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Find Final Expense Insurance Agents in Modesto, CA

Browse final expense insurance agents serving Modesto, California. Contact information and addresses listed below.

20 agents listed
Updated May 2026
Modesto, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 20 final expense insurance agents in Modesto, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Cost-U-Less Insurance
123 Burney St, Modesto, CA 95354
(209) 560-6118 locations.costulessdirect.com
SaveDirect Insurance Agency, LLC
1800 Tully Rd G, Modesto, CA 95350
(209) 857-5877 savedirectinsurance.com
Acceptance Insurance
2045 W Briggsmore Ave Ste A-6, Modesto, CA 95350
(209) 375-7112 locations.acceptance.com
Farmers Insurance - Maria (Candy) Melara
2507 E Hatch Rd Ste B, Modesto, CA 95351
(209) 556-9946 agents.farmers.com
The Source Auto Insurance Agency LLC
822 9th St #1, Modesto, CA 95354
(209) 661-7171 thesourceautoinsurance.com
Freeway Insurance
1801 H St Ste A1, Modesto, CA 95354
(209) 585-3788 locations.freeway.com
Cost-U-Less Insurance
2900 Standiford Ave #25, Modesto, CA 95350
(209) 542-9734 locations.costulessdirect.com
TopFlight Insurance Services
901 N Carpenter Rd #37, Modesto, CA 95351
(209) 622-4622 topflightinsurance.net
Fiesta Auto Insurance & Tax Service
1460 Mitchell Rd Suite B, Modesto, CA 95351
(209) 272-1430 fiestainsurance.com
Pam Shelton-Allen - State Farm Insurance Agent
3516 Oakdale Rd ste a, Modesto, CA 95357
(209) 551-0221 pamshelton.biz
TSM Insurance Services
1317 Oakdale Rd #910, Modesto, CA 95355
(209) 524-6366 tsminsurance.com
Insureone Insurance Solutions
316 Needham St, Modesto, CA 95354
(209) 779-0700 insuremeins.com
insureCAL Insurance Agency
3508 Dale Rd, Modesto, CA 95356
(209) 250-0269 turlockinsurance.com
Gladiator Insurance
118 McHenry Ave, Modesto, CA 95354
(209) 567-1111
Farmers Insurance - Timothy McCain
1236 Floyd Ave Ste B, Modesto, CA 95350
(209) 527-8800 agents.farmers.com
Teresa Clutter Insurance Services LLC
400 12th St #26, Modesto, CA 95354
(209) 836-0719 clutterinsurance.com
Omega Pacific Insurance Solutions
1016 12th St Ste. A, Modesto, CA 95354
(209) 338-5500 trustomega.com
Skeet's Insurance Service, Inc.
2307 Oakdale Rd Ste. 400, Modesto, CA 95355
(209) 526-1578 skeetsins.com
Pacific Creek Insurance Services
4120 Dale Rd J3, Modesto, CA 95356
(209) 618-4355 pcins.org
Wright Insurance Agency - J. David Wright, Jr Insurance
2200 McHenry Ave Ste A, Modesto, CA 95350
(209) 526-2005 wrightinsuranceagency-jdavidwrightjrinsurance.com

Final expense insurance agents in Modesto California help residents secure coverage for funeral costs and medical bills. California law requires agents to be licensed by the California Department of Insurance. Many Modesto families use these policies to avoid burdening loved ones with end of life expenses.

What Does a Final Expense Insurance Agent in Modesto Cost?

Typical final expense insurance costs in California range from 30 to 100 dollars per month for a 5000 to 25000 dollar policy. Premiums are based on age health and coverage amount. Rates are guaranteed not to increase as long as you pay premiums on time. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a final expense insurance agent in Modesto do?
A final expense insurance agent helps you choose a small whole life policy to cover funeral costs and outstanding debts. In California agents must follow strict disclosure rules about policy terms and premiums. They compare plans from multiple carriers to find coverage that fits your budget.
Do I need a license to sell final expense insurance in California?
Yes all agents must hold a valid California insurance license. The California Department of Insurance requires agents to pass a background check and complete continuing education. You can verify an agents license on the CDI website before working with them.
How long does it take to get a final expense policy in Modesto?
Most policies are issued within 2 to 4 weeks after application. California law gives you a 30 day free look period to cancel for a full refund. Some carriers offer simplified issue policies with no medical exam for faster approval.