The top-rated final expense insurance agent in Paso Robles, California is Ted Hamm Insurance Agency, rated 5.0 stars across 376 reviews. Other highly rated options include Steve Weber - State Farm Insurance Agent, Rick Goree - State Farm Insurance Agent, Farmers Insurance - Gregory Byrne. This directory lists 19 final expense insurance agents serving Paso Robles.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ted Hamm Insurance Agency | 1503 Park St Suite #102 | (805) 238-1818 |
| 2 | Steve Weber - State Farm Insurance Agent | 526 Spring St | (805) 238-6200 |
| 3 | Rick Goree - State Farm Insurance Agent | 1947 Spring St | (805) 227-1560 |
| 4 | Farmers Insurance - Gregory Byrne | 843 7th St Ste D | (805) 238-4577 |
| 5 | Chely Insurance Services | 731 21st St D | (805) 237-0077 |
| 6 | Bryan Butler: Allstate Insurance | 705 Golden Hill Rd Ste 103 | (805) 237-2333 |
| 7 | KNOCKOUT INSURANCE SERVICES ,LLC | 611 12th St | (805) 286-4571 |
| 8 | Del Paso Insurance Services | 741 21st St #101 | (805) 239-0600 |
| 9 | Henry Elisarraraz - State Farm Insurance Agent | 625 14th St | (805) 238-0642 |
| 10 | Fast Insurance Services Inc | 545 Spring St | (323) 372-2577 |
Based in Paso Robles, California, the Ted Hamm Insurance Agency specializes in providing final expense insurance solutions to clients throughout San Luis Obispo County. These policies are designed to cover end-of-life costs, such as funeral services and medical bills, ensuring families are not left with unexpected financial burdens after a loss. The agency focuses on helping individuals secure affordable life insurance coverage that meets their specific needs. It specializes in handling burial insurance policies and simplified issue whole life insurance plans for local residents.
Steve Weber - State Farm Insurance Agent in Paso Robles, CA provides final expense insurance services designed to help clients cover funeral and burial costs. It offers policy reviews and plan adjustments to ensure coverage remains aligned with individual needs. The agent assists customers with claims filing and beneficiary updates as part of ongoing service. Its clientele includes local single-family homeowners, apartment dwellers, and small retail businesses looking to protect their families from end-of-life expenses.
Rick Goree - State Farm Insurance Agent serves local residents and families in Paso Robles who require final expense insurance to cover end-of-life costs and funeral arrangements. The agency helps clients plan for these expenses by offering straightforward policy options that provide peace of mind to their beneficiaries. It also assists in estate matters by connecting needs with affordable coverage solutions. Additionally, Rick Goree - State Farm Insurance Agent extends its services to nearby communities in Atascadero and the broader North San Luis Obispo County area.
Farmers Insurance - Gregory Byrne specializes in final expense insurance in Paso Robles, CA, helping clients secure funeral and burial cost coverage. The agency also provides general life insurance services designed to meet end-of-life planning needs. This includes protecting family members from unexpected financial burdens during difficult times. As residents in Paso Robles face seasonal fluctuations in tourism and agricultural income, the agency assists with adjusting final expense policies to accommodate changing budgetary circumstances throughout the year.
As the seasons change in San Luis Obispo County, many families consider how to ease future burdens for loved ones. Chely Insurance Services, based in Paso Robles, helps local residents secure final expense insurance to cover end-of-life costs and protect their families from unexpected financial strain. The agency explains policy options, such as simplified issue whole life insurance, and discusses coverage limits suitable for burial or medical bills. An initial consultation is arranged to review the client’s budget and preferences before any plan is presented for final inspection.
Bryan Butler: Allstate Insurance serves the Paso Robles area and surrounding communities, handling final expense insurance for families planning end-of-life arrangements. This agency assists clients in selecting coverage that addresses funeral costs and outstanding final bills. Work typically begins with an initial consultation to discuss individual needs and available policy options, moving to a straightforward application process tailored to each client’s situation. The agency generally follows a clear, step-by-step approach to ensure policies align with personal preferences and budget considerations.
KNOCKOUT INSURANCE SERVICES, LLC distinguishes between one-time final expense policies, which provide a fixed death benefit for immediate end-of-life costs, and scheduled payment options that can be arranged over several months. Serving Paso Robles, California, the company focuses on these burial insurance plans designed to cover funeral and medical expenses. Service is provided on an as-needed basis, with clients contacting the firm to initiate a policy and determining the frequency of any subsequent support themselves.
Del Paso Insurance Services provides financial protection planning for individuals and families in Paso Robles, California. The agency specializes in final expense insurance, helping clients arrange coverage for end-of-life costs such as funeral services and outstanding medical bills. Policies are designed to ease the financial burden on survivors. This office serves a range of commercial sectors, including offices, warehouses, and food service operations.
Henry Elisarraraz - State Farm Insurance Agent in Paso Robles, CA provides residential final expense insurance services to help families cover end-of-life costs. Commercial coverage options are also available for local businesses needing similar planning. The agent serves clients throughout Paso Robles and surrounding areas of California. Customer inquiries are handled professionally, and follow-up is offered to ensure policies remain appropriate between regular visits.
Fast Insurance Services Inc, based in Paso Robles, CA, is known for helping local families arrange financial support for final expenses. This agency serves clients in Paso Robles and the surrounding Central Coast area by providing guidance through the complexities of final expense insurance policies. It assists individuals in selecting coverage that suits their budget and end-of-life planning needs. A specialty service this company can provide is facilitating policy payouts that can work alongside existing burial plans or preneed funeral contracts.
What Does a a Final Expense Insurance Agent in Paso Robles Cost?
Typical final expense insurance premiums in California range from 30 to 100 dollars per month for a 10,000 to 25,000 dollar policy. Costs depend on your age, health, and the insurance company. Some policies have level premiums that do not increase over time. This is general information, not insurance advice.
About final expense insurance agents in Paso Robles
Final expense insurance agents in Paso Robles California help residents secure coverage for funeral costs and end-of-life expenses. California law requires insurance agents to be licensed by the state and follow specific regulations when selling these policies. Local agents can explain how California community property rules may affect policy ownership and beneficiary designations.
Frequently Asked Questions
What does a final expense insurance agent in Paso Robles do?
A final expense insurance agent helps you apply for a small whole life insurance policy to cover funeral costs and medical bills. The agent guides you through the application process and explains policy terms. They must follow California insurance regulations when offering these products.
Is a medical exam required for final expense insurance in California?
Most final expense policies in California do not require a medical exam. Instead the insurer asks health questions on the application. Some policies offer guaranteed issue with no health questions but have a waiting period for full benefits.
How long does it take to get a final expense policy in Paso Robles?
The application process usually takes 30 minutes to one hour with an agent. Approval can happen within a few days if you answer health questions. California law gives you a 30-day free look period to cancel the policy for a full refund.
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