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Find Final Expense Insurance Agents in Mission Viejo, CA

Directory of final expense insurance agents in Mission Viejo, California. Verify credentials with the state department of insurance before hiring.

19 agents listed
Updated May 2026
Mission Viejo, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 19 final expense insurance agents in Mission Viejo, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Sun Pacific Insurance Brokers
26441 Crown Valley Pkwy #100, Mission Viejo, CA 92691
(949) 582-5220 sunpacins.com
Goosehead Insurance - Rosen Stoynev
23456 Madero #240, Mission Viejo, CA 92691
(949) 325-9500 goosehead.com
Shieldly Premier Insurance Solutions
27281 Las Ramblas STE 105B, Mission Viejo, CA 92691
(310) 220-8080 shieldlyinsurance.com
Elye Insurance Agency
27001 La Paz Rd Ste 201, Mission Viejo, CA 92691
(949) 550-0040 elye.com
Goosehead Insurance - Jennifer Pinnegar
23456 Madero #240, Mission Viejo, CA 92691
(949) 359-8252 goosehead.com
AAA Life Insurance and Annuity with Jacob Morris
27805 Santa Margarita Pkwy, Mission Viejo, CA 92691
(949) 598-1667
Monarch Benefits Insurance Services
26050 Acero, Mission Viejo, CA 92614
(949) 800-8028 monarchbenefits.com
THINK INSURANCE - Jennifer Rich Agency
22951 Los Alisos Blvd #6, Mission Viejo, CA 92691
(949) 446-4983 richinsuranceservices.com
Kelly Brennan - State Farm Insurance Agent
24800 Chrisanta Dr Ste 150, Mission Viejo, CA 92691
(949) 770-6100 kellycbrennan.com
Parmenter Insurance Agency, Inc
27758 Santa Margarita Pkwy #283, Mission Viejo, CA 92691
(949) 829-0516 parmenterins.com
Bond Exchange
24800 Chrisanta Dr Ste 160, Mission Viejo, CA 92691
(800) 764-7233 bond911.com
Michael B Cohen - State Farm Insurance Agent
25212 Marguerite Pkwy #130, Mission Viejo, CA 92692
(949) 855-9677 michaelbcohen.net
John Hogan Insurance Services
26098 Via Pera #4, Mission Viejo, CA 92691
(949) 212-2117
Mission Coast Insurance Services
26182 Calle Cresta, Mission Viejo, CA 92692
(949) 305-3076 missioncoastinsurance.com
Reliance Standard Life Insurance Co
25909 Pala #250, Mission Viejo, CA 92691
(714) 668-5777 reliancestandard.com
Nathan Comstock Insurance Services
28892 Marguerite Pkwy # 240, Mission Viejo, CA 92692
(949) 887-6629
YASSA INSURANCE AGENCY INC
26361 Crown Valley Pkwy #230, Mission Viejo, CA 92691
(949) 417-0205
HFI INSURANCE SERVICES
28570 Marguerite Pkwy, Mission Viejo, CA 92692
(949) 347-2509 hfiinsurancellc.com
Nationwide Insurance: Care Providers Insurance Brokers Inc.
26441 Crown Valley Pkwy #100, Mission Viejo, CA 92691
(949) 582-5220 careprovidersins.com

Final expense insurance agents in Mission Viejo help residents secure coverage for end-of-life costs such as funeral services and outstanding debts. Under California Insurance Code Section 10113.1, insurers must provide a free look period of at least 30 days for life insurance policies. This local service is especially relevant for seniors in Orange County who want to ease the financial burden on their families.

What Does a Final Expense Insurance Agent in Mission Viejo Cost?

In California, final expense insurance premiums typically range from 30 to 100 dollars per month for a 10000 dollar policy, depending on your age and health. For a 15000 dollar policy, monthly costs may be 50 to 150 dollars. Rates are higher for older applicants or those with health issues. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is final expense insurance and how does it work in Mission Viejo?
Final expense insurance is a small whole life policy designed to cover funeral costs and other final bills. In California, these policies typically have a face value between 5000 and 25000 dollars. You pay monthly premiums and the benefit is paid directly to your beneficiary upon your death.
Do I need a medical exam to qualify for final expense insurance in California?
Most final expense policies in California do not require a medical exam. However, insurers may ask health questions on the application. Some policies offer guaranteed issue coverage for those with serious health conditions, though premiums are higher and benefits may be limited during the first two years.
Are there any California laws that protect me when buying final expense insurance?
Yes. California Insurance Code Section 10113.1 gives you a 30-day free look period to cancel the policy for a full refund. Also, insurers must clearly disclose policy terms including premiums and benefit amounts. The California Department of Insurance regulates all agents and companies operating in the state.