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Compare Final Expense Insurance Agents in Miami Beach, FL

Looking for a final expense insurance agent in Miami Beach? Review the directory below to compare your options.

4 agents listed
Updated May 2026
Miami Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 4 final expense insurance agents in Miami Beach, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Toscano Insurance Group
1111 Lincoln Rd Suite 500, Miami Beach, FL 33139
(305) 397-8807 toscanoinsurance.com
Pamela Brumer: Allstate Insurance
141 Alton Rd, Miami Beach, FL 33139
(305) 531-1223 agents.allstate.com
A & T Insurance Brokerage Inc
800 71st St #1, Miami Beach, FL 33141
(305) 868-1148 atinsurancebrokers.com
South Beach Insurance Agency
1000 Lincoln Rd STE 240, Miami Beach, FL 33139
(305) 532-7623 southbeachinsurance.com

Final expense insurance agents in Miami Beach help residents secure coverage for funeral costs and end of life expenses. Florida law requires funeral homes to provide a general price list upon request, and final expense policies can help families meet these costs. Local agents understand the unique needs of Miami Beach seniors and can explain how Florida insurance regulations apply to your policy.

What Does a Final Expense Insurance Agent in Miami Beach Cost?

Final expense insurance premiums in Florida vary based on age, health, and coverage amount. A typical policy for a healthy 65 year old may cost 50 to 150 dollars per month for 10,000 to 25,000 dollars of coverage. Rates are higher for older applicants or those with health conditions. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a final expense insurance agent in Miami Beach do?
A final expense insurance agent helps you find a burial or funeral insurance policy that covers your final costs. They explain policy options, help with applications, and ensure the policy meets Florida insurance requirements. Agents can also assist with comparing rates from different insurers.
Is final expense insurance regulated differently in Florida?
Yes, Florida has specific rules for final expense insurance. Policies must include a free look period of at least 30 days during which you can cancel for a full refund. Florida also requires agents to disclose policy details clearly and prohibits misleading sales practices.
How much coverage do I need for Miami Beach funeral costs?
Funeral costs in Miami Beach typically range from 7,000 to 12,000 dollars for a basic service and burial. Cremation options may be less expensive. An agent can help you choose a coverage amount that fits your budget and expected final expenses.