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Final Expense Insurance Agents in San Luis Obispo, CA

Browse final expense insurance agents serving San Luis Obispo, California. Contact information and addresses listed below.

17 agents listed
Updated May 2026
San Luis Obispo, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 17 final expense insurance agents in San Luis Obispo, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Mike Smith - State Farm Insurance Agent
1608 Johnson Ave, San Luis Obispo, CA 93401
(805) 546-8393 sfslo.com
Catherine Riedstra - State Farm Insurance Agent
3591 Sacramento Dr STE 114, San Luis Obispo, CA 93401
(805) 466-4355 catherineriedstra.com
Farmers Insurance - Jennifer White
1228 Broad St, San Luis Obispo, CA 93401
(805) 548-8530 jenniferwhiteagency.com
Polk Insurance Agency
1443 Marsh St, San Luis Obispo, CA 93401
(805) 544-6454 polkins.com
SLO Insurance Services
1494 Mill St, San Luis Obispo, CA 93401
(805) 543-7564 sloinsurance.com
McGee Insurance Agency
2000 Broad St, San Luis Obispo, CA 93401
(805) 543-8833 mcgeeinsurance.com
Minton Insurance
1042 Pacific St # E, San Luis Obispo, CA 93401
(805) 546-8113 minton-insurance.com
Goosehead Insurance -- Donaldson Agency
820 Walnut St Suite D, San Luis Obispo, CA 93401
(805) 242-4900 tinaldonaldson.com
Relation Insurance - Engle & Associates Group
1236 Higuera St, San Luis Obispo, CA 93401
(805) 781-6336 engleinsurance.com
Farmers Insurance - Trevor Moriarty
355 Pacific St, San Luis Obispo, CA 93401
(805) 544-8300 agents.farmers.com
DiBuduo & DeFendis Insurance Brokers LLC
100 Cross St Suite 202, San Luis Obispo, CA 93401
(805) 593-1400 dibu.com
Bankers Life and Casualty Company
994 Mill St #250, San Luis Obispo, CA 93401
(805) 784-0103 bankers.com
Peterson and Grantham Insurance Brokers SLO
2436 Broad St, San Luis Obispo, CA 93401
(805) 544-9000 png-insurance.com
R.L. Insurance Associates Inc.
1363 Marsh St suite a, San Luis Obispo, CA 93401
(805) 783-7130 rlassoc.com
D Bredeson Insurance Services Inc - Aflac Insurance Agent
641 Higuera St STE 300, San Luis Obispo, CA 93401
(805) 543-2748 aflac.com
Bankers Life
994 Mill St Ste 250, San Luis Obispo, CA 93401
(805) 784-0103 branches.bankerslife.com
Christian Mantilla, Bankers Life Agent
994 Mill St Ste 250, San Luis Obispo, CA 93401
(805) 784-0103 agents.bankerslife.com

Final expense insurance agents in San Luis Obispo help residents secure burial and funeral cost coverage. California law requires agents to be licensed by the California Department of Insurance and to follow strict disclosure rules. These policies typically cover funeral expenses and outstanding medical bills without requiring a medical exam.

What Does a Final Expense Insurance Agent in San Luis Obispo Cost?

Final expense insurance in California typically costs between 30 and 150 dollars per month for a 10000 dollar policy. Premiums depend on your age, health, and the insurance company. For a healthy 65-year-old, a 10000 dollar policy might cost 50 to 80 dollars monthly. Older applicants or those with health issues may pay higher rates. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is the typical coverage amount for final expense insurance in San Luis Obispo?
Most policies offer coverage between 5000 and 25000 dollars. The amount is chosen based on estimated funeral costs in San Luis Obispo County, which average around 7000 to 12000 dollars for a basic service.
Do I need a medical exam to qualify for final expense insurance in California?
No, most final expense policies in California do not require a medical exam. However, insurers may ask health questions on the application. Some policies have a graded benefit period if you have serious health conditions.
How does California law protect me when buying final expense insurance?
California gives you a 30-day free look period to cancel the policy for a full refund. Agents must also provide a written outline of coverage before you buy. The California Department of Insurance handles complaints and ensures agents follow state rules.