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Showing 2 final expense insurance agents in Creve Coeur, MO
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Bradford O'Neil - State Farm Insurance Agent
10322 Ladue Rd, Creve Coeur, MO 63141
(314) 993-1420
bradfordoneil.com
New York Life Insurance
3 Cityplace Dr #690, Creve Coeur, MO 63141
(314) 567-9080
saintlouis.nyloffices.com
What Does a Final Expense Insurance Agent in Creve Coeur Cost?
Final expense insurance costs in Missouri vary by age health and coverage amount. A typical monthly premium for a 65 year old non smoker might range from 30 to 70 dollars for 10000 dollars of coverage. Smokers and older applicants pay higher rates. Some policies have level premiums that do not increase. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is final expense insurance and how does it work in Missouri?
Final expense insurance is a small whole life policy designed to cover funeral and burial costs. In Missouri these policies typically have face amounts between 5000 and 25000 dollars. The death benefit is paid directly to the beneficiary and can be used for any end of life expense.
Do I need a medical exam for final expense insurance in Creve Coeur?
Most final expense insurance policies in Missouri do not require a medical exam. However insurers may ask health questions on the application. Some policies offer guaranteed acceptance for people with serious health conditions but these may have a waiting period of two years for full coverage.
What Missouri laws affect final expense insurance payouts?
Missouri has a two year contestability period during which an insurer can investigate a claim. If the policyholder dies within this time the insurer may deny a claim for misrepresentation. Missouri also has an estate recovery program that may seek reimbursement from a deceased persons estate for Medicaid costs but properly structured final expense policies can avoid this.