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Compare Final Expense Insurance Agents in San Ramon, CA

Directory of final expense insurance agents in San Ramon, California. Verify credentials with the state department of insurance before hiring.

17 agents listed
Updated May 2026
San Ramon, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 17 final expense insurance agents in San Ramon, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Alex Mutch - State Farm Insurance Agent
3 Crow Canyon Ct Ste 250, San Ramon, CA 94583
(925) 575-9114 mutchinsurance.com
Farmers Insurance - Subrata Saha
12903 Alcosta Blvd Ste 2c, San Ramon, CA 94583
(925) 973-9031 agents.farmers.com
Farmers Insurance - Gail Mirchandani
3150 Crow Canyon Pl Ste 100, San Ramon, CA 94583
(925) 244-1300 agents.farmers.com
Roger Fernando - State Farm Insurance Agent
2200 Camino Ramon, San Ramon, CA 94583
(925) 244-1700 rogerfernando.com
A.J. Franco at Comparion Insurance Agency
2603 Camino Ramon Ste 210, San Ramon, CA 94583
(925) 659-0419 comparioninsurance.com
Darrell Lee: Allstate Insurance
2333 San Ramon Valley Blvd Suite 275, San Ramon, CA 94583
(925) 904-4800 agents.allstate.com
Tinu Sahota: Allstate Insurance
111 Deerwood Rd STE 370, San Ramon, CA 94583
(925) 552-1081 agents.allstate.com
Farmers Insurance - Mariam Nassiry
2410 San Ramon Valley Blvd Ste 250, San Ramon, CA 94583
(925) 785-1072 agents.farmers.com
Bob Arnold - State Farm Insurance Agent
2819 Crow Canyon Rd #102, San Ramon, CA 94583
(925) 867-1600 bobarnold.org
The BFIS | The Brighton Financial and Insurance Services
2258 Camino Ramon, San Ramon, CA 94583
(888) 412-7630 thebfis.com
Michael Smith Insurance Solutions
2010 Crow Canyon Pl #100, San Ramon, CA 94583
(925) 683-9743 680insurance.com
New York Life Insurance
2633 Camino Ramon #525, San Ramon, CA 94583
(925) 866-4500 eastbay.nyloffices.com
Lincoln Financial Group
3000 Executive Pkwy Suite 400, San Ramon, CA 94583
(925) 275-0300
Vallone Insurance Agency Inc.
2010 Crow Canyon Pl #100, San Ramon, CA 94583
(925) 980-2496
Millennium Oak San Ramon
2333 San Ramon Valley Blvd, San Ramon, CA 94583
(925) 904-4800 allstate.com
Steven Hom Insurance Services Inc
2440 Camino Ramon, San Ramon, CA 94583
(925) 806-9300 stevehom.com
Farmers Insurance - Vincent Ladera
2355 San Ramon Valley Blvd Ste 208, San Ramon, CA 94583
(510) 648-1135 agents.farmers.com

Final expense insurance agents in San Ramon, California help residents secure coverage for funeral costs and medical bills. California law requires agents to hold a valid license and follow strict disclosure rules under the California Insurance Code. These policies are often easier to qualify for than traditional life insurance and can provide peace of mind for families in the East Bay area.

What Does a Final Expense Insurance Agent in San Ramon Cost?

Final expense insurance costs in California typically range from 30 to 70 dollars per month for a 5,000 to 25,000 dollar policy. Premiums are based on age, health, and coverage amount. In San Ramon, rates may be slightly higher due to local cost of living. This is general information and not insurance advice. Always consult a licensed agent for personalized quotes.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is final expense insurance and how does it work in San Ramon?
Final expense insurance is a small whole life policy designed to cover funeral and burial costs. In San Ramon, agents must comply with California Insurance Code Section 10127.1, which mandates a 30-day free look period for policy cancellation.
Do I need a medical exam to get final expense insurance in California?
Most final expense policies in California do not require a medical exam. Instead, insurers use simplified underwriting with health questions. This makes it accessible for seniors and those with pre-existing conditions.
Are there any California-specific rules for final expense insurance agents?
Yes. California requires agents to provide a buyers guide and policy summary before sale. Agents must also disclose any replacement of existing life insurance under California Code of Regulations Section 2270.