The top-rated final expense insurance agent in Manhattan, Kansas is State Farm Insurance: Josh Salmans, rated 4.9 stars across 404 reviews. Other highly rated options include Copeland Insurance Agency, Bankers Life, Tim Engle Agency, Inc. American Family Insurance. This directory lists 19 final expense insurance agents serving Manhattan.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | State Farm Insurance: Josh Salmans | 511 Leavenworth St | (785) 776-8754 |
| 2 | Copeland Insurance Agency | 601 S 5th St STE B | (785) 776-0089 |
| 3 | Bankers Life | 1115 Westport Dr Ste B | (785) 587-8173 |
| 4 | Tim Engle Agency, Inc. American Family Insurance | 3320 Anderson Ave | (785) 539-9200 |
| 5 | Kramer Agency & Associates LLC American Family Insurance | 5410 Ledge Stone Dr #110 | (785) 776-4518 |
| 6 | Cura Insurance | 120 N 4th St Suite E | (785) 370-0722 |
| 7 | Shelter Insurance - Mike Bean | 2308 Anderson Ave | (785) 537-1718 |
| 8 | Holmes Agency LLC | 422 N Juliette Ave | (785) 539-0225 |
| 9 | Legacy Solutions Insurance LLC | 2401 Seth Child Rd #140 | (785) 789-3441 |
| 10 | Charlson & Wilson Insurance Agency | 555 Poyntz Ave #205 | (785) 537-1600 |
State Farm Insurance: Josh Salmans serves the Manhattan, Kansas area as a final expense insurance agent. This agency focuses on helping families plan for end-of-life costs with whole life insurance policies. Such policies are designed to cover funeral expenses and outstanding medical bills, providing financial relief to surviving relatives. The agent works directly with clients to simplify the application process and select appropriate coverage amounts. Policy options include guaranteed acceptance plans and simplified issue whole life products for qualifying residents of Riley County.
Copeland Insurance Agency in Manhattan, KS provides final expense insurance and related pre-need planning services. The agency helps clients secure coverage for end-of-life expenses, including funeral costs and medical bills, through personalized policy selection. It offers assistance with enrollment, documentation, and beneficiary designations to ensure policies remain current. The agency serves individual clients from single-family homes and apartments, as well as property owners of local retail shops and restaurants in the area.
Serving Manhattan, Kansas, and the surrounding communities of Riley County, Bankers Life handles final expense insurance to help cover end-of-life costs. This agent works with individuals to arrange policies that address funeral expenses and unpaid medical bills. The necessary paperwork and beneficiary options are clearly outlined during consultations. For a typical policy setup, the agent begins by reviewing the client’s financial situation and preferences, then selects an appropriate coverage amount through a straightforward application process.
The Tim Engle Agency, Inc., an American Family Insurance agency in Manhattan, Kansas, serves residents seeking final expense insurance to cover end-of-life costs. This type of policy helps families manage funeral expenses and outstanding bills after a loved one passes. The agency provides guidance on plan options, ensuring clients understand coverage limits and premium structures common in the local area. Its services benefit individuals planning for dignified memorial arrangements. The agency also assists customers living in the nearby community of Junction City.
Kramer Agency & Associates LLC American Family Insurance offers both one-time and scheduled service appointments for final expense insurance in Manhattan, KS. These plans cover funeral costs, outstanding debts, and other end‑of‑life expenses. Policies are designed to provide financial relief for beneficiaries after a loss. The agency can discuss burial and cash value options during an initial visit. Service runs on a scheduled basis, with ongoing support provided as needed for policy adjustments and claims assistance.
Cura Insurance specializes in helping families secure final expense coverage to manage end-of-life costs for loved ones in Manhattan, Kansas. The agency guides seniors through the process of selecting appropriate life insurance policies that cover burial expenses, outstanding medical bills, and other final debts. Cura Insurance serves local residents seeking straightforward financial arrangements that ease the burden on survivors. This may be especially valuable for families who face unplanned funeral costs or veterans needing coordination with available benefit programs after an unexpected loss.
As the seasons change in Manhattan, Kansas, many local families begin reviewing their financial plans for future burial expenses. Shelter Insurance - Mike Bean provides final expense insurance agent services to address this common need. The agency helps residents secure coverage that covers funeral costs and reduces the financial burden left for loved ones. Their process involves reviewing individual client circumstances carefully to determine appropriate policy options. The initial step is scheduling a no-obligation inspection of your current coverage or a simple assessment of your family's long-term needs.
Holmes Agency LLC operates as a final expense insurance agent in Manhattan, Kansas. Its primary work involves assisting clients with burial and end-of-life policy arrangements to cover outstanding costs. The agency typically adds specialized cemetery or funeral planning services to its base offerings, ensuring families have comprehensive coverage. Holmes Agency LLC can serve commercial sectors such as local offices, large warehouses in the area, and neighborhood food service establishments.
Legacy Solutions Insurance LLC serves Manhattan residents seeking final expense coverage for end-of-life planning. This agency also assists clients with commercial insurance needs within the local area. Their work focuses on helping customers secure simple, dignified burial and funeral arrangements. They typically meet with individuals to explain policy options and answer questions about death benefit amounts and premium structures. After helping a client set up a plan, the agent provides follow-up service between regular visits to adjust coverage as needs change.
Charlson & Wilson Insurance Agency is known for helping Manhattan, KS residents plan for end-of-life expenses through final expense insurance policies. The agency serves clients across the local area, offering coverage that supplements existing savings or policies to cover funeral costs, medical bills, and other final debts. It guides families through the process of selecting appropriate benefit amounts and policy structures. Each consultation focuses on individual financial situations and burial preferences. The agency can also add a guaranteed whole life policy to ensure premiums remain fixed and coverage cannot be cancelled.
What Does a a Final Expense Insurance Agent in Manhattan Cost?
Final expense insurance premiums in Kansas typically range from 30 to 150 dollars per month depending on age health and coverage amount. A 10000 dollar policy for a 65 year old nonsmoker might cost around 50 to 70 dollars monthly. Rates are locked in and cannot increase. This is general information not insurance advice.
About final expense insurance agents in Manhattan
Final expense insurance agents in Manhattan Kansas help residents secure coverage for end of life costs like funerals and burial services. Kansas law requires funeral homes to provide a general price list upon request which can help you determine the coverage amount you need. Local agents can explain how Kansas Medicaid estate recovery rules may affect your policy planning.
Frequently Asked Questions
What is a final expense insurance policy in Manhattan Kansas?
A final expense policy is a small whole life insurance plan designed to cover funeral costs and medical bills. In Kansas these policies typically have face values between 5000 and 25000 dollars. They do not require a medical exam and are popular among seniors.
How do Kansas laws affect final expense insurance?
Kansas has a 30 day free look period for life insurance policies allowing you to cancel for a full refund. The state also requires agents to be licensed and to provide clear disclosure of policy terms. Kansas does not have a state inheritance tax which can simplify the claims process.
Can I use final expense insurance to pay for a funeral in Manhattan Kansas?
Yes you can name the funeral home or a family member as beneficiary. Manhattan funeral homes accept assignment of benefits directly from insurance companies. Make sure the policy amount covers current local funeral costs which average 7000 to 10000 dollars in Kansas.
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