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Final Expense Insurance Agents in Decatur, IL

Looking for a final expense insurance agent in Decatur? Review the directory below to compare your options.

20 agents listed
Updated May 2026
Decatur, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Illinois before hiring.
Showing 20 final expense insurance agents in Decatur, IL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Melanie Schelling - State Farm Insurance Agent
3350 N Water St B, Decatur, IL 62526
(217) 876-8800 melanieschelling.com
Acceptance Insurance
1301 W King St Ste B, Decatur, IL 62522
(217) 666-6001 locations.acceptance.com
Al Schelling - State Farm Insurance Agent
2398 E Wood St, Decatur, IL 62521
(217) 428-6742 alschelling.com
Freeway Insurance
3184 N Water St, Decatur, IL 62526
(217) 666-6011 locations.freeway.com
Insurance King
255 E Grand Ave, Decatur, IL 62521
(217) 428-4800 insuranceking.com
Leo Berger - State Farm Insurance Agent
455 W Eldorado St, Decatur, IL 62522
(217) 423-7500 leoberger.com
Rob Lipic - State Farm Insurance Agent
1212 E Pershing Rd, Decatur, IL 62526
(217) 875-1825 roblipicinsurance.com
Richland Insurance Services, Inc
636 W Imboden Dr, Decatur, IL 62521
(217) 424-6024 richlandins.com
Farmers Insurance - Robert Frazier
100 E Washington St Ste 100a, Decatur, IL 62523
(217) 872-7272 agents.farmers.com
Dansig Insurance Risk Advisors
111 E Decatur St, Decatur, IL 62521
(217) 423-3311 dansig.com
Sams/Hockaday & Associates
122 W Prairie Ave #201, Decatur, IL 62523
(217) 423-8000 samshockaday.com
Senior Insurance Quote
3270 N Woodford St, Decatur, IL 62526
(217) 875-0100 seniorinsurance-quote.com
Insurance Solutions
3133 N Woodford St, Decatur, IL 62526
(217) 872-5220 facebook.com
Agency One Insurance & Real Estate
500 W Main St, Decatur, IL 62522
(217) 422-9700 a1insurance.com
Downs Insurance Inc
1950 N Water St B, Decatur, IL 62526
(217) 422-2202
Atteberry Oldweiler Insurance
120 E Cerro Gordo St, Decatur, IL 62523
(217) 422-6544 erieinsurance.com
Winston Taylor Insurance
1138 IL-48, Decatur, IL 62522
(217) 422-1441
The Floyd Agency
2805 N Jasper St, Decatur, IL 62526
(217) 423-5020 thefloydagency.com
Public Insurance Decatur
3085 N Kandy Ln, Decatur, IL 62526
(217) 599-6200
Griffin Sparks - COUNTRY Financial Agent
1060 W Harrison Ave, Decatur, IL 62526
(217) 619-7477 agents.countryfinancial.com

Final expense insurance agents in Decatur Illinois help residents secure coverage for funeral and burial costs. Illinois law requires funeral homes to provide a general price list upon request, and final expense policies can cover these expenses without burdening family members. Local agents can explain how Illinois probate rules and Medicaid look-back periods may affect your policy choice.

What Does a Final Expense Insurance Agent in Decatur Cost?

In Illinois final expense insurance premiums typically range from 30 to 100 dollars per month for a 10,000 dollar policy. Rates depend on age health status and the insurance carrier. For a healthy 65 year old a 10,000 dollar policy may cost about 50 to 70 dollars monthly. Smokers or those with chronic conditions may pay higher rates. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is the minimum age for a final expense insurance policy in Illinois?
In Illinois most final expense insurance policies are available for applicants aged 50 to 85. Some carriers offer coverage starting at age 45. Age requirements vary by insurance company.
Do I need a medical exam for final expense insurance in Decatur?
Most final expense policies in Illinois do not require a medical exam. Instead insurers use simplified underwriting with health questions. Pre-existing conditions may affect approval or premium rates.
Can I use final expense insurance to pre-pay for funeral services in Illinois?
Yes you can assign a final expense policy to a funeral home in Illinois. The Illinois Funeral or Burial Funds Act allows pre-need contracts with licensed funeral directors. The policy proceeds pay for the agreed services directly.