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Find Final Expense Insurance Agents Near You in West St Paul, MN

Browse final expense insurance agents serving West St Paul, Minnesota. Updated 2026-07-14.

The top-rated final expense insurance agent in West St Paul, Minnesota is Sonja Lhotka - State Farm Insurance Agent, rated 5.0 stars across 407 reviews. Other highly rated options include Tom Stremski - State Farm Insurance Agent, Health Insurance Advisors, LLC, Turitto Insurance Agency. This directory lists 13 final expense insurance agents serving West St Paul.

Showing 13 final expense insurance agents in West St Paul, MNListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Sonja Lhotka - State Farm Insurance Agent1201 S Robert St Suite M3B(651) 454-6555
2Tom Stremski - State Farm Insurance Agent1560 Livingston Ave Ste 101(651) 457-6348
3Health Insurance Advisors, LLC252 Marie Ave E Suite D(651) 364-1623
4Turitto Insurance Agency1349 S Robert St Ste 103(651) 455-4808
5Paul Weinberg - State Farm Insurance Agent1635 S Robert St(651) 457-7119
6Steve Stremski - State Farm Insurance Agent1560 Livingston Ave Ste 101(651) 457-6348
7Insurance Advisors Ann-Marie Underhill Agency1074 S Robert St #109(651) 855-8484
8Meyer Peltier Insurance1549 Livingston Ave STE 102(651) 457-5454
9Farmers Insurance - Christine Smith433 Mendota Rd E Ste G(612) 808-9908
10Wolfgram Tritt & Associates Inc Insurance1633 Oakdale Ave(651) 451-9565
SL
1201 S Robert St Suite M3B
Sonja Lhotka - State Farm Insurance Agent
Final Expense Insurance Agent · West St Paul, MN

Sonja Lhotka - State Farm Insurance Agent serves the West St Paul, Minnesota area, specializing as a final expense insurance agent. This agency helps local families prepare for end-of-life costs with focused coverage options. The agent guides clients through the process of selecting appropriate burial and funeral expense policies. By addressing these specific financial needs, the agency ensures individuals can secure necessary protections for their loved ones. Sonja Lhotka handles final expense insurance and related life insurance services.

TS
1560 Livingston Ave Ste 101
Tom Stremski - State Farm Insurance Agent
Final Expense Insurance Agent · West St Paul, MN

Tom Stremski - State Farm Insurance Agent in West St Paul, MN, provides final expense insurance services, helping clients plan for end-of-life costs with straightforward coverage options. The agency assists with policy selection and maintenance, ensuring beneficiaries receive benefits without complexity. Serving the local area, the company specializes in final expense policies that cover funeral and burial expenses. It supports single-family homeowners, apartment dwellers, retail employees, and restaurant workers seeking manageable insurance solutions for their families.

HI
252 Marie Ave E Suite D
Health Insurance Advisors, LLC
Final Expense Insurance Agent · West St Paul, MN

Health Insurance Advisors, LLC in West St Paul, MN, serves local seniors and their families who are planning or finalizing end-of-life funeral and burial arrangements. The agency provides final expense insurance agent services, helping clients secure coverage for funeral costs and related debts to avoid burdening surviving relatives. The company serves clients seeking straightforward and dignified pre-planning solutions for their estate. They also assist residents in nearby South St Paul and throughout the southeast metro area.

TI
1349 S Robert St Ste 103
Turitto Insurance Agency
Final Expense Insurance Agent · West St Paul, MN

Turitto Insurance Agency, located in West St Paul, MN, helps families understand the difference between one-time final expense policies and recurring coverage for end-of-life costs. These plans are designed to cover funeral services, burial expenses, and outstanding medical bills without burdening loved ones. The agency focuses on providing clear, straightforward guidance in this specialized area of insurance. Service coordination for local clients is available on a one-time or as-needed basis, depending on each family's preferences and schedule.

PW
1635 S Robert St
Paul Weinberg - State Farm Insurance Agent
Final Expense Insurance Agent · West St Paul, MN

Paul Weinberg - State Farm Insurance Agent serves West St Paul, Minnesota, and the surrounding communities in Dakota County. This agency handles final expense insurance, helping individuals secure coverage for end-of-life costs such as funeral services and outstanding medical bills. The company works with local residents to review their family needs and budget constraints, ensuring an appropriate policy is chosen. To handle a typical job, Paul Weinberg’s office begins with a personalized consultation to assess each client’s specific situation and recommend an affordable plan.

SS
1560 Livingston Ave Ste 101
Steve Stremski - State Farm Insurance Agent
Final Expense Insurance Agent · West St Paul, MN

Steve Stremski - State Farm Insurance Agent in West St Paul, MN specializes in final expense insurance, providing policies meant to cover end-of-life costs for families. The agency also assists local residents with other personal insurance needs to help protect their financial futures. Continuing service includes reviewing existing coverage to ensure it still meets current needs and budget. This focus becomes especially helpful when a family is facing a sudden, significant expense after a loss.

IA
1074 S Robert St #109
Insurance Advisors Ann-Marie Underhill Agency
Final Expense Insurance Agent · West St Paul, MN

As winter approaches in West St Paul, many families begin reviewing their financial protections for the year ahead. Insurance Advisors Ann-Marie Underhill Agency helps residents secure final expense insurance to cover end-of-life costs without burdening loved ones. These policies are written with straightforward terms, ensuring that funeral expenses and outstanding medical bills are addressed promptly. The agency focuses on explaining policy options clearly so clients can make informed decisions. An initial consultation involves reviewing the applicant’s health history and financial goals to recommend appropriate coverage.

MP
1549 Livingston Ave STE 102
Meyer Peltier Insurance
Final Expense Insurance Agent · West St Paul, MN

Guiding families through end-of-life planning requires clarity and compassion, a focus at Meyer Peltier Insurance of West St Paul, MN. As final expense insurance agents, the company helps individuals secure coverage intended to cover funeral costs and outstanding medical bills. This specialty typically involves affordable whole life policies with modest face values, ensuring loved ones are not burdened by sudden financial demands. Beyond personal households, the firm also assists with inquiries for commercial sectors that need basic burial coverage for key personnel, including offices, warehouses, and food service operations.

FI
433 Mendota Rd E Ste G
Farmers Insurance - Christine Smith
Final Expense Insurance Agent · West St Paul, MN

Farmers Insurance - Christine Smith provides residential final expense insurance assistance in West St Paul, MN. The agency also arranges commercial burial planning coverage for local customers throughout the surrounding metro area. Serving families in nearby communities, the office helps clients secure policies to cover end-of-life expenses with straightforward guidance. Following an initial policy setup, the agent regularly contacts families for annual policy reviews and benefit adjustments before scheduled visits to ensure coverage remains appropriate.

WT
1633 Oakdale Ave
Wolfgram Tritt & Associates Inc Insurance
Final Expense Insurance Agent · West St Paul, MN

Wolfgram Tritt & Associates Inc Insurance is a final expense insurance agent in West St Paul, MN, known for helping clients cover end-of-life costs with a focus on burial and funeral expenses. The agency serves local families who want to ensure their policies provide a specific death benefit for final arrangements. A common add-on service they can provide is accidental death benefit riders, which offers an additional payout if death occurs due to an accident.

FI
252 Marie Ave E Suite D
Fairway Insurance Brokers
Final Expense Insurance Agent · West St Paul, MN
(952) 210-9631
fairwayib.com
AC
1549 Livingston Ave STE 102
All County Agency Inc.
Final Expense Insurance Agent · West St Paul, MN
(651) 484-1661
all-countyinsurance.com
CI
1549 Livingston Ave #106
Central Insurance Services
Final Expense Insurance Agent · West St Paul, MN
(651) 455-5450
centralinsurance-services.com

What Does a a Final Expense Insurance Agent in West St Paul Cost?

Typical costs for final expense insurance in Minnesota range from $30 to $100 per month for a $10,000 policy, depending on age and health. Premiums are usually fixed and do not increase over time. Costs vary by case, so compare quotes from multiple agents. This is general information, not insurance advice.

About final expense insurance agents in West St Paul

Final expense insurance agents in West St Paul, Minnesota help residents secure coverage for funeral costs and end-of-life expenses. Minnesota law requires funeral homes to provide a general price list upon request, so having a policy in place can ease financial burdens for families. Local agents can explain how Minnesota insurance regulations affect policy options and payouts.

Frequently Asked Questions

What is final expense insurance in West St Paul?

Final expense insurance is a small whole life policy designed to cover funeral costs and medical bills. In Minnesota, these policies typically have face values between $5,000 and $25,000. An agent can help you choose a plan that fits your budget and needs.

Do I need a medical exam for final expense insurance in Minnesota?

Most final expense policies in Minnesota do not require a medical exam. Instead, insurers ask health questions on the application. Some conditions may still affect approval or premiums.

How does Minnesota law affect final expense insurance payouts?

Minnesota law gives beneficiaries a 30-day grace period to submit a claim after the insured passes. The insurer must pay the death benefit within 30 days of receiving valid proof of death. Interest accrues on delayed payments.

Final Expense Insurance Agents in Other Minnesota Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each final expense insurance agent's credentials and current standing with your state Department of Insurance.