The top-rated final expense insurance agent in Lakewood, Colorado is Premier Group Insurance, rated 4.9 stars across 870 reviews. Other highly rated options include April Welch - State Farm Insurance Agent, Kaufman Agency, Kit Swenby - State Farm Insurance Agent. This directory lists 19 final expense insurance agents serving Lakewood.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Premier Group Insurance | 7165 W Colfax Ave | (303) 233-7878 |
| 2 | April Welch - State Farm Insurance Agent | 1590 Balsam St | (303) 234-1792 |
| 3 | Kaufman Agency | 13701 W Jewell Ave # 284 | (303) 975-0363 |
| 4 | Kit Swenby - State Farm Insurance Agent | 12354 W Alameda Pkwy Suite 150 | (303) 914-8200 |
| 5 | Andrew Kuntzman Agency - Goosehead Insurance | 165 S Union Blvd Suit 250 | (303) 774-6345 |
| 6 | Asset Protection Services of Colorado | 355 S Teller St | (303) 583-2681 |
| 7 | Hurl & Hurl Insurance Agency | 1650 S Deframe St | (720) 757-2934 |
| 8 | Colling Insurance Services Inc | 550 S Wadsworth Blvd Unit 575 | (303) 987-3331 |
| 9 | Mile High Insurance Brokers | 2255 S Wadsworth Blvd Suite 109 | (720) 996-1975 |
| 10 | Estrella Insurance | 1000 S Wadsworth Blvd Unit I | (720) 613-2020 |
Premier Group Insurance serves the Lakewood, Colorado area and surrounding Jefferson County as a final expense insurance agent. The company helps individuals secure funeral and burial coverage that protects families from unexpected end-of-life costs. Final expense insurance policies are designed for seniors and those with health concerns, offering fixed premiums and simple approval processes. Premier Group Insurance specifically handles policy applications for burial insurance and assignment of benefits to funeral homes.
April Welch - State Farm Insurance Agent in Lakewood, CO, offers final expense insurance services, assisting clients with preneed planning and burial cost coverage. The agent provides policy consultations and ongoing support for enrolled plans, ensuring clients understand their coverage details and can adjust as needed. Services cater primarily to individuals seeking to manage end-of-life expenses with clarity. The office typically assists homeowners residing in single-family homes, as well as residents of apartments and retirement communities.
Kaufman Agency serves local senior homeowners and their families in Lakewood, Colorado, helping them secure final expense insurance to cover end-of-life costs such as funeral arrangements and medical bills. The agency focuses on guiding clients through the process of choosing affordable whole life policies that provide financial protection for their loved ones. Kaufman Agency routinely assists residents in Lakewood and regularly works with families throughout neighboring Golden and the surrounding Jefferson County service area.
Serving Lakewood and the surrounding Jefferson County communities, Kit Swenby - State Farm Insurance Agent handles final expense insurance to help families prepare for end-of-life costs. This type of coverage is designed to ease financial burdens on loved ones by covering funeral expenses, outstanding medical bills, and other related final obligations. The agent meets with clients to explain policy options, ensuring they understand the coverage and benefit amounts available to fit their budget. For each case, it reviews the client’s personal circumstances and recommends a plan based on individual needs.
The Andrew Kuntzman Agency - Goosehead Insurance assists individuals with final expense insurance policies to cover end-of-life costs, providing tailored solutions for pre-need planning. This agency serves Lakewood and the surrounding Colorado area, guiding clients through the selection of appropriate burial and funeral expense coverage. It works to ensure financial preparedness for families, addressing common concerns about leaving behind unpaid obligations. During seasonal transitions such as the winter holidays, the agency helps clients manage the added emotional and financial stress of organizing final arrangements.
Asset Protection Services of Colorado, located in Lakewood, CO, distinguishes between one-time burial policies and recurring final expense plans to meet varying needs. Its coverage addresses the costs of funeral services, medical bills, and outstanding debts left behind. The agency assists clients in selecting appropriate benefit amounts and can adjust policy details to suit individual circumstances. Service is provided by appointment, running strictly on an as-needed basis to help families address their specific planning requirements.
Hurl & Hurl Insurance Agency serves the Lakewood, Colorado area as a final expense insurance agent. The agency assists individuals in planning for end-of-life costs through life insurance policies designed to cover funeral and burial expenses. Policy options help ensure family members are not left with unexpected financial burdens. This work involves guiding clients through simple application processes and available coverage levels. The agency can serve the insurance needs of local offices, warehouses, and food service businesses.
As winter approaches in Lakewood, many families begin planning how to manage the financial weight of final arrangements without burdening loved ones. Colling Insurance Services Inc addresses this concern by offering clear explanations of final expense insurance options for local residents. The agent meets with clients individually to discuss coverage amounts that fit their budget and specific end-of-life preferences. This process begins with a straightforward initial consultation to review personal needs and policy possibilities before any formal application is completed.
Mile High Insurance Brokers serves families in Lakewood, Colorado with residential final expense planning, helping clients arrange coverage to honor their final wishes without burdening loved ones. The agency also assists with commercial coverage options for small local businesses needing similar peace of mind. They provide their services throughout the greater Lakewood area. After initial policies are written, the agent follows up regularly to review coverage and offers repeat service between these scheduled visits to address any policy questions that may arise.
Estrella Insurance in Lakewood, CO, is recognized as a final expense insurance agent, serving clients who seek to manage end-of-life costs with straightforward coverage options. The agency guides families through the process of selecting a policy that can help cover funeral expenses, medical bills, and other final arrangements without requiring a medical exam. Services are focused on assisting clients within Lakewood and the surrounding Jefferson County area. A specialty service this agency can add is guidance on creating a simple pre-plan for burial trust arrangements.
What Does a a Final Expense Insurance Agent in Lakewood Cost?
Premiums for final expense insurance in Colorado typically range from $30 to $150 per month depending on age, health, and coverage amount. A $10,000 policy for a healthy 65-year-old may cost around $50 to $70 monthly. Rates are higher for smokers or those with health conditions. This is general information and not insurance advice.
About final expense insurance agents in Lakewood
Final expense insurance helps Lakewood residents cover funeral costs and medical bills after passing. In Colorado, policy proceeds are generally not subject to state income tax, making this a straightforward way to protect your family. Local agents can explain how Colorado probate laws may affect small estates and help you choose a plan that fits your budget.
Frequently Asked Questions
What does a final expense insurance agent in Lakewood do?
A final expense insurance agent helps you compare burial insurance policies from different carriers. They explain coverage limits, premium amounts, and how benefits are paid out. In Colorado, agents must be licensed by the state Division of Insurance.
How much final expense coverage do I need in Colorado?
Typical funeral costs in the Denver metro area range from $7,000 to $12,000. Your agent can help you choose a policy amount that covers these expenses plus any outstanding medical bills. Colorado law does not set a minimum coverage amount.
Are final expense insurance benefits taxable in Colorado?
No, life insurance death benefits are generally not considered taxable income under Colorado state law. Beneficiaries receive the full policy amount tax-free. This applies to both term and final expense policies.
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