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Find Final Expense Insurance Agents Near You in Santa Maria, CA

Browse final expense insurance agents serving Santa Maria, California. Updated 2026-07-14.

The top-rated final expense insurance agent in Santa Maria, California is Glenna Ledbetter Insurance, rated 5.0 stars across 125 reviews. Other highly rated options include Premier Blue Insurance Solutions, Inc: Allstate Insurance, Allstate Insurance Agent: Santa Maria Insurance Agency, Inc., AAA Santa Maria Insurance and Member Services. This directory lists 19 final expense insurance agents serving Santa Maria.

Showing 19 final expense insurance agents in Santa Maria, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Glenna Ledbetter Insurance440 E Clark Ave(805) 937-4516
2Premier Blue Insurance Solutions, Inc: Allstate Insurance1640 N Broadway(805) 349-9141
3Allstate Insurance Agent: Santa Maria Insurance Agency, Inc.125 E Stowell Rd STE 101(805) 922-5551
4AAA Santa Maria Insurance and Member Services2033 S Broadway(805) 922-5731
5Michelle Horenberger: Allstate Insurance2125 S Broadway STE 105(805) 348-1665
6Farmers Insurance - Andy Cortez2646 Santa Maria Way Ste 105(805) 934-1300
7Pacific Elite Insurance Services1750 S Broadway H(805) 357-5597
8Smartway Insurance Services Inc1975 S Broadway Suite K(805) 631-5255
9Ritos GTS Insurance Center1539 S Broadway(805) 346-1740
10California Heritage Insurance Services526 E Mill St(805) 925-0020
GL
440 E Clark Ave
Glenna Ledbetter Insurance
Final Expense Insurance Agent · Santa Maria, CA

Glenna Ledbetter Insurance serves families seeking final expense coverage to ease the financial burden of end-of-life costs. This local agency helps clients plan for funeral, burial, and related expenses, ensuring their loved ones are not left with unexpected bills. Policies are designed for simplicity, with straightforward options tailored to individual needs and budgets. The agency provides personal guidance through the selection process, answering questions clearly so customers can make informed decisions. Its services also extend to residents in neighboring Orcutt, covering more of the Santa Maria area.

PB
1640 N Broadway
Premier Blue Insurance Solutions, Inc: Allstate Insurance
Final Expense Insurance Agent · Santa Maria, CA

Premier Blue Insurance Solutions, Inc: Allstate Insurance in Santa Maria, CA provides final expense insurance services designed to help clients cover end‑of‑life costs. The firm assists families in selecting burial or funeral expense policies that offer financial protection for loved ones. Policyholders receive ongoing support for claims and policy maintenance, ensuring coverage remains current. Regular plan reviews are available to adjust benefits as needs change. The agency serves local single‑family homes and residential community members throughout the Santa Maria area.

AI
125 E Stowell Rd STE 101
Allstate Insurance Agent: Santa Maria Insurance Agency, Inc.
Final Expense Insurance Agent · Santa Maria, CA

Allstate Insurance Agent: Santa Maria Insurance Agency, Inc. serves clients in Santa Maria and the surrounding Central Coast communities, handling final expense insurance policies to help cover end-of-life costs. These policies are designed to assist families with funeral expenses and related burdens. The company primarily works with individuals who are planning their estate or seeking to relieve relatives from financial obligations. To handle a typical job, it first conducts a brief needs analysis to determine appropriate coverage levels, then presents simplified policy options that often avoid a medical exam for qualifying applicants.

AS
2033 S Broadway
AAA Santa Maria Insurance and Member Services
Final Expense Insurance Agent · Santa Maria, CA

AAA Santa Maria Insurance and Member Services serves families in Santa Maria and the surrounding Santa Barbara County area. The agency provides final expense insurance for clients, helping them cover costs such as funeral services and burial arrangements. This type of policy offers a way to manage end-of-life expenses. The company handles the process of selecting appropriate coverage, including small whole life policies that pay benefits directly to beneficiaries.

MH
2125 S Broadway STE 105
Michelle Horenberger: Allstate Insurance
Final Expense Insurance Agent · Santa Maria, CA

Michelle Horenberger: Allstate Insurance provides final expense insurance in Santa Maria, California, offering both one-time premium options for immediate, single-payment coverage and recurring premium plans for ongoing, manageable payments. This pre-need insurance helps cover funeral costs and final medical bills, relieving survivors of financial burden. Service runs on a scheduled or as-needed basis, arranged directly with the agent by client preference.

FI
2646 Santa Maria Way Ste 105
Farmers Insurance - Andy Cortez
Final Expense Insurance Agent · Santa Maria, CA

Farmers Insurance - Andy Cortez in Santa Maria, CA specializes in final expense insurance, helping individuals arrange coverage for end-of-life costs. It also provides general insurance services for local residents and families. The agency works with clients to understand policy options that suit their needs and budget. Many people seek its assistance when considering future funeral or burial expenses, or when reviewing their financial plans before the winter holiday season, a time when family discussions about estate preparation often arise.

PE
1750 S Broadway H
Pacific Elite Insurance Services
Final Expense Insurance Agent · Santa Maria, CA

Pacific Elite Insurance Services serves Santa Maria individuals and families by helping them plan for final expenses, specializing in funeral and burial insurance arrangements. The agency focuses on straightforward whole life policies that provide peace of mind during difficult times. These plans assist clients with managing end-of-life costs, including medical bills and outstanding debts. Pacific Elite Insurance Services can assist people working in many commercial sectors, including local offices, warehouses, and food service establishments throughout the Santa Maria area.

SI
1975 S Broadway Suite K
Smartway Insurance Services Inc
Final Expense Insurance Agent · Santa Maria, CA

As Santa Maria residents look ahead to estate planning needs, especially during the annual open enrollment season for supplemental coverage, Smartway Insurance Services Inc helps families address final expense insurance for end-of-life costs. The agency focuses on explaining burial and funeral policies. Their process begins with a no-obligation review of a client’s existing coverage and personal wishes. Following this initial fact-finding consultation, the agent schedules an in-person or phone meeting to assess the appropriate policy options and benefit limits.

RG
1539 S Broadway
Ritos GTS Insurance Center
Final Expense Insurance Agent · Santa Maria, CA

Ritos GTS Insurance Center serves the residential community of Santa Maria, California, assisting families with final expense insurance arrangements. Commercial coverage options are also available within the company’s service area in the local region. The agent works directly with clients to select suitable final expense policies that help manage end-of-life costs. After the initial sale, the agent provides follow‑up support and repeat service between regular home visits, ensuring coverage remains current and addressing any policy adjustments needed over time.

CH
526 E Mill St
California Heritage Insurance Services
Final Expense Insurance Agent · Santa Maria, CA

California Heritage Insurance Services, based in Santa Maria, CA, is a final expense insurance agent known for helping local families arrange coverage for end-of-life costs. It offers policies designed to cover funeral expenses and outstanding debts. These plans typically provide a set benefit payout to a designated beneficiary. The agency serves clients throughout the Santa Maria area, guiding them through the application and benefit selection process. It can also assist with adding a burial or cremation planning component to the policy.

ES
830 W Main St suite 100
Eagle Service Insurance Agency
Final Expense Insurance Agent · Santa Maria, CA
(805) 346-6105
eagleserviceins.com
SF
1650 S Broadway
State Farm Insurance
Final Expense Insurance Agent · Santa Maria, CA
(805) 925-4610
statefarm.com
HI
2560 Professional Pkwy
HUB International
Final Expense Insurance Agent · Santa Maria, CA
(805) 347-4700
hubinternational.com/offices/us/california/santa-maria
AI
718 W Main St
Aguilar Insurance
Final Expense Insurance Agent · Santa Maria, CA
(805) 925-8755
RI
528 E Main St
Reyco Insurance Services Store Front Covered California
Final Expense Insurance Agent · Santa Maria, CA
(805) 925-8610
reycoinsuranceservices.com
TC
Inside the Santa Maria Inn, 801 S Broadway Suite #15
Tony Cravello Financial and Insurance Solutions
Final Expense Insurance Agent · Santa Maria, CA
(805) 268-4455
tonycravelloinsurance.com
EV
930 S Broadway #104
Edwin Velasquez Agency - Farmers Insurance
Final Expense Insurance Agent · Santa Maria, CA
(805) 928-8004
agents.farmers.com/ca/santa-maria/edwin-velasquez
IA
214 Hampton Dr
Insurance Agency Luis Diaz Family First
Final Expense Insurance Agent · Santa Maria, CA
(805) 460-5379
LI
3550 Orcutt Rd
Ledbetter Insurance
Final Expense Insurance Agent · Santa Maria, CA
(805) 937-3323

What Does a a Final Expense Insurance Agent in Santa Maria Cost?

Final expense insurance in Santa Maria typically costs between 30 and 200 dollars per month depending on age and coverage amount. A 10,000 dollar policy for a healthy 65 year old might cost 50 to 80 dollars monthly. Prices vary by insurer and your health history. This is general information, not insurance advice.

About final expense insurance agents in Santa Maria

Final expense insurance agents in Santa Maria help residents plan for end of life costs. California law requires agents to be licensed by the California Department of Insurance. Local agents can explain how final expense policies work with Santa Maria funeral home costs.

Frequently Asked Questions

What does a final expense insurance agent in Santa Maria do?

A final expense insurance agent helps you compare burial insurance policies from different companies. They explain coverage limits and monthly premiums. The agent must follow California insurance regulations when selling policies.

How do I choose a final expense insurance agent in Santa Maria?

Look for an agent licensed in California with experience in final expense policies. You can verify a license on the California Department of Insurance website. Ask about their experience with local funeral homes in Santa Maria.

Are final expense insurance policies regulated in California?

Yes, California has strict rules for final expense insurance. Policies must include a free look period of at least 30 days. Agents cannot use high pressure sales tactics under California insurance law.

Final Expense Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each final expense insurance agent's credentials and current standing with your state Department of Insurance.