from 30 to 150 dollars per month for policies between 5,000 and 25,000 dollars. Rates depend on your age, gender, and health history. Some carriers offer guaranteed issue policies with no medical exam but higher premiums. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a final expense insurance agent in St Joseph do?
A final expense insurance agent in St Joseph helps you compare burial insurance policies from different carriers. They explain coverage amounts, premiums, and underwriting rules. The agent does not sell legal advice but can help you choose a policy that fits your budget.
Are there Missouri laws that affect final expense insurance?
Yes, Missouri requires all life insurance policies to include a free look period of at least 10 days. This means you can cancel a new policy within 10 days for a full refund. Also, Missouri does not have a state inheritance tax, which can simplify estate planning for small policies.
How much does final expense insurance cost in St Joseph Missouri?
Costs vary by age, health, and coverage amount. Typical monthly premiums range from 30 to 100 dollars for a 5,000 to 25,000 dollar policy. Smokers and those with health conditions may pay higher rates. Always compare quotes from multiple agents.