The top-rated final expense insurance agent in Skokie, Illinois is Calvin Lam - State Farm Insurance Agent, rated 5.0 stars across 150 reviews. Other highly rated options include Zorica Lucic - State Farm Insurance Agent, Adriana Deaconu Agency Inc American Family Insurance, The Insurance People. This directory lists 22 final expense insurance agents serving Skokie.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Calvin Lam - State Farm Insurance Agent | 4905 Old Orchard Shopping Ctr Ste 518 | (847) 423-2680 |
| 2 | Zorica Lucic - State Farm Insurance Agent | 8350 Lincoln Ave | (847) 213-9366 |
| 3 | Adriana Deaconu Agency Inc American Family Insurance | 8013 Lincoln Ave | (847) 763-1008 |
| 4 | The Insurance People | 5225 Old Orchard Rd Suite 8 | (773) 697-8082 |
| 5 | Heil & Heil Insurance Agency LLC | 5215 Old Orchard Rd #300 | (847) 866-7400 |
| 6 | Heeyoung Kim - State Farm Insurance Agent | 5012 Dempster St | (847) 983-0585 |
| 7 | Danny Chung - State Farm Insurance Agent | 4656 Church St | (224) 534-0957 |
| 8 | Konrad Wesolowski - State Farm Insurance Agent | 4043 Oakton St | (847) 677-8877 |
| 9 | Rob Apostolakis - State Farm Insurance Agent | 3608 Dempster St | (847) 677-9920 |
| 10 | Kanji Insurance Financial Service Since 1990 | 3921 W Howard St | (773) 262-1145 |
Calvin Lam - State Farm Insurance Agent serves the Skokie, Illinois metro area and surrounding communities. The agency assists local families with final expense insurance, which covers funeral costs and unpaid medical bills. This office also offers guidance on selecting appropriate coverage amounts for end‑of‑life expenses. In this area, final expense insurance agents help clients navigate policy options that provide financial protection for survivors. Calvin Lam - State Farm Insurance Agent specializes in small face‑value whole life policies and burial insurance plans.
Zorica Lucic - State Farm Insurance Agent in Skokie, IL, provides final expense insurance services, helping clients arrange coverage for end-of-life costs. The agency assists customers in selecting appropriate policies to cover funeral and burial expenses. It offers guidance on plan benefits and facilitates the application process. Maintenance of existing policies is managed through routine account reviews and updates. The agency services single-family homes, apartments, retail, and restaurants.
Adriana Deaconu Agency Inc American Family Insurance serves Skokie, Illinois, and the surrounding communities. The agency handles final expense insurance, which helps cover funeral costs and other end-of-life expenses. It works with individuals who seek to relieve their families from these financial burdens. The agency generally takes time to discuss each client’s situation to determine a proper plan for their specific needs and budget.
The Insurance People serves older adults and families in Skokie, Illinois, who are planning for final expenses and end-of-life financial needs. It offers assistance in navigating final expense insurance policies, which help cover funeral costs and related obligations. Such agents typically guide clients through the application process and explain policy benefits. Services support those seeking to alleviate future financial burdens on loved ones. The agency also provides these same insurance services to residents in surrounding portions of Cook County and the greater Chicago metropolitan area, including nearby Evanston.
Heil & Heil Insurance Agency LLC in Skokie, IL, advises clients on the difference between single-payment final expense plans and those with scheduled premiums, ensuring coverage remains active for their lifetime. A final expense insurance agent handles the underwriting process and helps families select a policy that meets funeral and burial needs. Service for this category typically operates on a one-time consultative basis with follow-up available on an as-needed schedule.
Heeyoung Kim - State Farm Insurance Agent in Skokie, IL, specializes in final expense insurance, addressing the financial responsibilities of funeral and burial costs. The agency also provides general insurance services to local families. As a final expense agent, it helps clients with policies that cover end-of-life expenses, which can ease a family’s burden during a difficult time. This service is especially relevant when residents are planning for long-term care needs or reviewing their financial legacy in the face of seasonal health concerns.
As winter approaches in Skokie, families often consider what final arrangements mean for their loved ones. Danny Chung, as a State Farm Insurance agent, addresses this need by offering final expense policies designed to cover funeral costs and outstanding debts. These straightforward plans provide clear financial protection, ensuring that families are not burdened with unexpected expenses during a time of loss. The process begins transparently, starting with a friendly consultation to review individual circumstances and assess appropriate coverage levels.
Konrad Wesolowski - State Farm Insurance Agent in Skokie, IL, is known for providing final expense insurance policies designed to cover end-of-life costs. The agency serves local residents seeking affordable burial and funeral expense coverage. It helps clients secure financial protection for their families through straightforward whole life policies. The service range includes policy consultation, application assistance, and claims support. A specialty service the agency can add on is helping small business owners fund buy-sell agreements with life insurance.
Rob Apostolakis - State Farm Insurance Agent in Skokie, IL, serves residential clients in need of final expense insurance to cover end-of-life costs. Commercial coverage options are also available for local business owners throughout the greater Skokie area. The agency focuses on clear guidance for policy selections that fit individual budgets and family needs. Clients can expect thorough follow-up assistance and repeat service to adjust coverage between their regular policy review visits.
Kanji Insurance Financial Service Since 1990 provides insurance planning assistance for individuals in Skokie, IL. Their work focuses on final expense arrangements, helping families address end-of-life coverage needs through pre-planning discussions and policy consultations. The agency guides clients through the selection of manageable funeral and burial cost plans. They serve local commercial sectors, including small offices, warehouses, and food service businesses.
What Does a a Final Expense Insurance Agent in Skokie Cost?
Final expense insurance costs in Illinois depend on your age gender and health status. For a 65 year old non smoker a 10000 dollar policy may have monthly premiums between 40 and 70 dollars. Older applicants or those with health conditions may pay higher rates. Some carriers offer guaranteed issue policies with no health questions but these have higher premiums and a two year waiting period for full benefits. This is general information not insurance advice.
About final expense insurance agents in Skokie
Final expense insurance agents in Skokie Illinois help residents secure coverage for end of life costs such as funeral expenses and medical bills. Illinois law requires agents to be licensed by the Illinois Department of Insurance and follow specific disclosure rules for burial insurance policies. Local agents understand Skokie funeral home costs and can tailor a plan to fit your budget.
Frequently Asked Questions
What is final expense insurance in Skokie Illinois?
Final expense insurance is a small whole life policy designed to cover funeral and burial costs. In Illinois these policies are regulated under the Illinois Insurance Code and must provide clear benefit amounts. Agents in Skokie can help you compare plans from different carriers.
Do I need a license to sell final expense insurance in Illinois?
Yes all agents selling final expense insurance in Illinois must hold a valid life insurance license from the Illinois Department of Insurance. Agents must also complete continuing education every two years to maintain their license. You can verify an agents license through the Illinois Secretary of State website.
How much does a final expense policy cost in Skokie Illinois?
Costs vary based on age health and coverage amount. Typical monthly premiums range from 30 to 100 dollars for a 5000 to 25000 dollar policy. Illinois law allows carriers to use simplified underwriting which may ask health questions but does not require a medical exam.
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