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Find Final Expense Insurance Agents in Ludlow, MA

Browse final expense insurance agents serving Ludlow, Massachusetts. Contact information and addresses listed below.

9 agents listed
Updated May 2026
Ludlow, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 9 final expense insurance agents in Ludlow, MA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
The Gomes Agency
364 East St, Ludlow, MA 01056
(413) 610-1223 thegomesagency.com
Regina Jasak Independent Insurance
193 Holyoke St, Ludlow, MA 01056
(413) 315-5775 reginajasak.com
HUB International
564 Center St, Ludlow, MA 01056
(413) 583-6424 hubinternational.com
Ideal Insurance Agency, Inc.
187 East St, Ludlow, MA 01056
(413) 589-0901 idealinsurance.com
The Dowd Insurance Agencies
563 Center St #2499, Ludlow, MA 01056
(413) 538-7444 dowd.com
James F. Shea & Sons, LLC
200 Center St STE 6, Ludlow, MA 01056
(413) 547-8135
Cunningham Insurance Agency Inc.
398 East St, Ludlow, MA 01056
(413) 589-1616 cunninghaminsuranceagency.com
Ideal Insurance a member of Dowd Agencies, LLC
563 Center St, Ludlow, MA 01056
(413) 589-0901 dowd.com
Your Choice Insurance Agency
190 East St, Ludlow, MA 01056
(413) 589-0192 fieldeddy.com

Final expense insurance agents in Ludlow, Massachusetts help residents secure coverage for end-of-life costs such as funerals and medical bills. Massachusetts law requires funeral homes to provide a price list upon request, making it easier to plan expenses. A local agent can guide you through policy options that fit your budget and ensure your loved ones are not burdened by unexpected costs.

What Does a Final Expense Insurance Agent in Ludlow Cost?

In Massachusetts, final expense insurance premiums for a healthy 65-year-old typically range from 30 to 70 dollars per month for a 10,000 dollar policy. Costs increase with age and health conditions. Some policies offer level premiums that do not change. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is final expense insurance and how does it work in Ludlow?
Final expense insurance is a whole life policy with a smaller death benefit, typically between 5,000 and 25,000 dollars. In Massachusetts, these policies are regulated by the Division of Insurance, and agents must be licensed to sell them. You pay monthly or annual premiums, and the benefit goes directly to your beneficiary or funeral home.
Do I need a medical exam for final expense insurance in Massachusetts?
Most final expense policies in Massachusetts do not require a medical exam. Insurers may ask health questions or review your medical history. This makes the process simpler for seniors or those with health conditions.