The top-rated final expense insurance agent in St Paul, Minnesota is Juan Cervantes - State Farm Insurance Agent, rated 4.9 stars across 159 reviews. Other highly rated options include HomeServices Insurance, Inc., Theisen Escobar Agency, Garry Insurancenter. This directory lists 33 final expense insurance agents serving St Paul.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Juan Cervantes - State Farm Insurance Agent | 391 Ruth St N | (651) 793-0777 |
| 2 | HomeServices Insurance, Inc. | 119 14th St NW Suite 150 | (800) 277-0013 |
| 3 | Theisen Escobar Agency | 428 Minnesota St UNIT 500 | (651) 309-6040 |
| 4 | Garry Insurancenter | 2555 7th Ave E | (651) 777-8361 |
| 5 | Wilebski Insurance Agency | 101 5th St E suite 202 a | (651) 283-9371 |
| 6 | Securian Financial | 400 Robert St N | (651) 665-3500 |
| 7 | Insurance Group™ | 445 Minnesota St #1500 | (763) 233-6405 |
| 8 | Mike Hoffman - State Farm Insurance Agent | 2475 Maplewood Dr STE 114 | (651) 770-8732 |
| 9 | Lunar Financial Group | 445 Etna St #62 | (651) 203-7765 |
| 10 | Chris Bale - Financial Advisor, COUNTRY Financial | 3260 Rice St #1 | (651) 484-8000 |
Juan Cervantes - State Farm Insurance Agent specializes in final expense insurance services, which cover funeral and burial costs. The agency works with families in St Paul, Minnesota to arrange suitable policies for these end-of-life expenses. General service includes assessing an individual’s needs and presenting policy options that fit their budget and wishes. When winter weather increases the risk of accidents or sudden health crises, the agency helps clients ensure their final arrangements are addressed without financial burden on loved ones.
Serving St Paul, Minnesota, and the surrounding communities, HomeServices Insurance, Inc. specializes in final expense insurance. This agent helps clients arrange for dignified end-of-life financial coverage, handling policies that address burial costs and other medical or funeral expenses often overlooked in standard life plans. It guides residents through each product's options with clear, patient explanations. For a typical job, the company first conducts a personal needs assessment to match coverage with the client’s specific budget and family preferences.
As winter in St. Paul makes planning for the future a practical concern, Theisen Escobar Agency helps local families arrange essential coverage. Their final expense insurance policies are designed to cover end-of-life costs without burdening loved ones. Serving the greater St. Paul area, the agency provides straightforward guidance on available options. They begin by scheduling an initial consultation to review an individual's specific needs and financial situation, which is the first step toward securing coverage.
Garry Insurancenter serves clients in St Paul, Minnesota, by guiding them through the process of selecting final expense insurance policies. These plans are designed to cover end-of-life costs such as funeral services, medical bills, and outstanding debts. The company emphasizes clear explanations of policy terms and helps individuals tailor coverage to fit their specific financial situations. It is equipped to assist with the unique coverage needs of local commercial sectors, including offices, warehouses, and food service businesses.
Serving the St Paul, Minnesota area, Wilebski Insurance Agency provides final expense insurance to residents in their own homes, ensuring clients can discuss sensitive coverage in a comfortable setting. The agency also helps individuals secure policies that address funeral costs and other end-of-life expenses for local families. Regular follow-up and check-ins are offered between scheduled visits to answer any questions or make adjustments as circumstances change.
Securian Financial in St Paul, Minnesota provides final expense insurance, offering clients the choice between a one-time payment for immediate coverage and recurring premium options for long-term protection. This coverage is designed to pay for end-of-life costs, such as funeral expenses and outstanding debts, easing the financial burden on surviving family members. The service is available on both a scheduled appointment basis for policy review and as-needed for enrollment or claim assistance.
Insurance Group™ in St Paul, Minnesota is known for assisting families with planning for end-of-life expenses through its Final Expense Insurance Agent services. The company works with clients to select appropriate coverage options that help manage funeral costs and outstanding debts. This includes evaluating different policy structures to match individual budgets and needs in the local region. A specialty service it can add on is arranging for immediate-issue policies that do not require a medical exam.
Mike Hoffman - State Farm Insurance Agent serves St Paul and surrounding Ramsey County, focusing on final expense insurance plans for local residents. These policies help cover funeral costs and other end-of-life expenses without burdening families. The agency assists clients with understanding coverage options that fit their budgets and specific needs. Final expense insurance here is available for individuals seeking straightforward protection with manageable premiums. Mike Hoffman handles final expense insurance applications and policy reviews in St Paul, Minnesota.
What Does a a Final Expense Insurance Agent in St Paul Cost?
Final expense insurance costs in Minnesota depend on your age health status and the death benefit amount. Monthly premiums typically range from 30 to 100 dollars for a 5000 to 15000 dollar policy. Some carriers offer guaranteed issue policies with no health questions but these often have a two year waiting period. Costs are fixed and cannot increase over time. This is general information and not insurance advice.
About final expense insurance agents in St Paul
Final expense insurance agents in St Paul Minnesota help residents plan for funeral and burial costs. These agents offer policies that cover expenses not paid by other insurance. Minnesota law requires funeral homes to provide a price list upon request which can help you determine the coverage amount you need.
Frequently Asked Questions
What does a final expense insurance agent in St Paul do?
A final expense insurance agent helps you find a policy that pays for funeral and burial costs. They explain different plan options and help you choose a benefit amount that fits your budget. The agent also assists with the application process and answers questions about coverage.
Is final expense insurance regulated by Minnesota law?
Yes final expense insurance is regulated by the Minnesota Department of Commerce. Agents must be licensed in Minnesota. Policies must follow state rules about coverage terms and premium increases. You have a free look period of at least 10 days to cancel a policy for a full refund.
How much does final expense insurance cost in St Paul Minnesota?
Costs vary based on your age health and the benefit amount you choose. Typical monthly premiums range from 30 to 100 dollars for a 5000 to 15000 dollar policy. Rates are locked in and cannot increase as you age. Some policies do not require a medical exam.
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