The top-rated final expense insurance agent in Des Plaines, Illinois is Health and Life Insurance - Andrew Choi, rated 5.0 stars across 382 reviews. Other highly rated options include Susan Palkovic - State Farm Insurance Agent, Guy Winters - State Farm Insurance Agent, Saadia Abdul - Insurance Agent. This directory lists 20 final expense insurance agents serving Des Plaines.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Health and Life Insurance - Andrew Choi | 1111 E Touhy Ave # 235 | (847) 344-1150 |
| 2 | Susan Palkovic - State Farm Insurance Agent | 1322 Lee St | (847) 296-8400 |
| 3 | Guy Winters - State Farm Insurance Agent | 570 E Northwest Hwy | (847) 699-1300 |
| 4 | Saadia Abdul - Insurance Agent | 1111 E Touhy Ave # 235 | (833) 310-5505 |
| 5 | Victor Fuentes Main Line Benefits | 1111 E Touhy Ave # 235 | (630) 309-9000 |
| 6 | Frank Liskovec - Main Line Benefits Agency | 1111 E Touhy Ave # 235 | (224) 628-2951 |
| 7 | America's Choice Insurance Agency | 2720 S River Rd #134 | (708) 453-4312 |
| 8 | Faller Insurance Agency | 2720 S River Rd Suite 132 | (847) 430-3342 |
| 9 | Essex Insurance Brokers LLC | 2340 S River Rd Suite 120C | (847) 954-2222 |
| 10 | Insure Now Inc | 782 W Oakton St #B | (847) 758-9512 |
Health and Life Insurance - Andrew Choi serves Des Plaines, Illinois, and the surrounding Cook County area, offering final expense insurance agent services. This agency helps clients arrange coverage intended to cover end-of-life costs without burdening loved ones. Plans typically cover funeral expenses, medical bills, and other outstanding debts. Many residents in this area seek simple application processes and fixed premium rates for burial insurance policies. The agency guides families through selecting options suited to their specific needs. It handles pre-need funeral planning assistance and straightforward final expense policy enrollments.
Serving Des Plaines, Illinois, this final expense insurance agency offers assistance with end-of-life coverage planning to help clients manage funeral and burial costs. The agency provides policy selection guidance and ongoing support to ensure coverage meets individual needs and financial situations. Services include explaining policy benefits, handling beneficiary updates, and addressing claim filing questions as they arise. Their client base includes individuals residing in single-family homes, apartments, and local retirement communities.
Guy Winters - State Farm Insurance Agent in Des Plaines, Illinois, serves local families and individuals seeking final expense insurance. This agent helps clients plan for end-of-life costs, covering funeral expenses and outstanding debts through straightforward policies. The agency provides guidance to seniors comparing coverage options and assists with application paperwork. It also offers resources for understanding policy benefits and premium structures. Beyond Des Plaines, this final expense insurance agent works with residents throughout nearby Arlington Heights to arrange meaningful protection for loved ones.
Saadia Abdul - Insurance Agent serves Des Plaines, Illinois, and the surrounding communities of the greater northwest suburban area. The office handles final expense insurance, which is a type of permanent life insurance designed to cover burial and funeral costs with a smaller death benefit. For a typical client, Saadia Abdul begins by conducting a needs assessment to determine an appropriate coverage amount. The agency then guides the applicant through the underwriting and policy selection process, ensuring coverage choices fit the individual’s budget and end-of-life planning goals.
Victor Fuentes Main Line Benefits focuses on final expense insurance, offering policies structured either as a single-premium, one-time payment or with recurring installment options to fit individual budgets. Coverage options typically help beneficiaries manage end-of-life costs, including funeral services and outstanding medical bills. Serving clients in Des Plaines, Illinois, the company tailors its consultations to clarify these choices. Service runs on a scheduled appointment basis for initial planning and can shift to as-needed follow-up assistance after the policy is issued.
Frank Liskovec - Main Line Benefits Agency specializes in final expense life insurance, helping clients secure affordable coverage for end-of-life costs. It serves families and individuals in Des Plaines, Illinois, and the surrounding area. The agency guides customers through policy options and enrollment. It addresses common financial burdens, such as burial or funeral expenses. This support becomes especially important during winter months, when unexpected cold-weather health issues often prompt families to review their coverage needs sooner.
As property taxes adjust and local ordinances shift in Des Plaines, IL, many families review their end-of-life preparations. America's Choice Insurance Agency helps by connecting residents with final expense insurance policies designed to cover funeral and burial costs. The company works with local carriers to match plans with individual needs without excessive financial strain. No specific history or staff credentials are listed for this firm. An initial needs assessment is conducted to review coverage options and verify necessary documentation.
Insure Now Inc serves clients seeking final expense insurance policies in the Des Plaines, Illinois area. The agency focuses specifically on helping individuals arrange affordable coverage for end-of-life costs, including funeral and burial expenses. It provides guidance on policy options that protect families from unexpected financial burdens. Commercial sectors it can serve include small office operations, warehouse facilities, and food service businesses.
What Does a a Final Expense Insurance Agent in Des Plaines Cost?
Final expense insurance premiums in Illinois typically range from 30 to 150 dollars per month depending on age, health, and coverage amount. For a 65-year-old non-smoker, a 10000 dollar policy may cost about 50 to 70 dollars monthly. Costs vary by case and insurer. This is general information, not insurance advice.
About final expense insurance agents in Des Plaines
Final expense insurance agents in Des Plaines Illinois help residents secure coverage for funeral and burial costs. Illinois law requires funeral homes to provide a general price list upon request, making it easier to plan. Agents can explain how these policies work with local funeral providers.
Frequently Asked Questions
What is final expense insurance in Illinois?
Final expense insurance is a small whole life policy designed to cover funeral costs. In Illinois, the policy face value is typically between 5000 and 25000 dollars. It does not require a medical exam for approval.
Are there age limits for final expense insurance in Des Plaines?
Most insurers offer final expense policies to applicants aged 50 to 85. Some companies may accept applicants up to age 90. Illinois law does not set a specific age limit for these policies.
How do Illinois laws affect final expense insurance payouts?
Illinois has a 30-day free look period for life insurance policies. This means you can cancel the policy within 30 days for a full refund. The death benefit is paid directly to the beneficiary and is generally tax-free.
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