The top-rated final expense insurance agent in Old Lyme, Connecticut is Bankers Life, rated 5.0 stars across 218 reviews. Other highly rated options include Kevin Agan Jr - Field Manager - Financial Advisor, Bankers Life Securities, Inc. & Bankers Life Advisory Services, Inc., Richard Lasaracina, Bankers Life Agent and Bankers Life Securities Financial Representative, Jaclyn Lasaracina, Bankers Life Agent. This directory lists 16 final expense insurance agents serving Old Lyme.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bankers Life | 6 Vista Dr Ste 101 | (860) 434-4010 |
| 2 | Kevin Agan Jr - Field Manager - Financial Advisor, Bankers Life Securities, Inc. & Bankers Life Advisory Services, Inc. | 6 Vista Dr Ste 101 | (860) 389-6371 |
| 3 | Richard Lasaracina, Bankers Life Agent and Bankers Life Securities Financial Representative | 6 Vista Dr Ste 101 | (860) 434-4010 |
| 4 | Jaclyn Lasaracina, Bankers Life Agent | 6 Vista Dr Ste 101 | (860) 434-4010 |
| 5 | Bruce Kocsis, Bankers Life Agent | 6 Vista Dr Ste 101 | (860) 434-4010 |
| 6 | Michael Domenech, Bankers Life Agent | 6 Vista Dr Ste 101 | (860) 434-4010 |
| 7 | Nicholas Holmes, Bankers Life Agent and Bankers Life Advisory Services Investment Advisor | 6 Vista Dr Ste 101 | (860) 865-7016 |
| 8 | Stanley Kesilewski, Bankers Life Agent | 6 Vista Dr Ste 101 | (860) 434-4010 |
| 9 | Aidan Walls, Bankers Life Agent | 6 Vista Dr Ste 101 | (860) 434-4010 |
| 10 | Jonas Regondola, Bankers Life Agent and Bankers Life Securities Financial Representative | 6 Vista Dr Ste 101 | (860) 434-4010 |
Serving seniors and families in the Old Lyme area, Bankers Life provides final expense insurance solutions designed to cover end-of-life costs. The agency assists customers in selecting affordable whole life policies that help relieve their loved ones of financial burdens. These plans can pay for funeral arrangements, outstanding medical bills, and other final expenses. Bankers Life also guides clients through understanding simple policy options. The agency extends its coverage and support to residents of nearby East Lyme as well.
Kevin Agan Jr - Field Manager - Financial Advisor, Bankers Life Securities, Inc. & Bankers Life Advisory Services, Inc. serves Middlesex County and the Old Lyme, Connecticut area, focusing on final expense insurance as a core service for local clients. It also provides guidance on funeral planning policies and related end-of-life financial arrangements, ensuring families can manage burial and medical costs. The agency assists with pre-need insurance plans and annuity options for seniors in the region.
Richard Lasaracina, Bankers Life Agent and Bankers Life Securities Financial Representative in Old Lyme, CT, provides final expense insurance planning and related financial services to local residents. Service plans focus on helping clients manage end-of-life costs through customizable coverage options. The agent assists with policy selection and ongoing account maintenance to ensure coverage aligns with changing needs. This final expense insurance agent services single-family homes, apartments, retail locations, and restaurants throughout the surrounding area.
Jaclyn Lasaracina, Bankers Life Agent, serves local homeowners and individuals seeking financial protection for their families. As a final expense insurance agent in Old Lyme, Connecticut, the practice helps clients plan for end-of-life expenses and burial costs with appropriate policies. The service provides guidance on manageable coverage options and assists with the application process. It also covers the neighboring communities in New London County and the shoreline region surrounding the Mystic area.
Serving Old Lyme, Connecticut, and the surrounding shoreline communities, Bruce Kocsis, Bankers Life Agent, handles final expense insurance needs. This agent assists families in planning for end-of-life costs to relieve loved ones of financial burden. Policies are designed to cover funeral expenses and related obligations with manageable premiums. In a typical job, the agent takes time to listen to each client's situation and then recommends an appropriate coverage plan tailored to their budget.
Michael Domenech, Bankers Life Agent in Old Lyme, CT, helps clients distinguish between final expense policies purchased as a one-time lump sum and those funded through recurring premium payments. These plans cover essential end-of-life costs, including funeral services or outstanding medical bills, without placing a sudden burden on loved ones. Families gain the security of knowing these obligations are prearranged regardless of when care becomes necessary. Service for this agent runs on an as-needed basis, allowing clients to request consultations or policy adjustments whenever their financial planning needs arise.
As Connecticut families finalize end-of-life plans before the winter holidays, many in Old Lyme seek straightforward final expense policies to cover burial costs. Nicholas Holmes, Bankers Life Agent and Bankers Life Advisory Services Investment Advisor, helps navigate these insurance decisions with an emphasis on affordable coverage. The process normally begins with reviewing household budgets and health history. To continue, Holmes schedules a personal consultation to assess each client’s specific financial situation and immediate needs.
Stanley Kesilewski, Bankers Life Agent in Old Lyme, CT, specializes in final expense insurance, providing policies designed to cover end-of-life costs such as funerals and medical bills. The agent assists local families in navigating the enrollment process and selecting appropriate coverage levels. This service helps ensure loved ones are not burdened with unexpected financial responsibilities during a difficult time. As winter approaches, many clients seek support in securing straightforward plans that protect against the rising costs of end-of-life arrangements.
Aidan Walls, Bankers Life Agent provides end-of-life planning services for residents in and around Old Lyme, Connecticut. The agency specializes in final expense insurance, which helps cover funeral costs and outstanding medical bills after a policyholder passes. Services are designed to reduce financial stress for surviving family members during a difficult time. Aidan Walls can serve clients working in local offices, warehouses, and food service establishments, offering tailored coverage options to meet their specific needs.
Jonas Regondola, Bankers Life Agent and Bankers Life Securities Financial Representative serves families in Old Lyme, Connecticut, providing residential final expense insurance planning. Commercial coverage options are also available for area business owners. His service area includes the town of Old Lyme as well as surrounding communities. Potential clients are encouraged to contact his office for a detailed overview of available final expense insurance policies. He maintains regular follow-up with clients and offers repeat service between their periodic visits.
What Does a a Final Expense Insurance Agent in Old Lyme Cost?
In Connecticut, final expense insurance premiums vary based on age, health, and the death benefit amount. For a healthy 65-year-old, a $10,000 policy might cost between $40 and $70 per month. Older applicants or those with health issues may pay higher rates. Costs also depend on the insurer and policy type. This is general information, not insurance advice.
About final expense insurance agents in Old Lyme
Final expense insurance agents in Old Lyme, Connecticut help residents secure coverage for end-of-life costs such as funeral services and burial expenses. Connecticut law requires funeral homes to provide a detailed price list upon request, making it important to plan ahead. Local agents can guide you through policies that fit your budget and ensure your loved ones are not left with unexpected financial burdens.
Frequently Asked Questions
What is final expense insurance and how does it work in Connecticut?
Final expense insurance is a whole life policy with a smaller death benefit, typically between $5,000 and $25,000, used to cover funeral and burial costs. In Connecticut, these policies do not require a medical exam and premiums remain level for life. The payout goes directly to your beneficiary, who can use the funds for any end-of-life expenses.
Are there any Connecticut-specific laws that affect final expense insurance?
Yes, Connecticut has a 30-day free look period for life insurance policies, allowing you to cancel for a full refund if you change your mind. Additionally, Connecticut law mandates that funeral homes disclose all costs in writing, so your insurance benefit can be matched to actual local expenses. Agents must be licensed by the Connecticut Insurance Department.
How do I choose a final expense insurance agent in Old Lyme?
Look for an agent licensed in Connecticut with experience in final expense policies. Ask about the insurers they represent and compare quotes from multiple companies. A good agent will explain policy details clearly and help you select a benefit amount that covers typical Old Lyme funeral costs, which average around $8,000 to $12,000.
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