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Find Final Expense Insurance Agents Near You in Springfield, IL

Browse final expense insurance agents serving Springfield, Illinois. Updated 2026-07-14.

The top-rated final expense insurance agent in Springfield, Illinois is Bailey Family Insurance, rated 5.0 stars across 1,026 reviews. Other highly rated options include Gruening Health & Wealth, Acceptance Insurance, Blue Oak Insurance Agency. This directory lists 20 final expense insurance agents serving Springfield.

Showing 20 final expense insurance agents in Springfield, ILListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Bailey Family Insurance957 Clocktower Dr(217) 441-2342
2Gruening Health & Wealth1124 Centre W Dr(217) 970-2214
3Acceptance Insurance2747 S 6th St(217) 529-2000
4Blue Oak Insurance Agency2205 Wabash Ave Suite 270(217) 441-2020
5The Group Insurance Agency LLC7000 Piper Glen Dr STE E(217) 787-7447
6ALF Insurance127 N Grand Ave E(217) 525-5255
7Insurance Partners, Inc901 S Spring St(217) 544-8644
8TROXELL214 S Grand Ave W(217) 528-7533
9Goodenow Insurance Agency719 N Grand Ave E(217) 523-5443
10Houston Insurance Agency - Medicare, Health & Life Insurance Broker400 Chatham Rd Ste 200(573) 355-6701
BF
957 Clocktower Dr
Bailey Family Insurance
Final Expense Insurance Agent · Springfield, IL

Bailey Family Insurance serves the Springfield, IL area as a local final expense insurance agent. The company assists individuals with planning for end-of-life costs by offering burial insurance policies. These plans are designed to cover funeral expenses and other outstanding final bills, providing families with financial relief during a difficult time. Policies are typically available for seniors and those with pre-existing conditions. Bailey Family Insurance specifically handles term life insurance for final expenses and whole life policies dedicated to burial costs.

GH
1124 Centre W Dr
Gruening Health & Wealth
Final Expense Insurance Agent · Springfield, IL

Gruening Health & Wealth provides guidance on final expense insurance options for individuals in Springfield, IL. Their service process typically involves discussing coverage amounts for funeral and burial costs, then helping clients select suitable policies. They often assist with paperwork and beneficiary designations, ensuring families understand the terms. Maintenance plans usually focus on periodic policy reviews to adjust for inflation or changing needs. This agency services clients residing in single-family homes, apartments, and senior living communities across the local area.

AI
2747 S 6th St
Acceptance Insurance
Final Expense Insurance Agent · Springfield, IL

Acceptance Insurance serves the Springfield, Illinois metro area as a local Final Expense Insurance Agent, offering burial and funeral planning policies tailored for seniors. These final expense plans provide relatively small whole life insurance benefits designed to cover end-of-life costs, including unpaid medical bills, cremation expenses, or funeral services. By working in this localized area, the company helps residents aged 50 and older with guaranteed-issue policies that do not require a medical exam. Specific services handled include burial insurance arrangements for direct cremation and pre-need funeral planning for traditional ceremonies.

BO
2205 Wabash Ave Suite 270
Blue Oak Insurance Agency
Final Expense Insurance Agent · Springfield, IL

Blue Oak Insurance Agency serves Springfield, Illinois, and the surrounding communities, handling final expense insurance policies designed to cover end-of-life costs for clients. This type of insurance helps families manage funeral and burial expenses without financial strain. The agency works with individuals to find a suitable plan that aligns with their needs and budget. To handle a typical job, the agent meets with clients personally to review coverage options and complete the application process step by step.

GI
7000 Piper Glen Dr STE E
The Group Insurance Agency LLC
Final Expense Insurance Agent · Springfield, IL

The Group Insurance Agency LLC in Springfield, IL explains that final expense planning often involves either a single premium payment for guaranteed coverage or ongoing monthly installments to maintain the benefit. Their policies are designed to cover funeral costs and medical bills not paid by other benefits. Conventional insurance frequently overlooks these specific liabilities, making this a distinct product category for clients seeking targeted protection. Service is available on a one-time basis for initial plan setup and as needed for policy adjustments.

AI
127 N Grand Ave E
ALF Insurance
Final Expense Insurance Agent · Springfield, IL

ALF Insurance assists individuals and families in Springfield, IL, who are planning for end-of-life expenses and seeking manageable final expense coverage. The agency guides clients through the process of selecting a policy that aligns with their budget and personal wishes, helping to relieve loved ones of unnecessary financial strain during a difficult time. This service is also available to residents throughout the greater Sangamon County area, including nearby Chatham.

IP
901 S Spring St
Insurance Partners, Inc
Final Expense Insurance Agent · Springfield, IL

Insurance Partners, Inc. specializes in providing final expense insurance policies designed to cover end-of-life costs for families in the Springfield, IL area. The company operates as a local agency, guiding clients through the process of selecting affordable burial and funeral coverage. This work involves explaining policy benefits and helping individuals plan ahead for their final arrangements. During tax season, the agency assists clients in reviewing their existing coverage when life changes or new financial obligations arise.

TR
214 S Grand Ave W
TROXELL
Final Expense Insurance Agent · Springfield, IL

As families in Springfield, Illinois, consider arrangements after a loss, many seek straightforward final expense coverage without the complexity of larger life policies. TROXELL provides representation to clients looking for these simplified insurance plans, streamlining the decision process to suit a local need. In the surrounding Sangamon County area, the company’s services typically involve a focused discussion of personal preferences. The initial step often begins with a no-obligation inspection of relevant health history and potential policy options.

GI
719 N Grand Ave E
Goodenow Insurance Agency
Final Expense Insurance Agent · Springfield, IL

Goodenow Insurance Agency in Springfield, IL guides families through the process of arranging final expense insurance to cover end-of-life costs. The agency specializes in adding burial coverage and policy funeral assignment options for policyholders. It serves the area with clear explanations of small-face-amount life insurance policies. The company is able to assist businesses and institutions operating from office environments, warehouse facilities, and food service locations.

HI
400 Chatham Rd Ste 200
Houston Insurance Agency - Medicare, Health & Life Insurance Broker
Final Expense Insurance Agent · Springfield, IL
HM
1 Horace Mann Plaza
The Horace Mann Companies
Final Expense Insurance Agent · Springfield, IL
(800) 999-1030
horacemann.com
TC
3261 Meadowbrook Rd Ste 100
Thorn Creek Insurance Services Inc.
Final Expense Insurance Agent · Springfield, IL
(217) 503-4111
thorncreekinsurance.com
CI
3050 Montvale Dr Suite C
CLP Insurance Solutions, LLC
Final Expense Insurance Agent · Springfield, IL
(217) 535-9500
clpinsurancesolutions.com
FI
430 E Vine St
Forsyth Insurance Group Inc
Final Expense Insurance Agent · Springfield, IL
(217) 525-9500
forsyth-ins.com
JS
1 W Old State Capitol Plaza STE 860
Jiffy SR22 Insurance Illinois
Final Expense Insurance Agent · Springfield, IL
(251) 523-6479
AC
3300 Hedley Rd
American Central Insurance Services
Final Expense Insurance Agent · Springfield, IL
(217) 698-9000
americancentralinsurance.com
LH
920 S Spring St Suite 3000
Lincoln Heritage Life Insurance Co
Final Expense Insurance Agent · Springfield, IL
(217) 753-4483
PA
206 S 6th St
Pazak Agency - American Income Life
Final Expense Insurance Agent · Springfield, IL
(630) 460-5556
PS
430 E Vine St
Prairie State Insurance Agency Inc
Final Expense Insurance Agent · Springfield, IL
(217) 529-8878
prairiestateins.com
LO
2501 Old Chatham Rd # 100
Lee/O'Keefe Insurance Agency Inc.
Final Expense Insurance Agent · Springfield, IL
(217) 528-5679
leeokeefe.com

What Does a a Final Expense Insurance Agent in Springfield Cost?

Final expense insurance premiums in Illinois typically range from 30 to 150 dollars per month depending on your age health and coverage amount. A 10000 dollar policy for a healthy 65 year old might cost around 60 to 80 dollars monthly. Rates are higher for smokers or those with chronic conditions. This is general information and not insurance advice.

About final expense insurance agents in Springfield

Final expense insurance agents in Springfield Illinois help residents secure coverage for end of life costs such as funeral services and burial expenses. Illinois law requires funeral providers to give a detailed price list upon request which can help you plan your coverage amount. Local agents can explain how Illinois probate timelines may affect benefit payouts to your beneficiaries.

Frequently Asked Questions

What is final expense insurance in Springfield Illinois?

Final expense insurance is a small whole life policy designed to cover funeral and burial costs. In Illinois these policies typically have face values between 5000 and 25000 dollars. They do not require a medical exam and are easier to qualify for than traditional life insurance.

How does Illinois law affect final expense insurance payouts?

Illinois has a 30 day grace period for premium payments before a policy lapses. Beneficiaries must file a claim with the insurance company and provide a certified death certificate. Payouts are generally made within 30 to 60 days after all required documents are submitted.

Can I use final expense insurance for any funeral home in Springfield?

Yes you can choose any licensed funeral home in Illinois. The policy pays a lump sum cash benefit to your beneficiary who then pays the funeral home directly. Illinois law requires funeral homes to accept third party insurance payments without extra fees.

Final Expense Insurance Agents in Other Illinois Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each final expense insurance agent's credentials and current standing with your state Department of Insurance.