The top-rated final expense insurance agent in North Andover, Massachusetts is MTM Insurance Associates, LLC, rated 4.9 stars across 93 reviews. Other highly rated options include MTMBrainerd INC., Benefit Advisors Group, Durso & Jankowski Insurance. This directory lists 15 final expense insurance agents serving North Andover.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | MTM Insurance Associates, LLC | 1320 Osgood St | (978) 681-5700 |
| 2 | MTMBrainerd INC. | 1320 Osgood St | (978) 681-5700 |
| 3 | Benefit Advisors Group | 800 Turnpike St #300 | (978) 494-6611 |
| 4 | Durso & Jankowski Insurance | 11 Saunders St | (978) 688-7000 |
| 5 | Perry Insurance Agency, LLC. | 857 Turnpike St | (978) 685-7690 |
| 6 | MacDonald & Pangione Insurance Agency | 104 Main St | (978) 688-6921 |
| 7 | Prime Insurance Services, Inc. | 401 Andover St suite 201 a | (978) 685-9999 |
| 8 | MP Roberts Insurance Agency | 1060 Osgood St | (978) 683-8073 |
| 9 | Acrisure North Andover, MA (Foster Sullivan Insurance Group) | 163 Main St | (978) 686-2266 |
| 10 | R.W. Testa Insurance Agency | 855 Turnpike St | (978) 685-1150 |
MTM Insurance Associates, LLC serves the greater North Andover, Massachusetts area as a final expense insurance agent. The company helps local families secure burial and funeral cost coverage, offering simplified policies that do not typically require a medical exam. Clients can arrange a consultation to address end-of-life financial planning and final expense insurance specifically geared toward seniors. The firm handles coverage options such as immediate benefit plans and graded death benefit policies.
MTMBrainerd INC. provides assistance with final expense insurance policies in North Andover, MA, helping clients manage end-of-life financial planning through these specific coverage options. Its service model includes reviewing burial and funeral cost estimates to recommend appropriate policy benefit amounts. Policy details are clearly explained to ensure that families understand coverage terms and premium payments. The company serves both single-family homeowners and residents of apartments, as well as proprietors of local retail shops and restaurants.
Benefit Advisors Group serves local families who are planning for their end-of-life expenses, helping them secure final expense insurance coverage that can relieve their loved ones of financial burdens. The firm assists clients in choosing appropriate policies to manage funeral costs and outstanding final bills. Located in North Andover, MA, this final expense insurance agent also provides its services to residents living in the greater Lawrence area.
Durso & Jankowski Insurance serves North Andover, MA, and the surrounding communities, handling final expense insurance to help cover end-of-life costs. This type of insurance offers straightforward, whole-life policies that provide a fixed benefit for funeral expenses and unpaid bills. The agency typically works with seniors to understand their specific financial situation and recommends a suitable policy that meets those needs. Its approach relies on clear communication to ensure the policy’s terms are fully understood before any agreement is made.
Perry Insurance Agency, LLC, in North Andover, MA, distinguishes its final expense services by offering both flexible, one-time plan purchases and recurring policy options that accommodate different budgeting preferences. These policies are designed to cover end-of-life expenses such as funeral costs, outstanding medical bills, and other final obligations. The agency focuses on helping local seniors and families secure burial insurance with simplified underwriting and clear benefit terms. Service runs on an as-needed basis, with clients scheduling appointments for personalized policy reviews and enrollment assistance.
MacDonald & Pangione Insurance Agency in North Andover, MA, specializes in final expense insurance policies that cover end-of-life costs. It provides personalized planning guidance for seniors and their families throughout Essex County. The agency helps clients navigate policy options to manage funeral expenses, outstanding debts, and medical bills left behind. Its work is especially valuable for families arranging coverage during the colder months, when high heating bills and seasonal illnesses can place additional financial strain on a household budget.
Prime Insurance Services, Inc. assists individuals with final expense insurance, offering policies designed to cover end-of-life costs without requiring a medical exam. The agency supports clients in North Andover, MA, and the surrounding communities by helping them select appropriate burial or funeral coverage through simplified issue products. Its services are available to private households, nursing facilities, and funeral homes that seek straightforward planning options for their members or client families.
As North Andover families weigh how to spare loved ones from end-of-life burial costs, MP Roberts Insurance Agency offers permanent final expense policies tailored to fit fixed incomes. The firm explains how small, level premiums can accumulate cash value over time, ensuring funds are available exactly when they are needed. Each consultation begins with a no-pressure review of the applicant’s current coverage and outstanding final costs before a step-by-step inspection of individual policy options begins.
Acrisure North Andover, MA, operating as Foster Sullivan Insurance Group, provides residential final expense insurance services to families in North Andover. The agency also offers commercial coverage options for local businesses in the surrounding area. Final expense policies help cover end-of-life costs, easing financial burdens for loved ones. Clients receive careful consultations to select appropriate burial and funeral benefits. The agent schedules follow-up support to update policies as needs change, ensuring continued coverage between regular visits.
R.W. Testa Insurance Agency in North Andover, MA, is known for helping local families arrange final expense insurance policies to cover end-of-life costs. The agency serves residents seeking straightforward burial and funeral expense coverage. Its agents guide clients through policy selection to alleviate financial burdens on loved ones. As a specialty service, the agency can add on accelerated death benefit riders, providing access to funds during a terminal illness for immediate needs.
What Does a a Final Expense Insurance Agent in North Andover Cost?
Typical final expense insurance in Massachusetts costs between 30 and 150 per month for a 10000 policy. Rates are lower for younger applicants and higher for those over 70. Each carrier sets its own pricing based on underwriting guidelines. This is general information and not insurance advice.
About final expense insurance agents in North Andover
Final expense insurance agents in North Andover Massachusetts help residents secure burial and funeral coverage. Massachusetts law requires funeral homes to provide a written price list upon request. These policies are designed to cover final expenses without burdening family members.
Frequently Asked Questions
What is final expense insurance in North Andover Massachusetts?
Final expense insurance is a small whole life policy that covers funeral costs and medical bills. In Massachusetts these policies typically range from 5000 to 25000 in coverage. They do not require a medical exam for approval.
How do Massachusetts laws affect final expense insurance?
Massachusetts has a 30 day free look period for life insurance policies. This allows you to cancel for a full refund if you change your mind. The state also requires agents to disclose policy terms clearly before purchase.
What factors influence the cost of final expense insurance in North Andover?
Costs depend on your age health status and the coverage amount you choose. In Massachusetts smokers pay higher premiums than non smokers. Most policies have fixed monthly payments that do not increase over time.
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