The top-rated final expense insurance agent in Dana Point, California is Elaine LaVine - State Farm Insurance Agent, rated 4.9 stars across 69 reviews. Other highly rated options include Alina Corbeanu Insurance Agency, Inc./ Farmers Insurance, Realistic Insurance Solutions, Ted Bowersox - State Farm Insurance Agent. This directory lists 10 final expense insurance agents serving Dana Point.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Elaine LaVine - State Farm Insurance Agent | 34080 Golden Lantern UNIT 105 | (949) 240-8944 |
| 2 | Alina Corbeanu Insurance Agency, Inc./ Farmers Insurance | 3 Monarch Bay Plaza #106 | (949) 681-5041 |
| 3 | Realistic Insurance Solutions | 30 Silverstrand | (714) 468-0559 |
| 4 | Ted Bowersox - State Farm Insurance Agent | 24681 La Plaza #360 | (949) 661-3200 |
| 5 | T D Norton Insurance Services | 34188 Pacific Coast Hwy | (949) 218-3366 |
| 6 | Firey & Associates Insurance Services, Inc. | 24701 La Plaza #103 | (949) 542-7222 |
| 7 | Farmers Insurance - Patrick Prendiville | 24661 Del Prado Ave Ste 3 | (949) 487-9696 |
| 8 | Farmers Insurance - Rosario Ortega | 34175 Camino Capistrano # 204 | (949) 661-6300 |
| 9 | Farmers Insurance - Terry Anabtawi | 34071 La Plaza #220 | (949) 276-5400 |
| 10 | Mercury Insurance | 34175 Camino Capistrano # 202 | (949) 396-2420 |
Elaine LaVine - State Farm Insurance Agent serves clients in the Dana Point area of Orange County. The agency provides final expense insurance, which helps cover funeral and burial costs after death. These policies offer a straightforward way to manage end-of-life expenses without burdening family members. The agent assists local residents in selecting appropriate coverage amounts to fit their needs and budget. Services also include personalized consultations to explain policy options and guide beneficiaries through the claims process for final expense insurance.
Alina Corbeanu Insurance Agency, Inc. / Farmers Insurance provides final expense insurance services to clients in the Dana Point area. This firm assists families in planning for end-of-life costs by offering policies that cover funeral expenses and other related financial obligations. Services include policy selection guidance and claims support to ensure straightforward processing upon a client’s passing. The agency serves a range of properties and clients, including single-family homes, apartments, retail locations, and restaurants.
Operating from Dana Point, Realistic Insurance Solutions serves families and individuals seeking affordable final expense insurance coverage. This company helps clients arrange burial and funeral cost protection, ensuring a smoother financial process for loved ones. The firm guides policyholders in selecting simple life insurance plans suited to their needs. Realistic Insurance Solutions also assists residents in surrounding South Orange County communities, including San Clemente and Laguna Niguel.
Ted Bowersox - State Farm Insurance Agent serves Dana Point and the surrounding Orange County communities, offering final expense insurance policies designed to cover end-of-life costs. This agency helps clients secure coverage for funeral expenses, medical bills, and other outstanding obligations. The agent works directly with individuals to clarify how the policy functions and what benefits are provided for beneficiaries. Each appointment begins with a thorough review of the client's current coverage and financial needs, then proceeds to tailor a simple, affordable plan that fits their specific situation and budget.
Reaching peak enrollment season for many Californians, older residents in South Orange County often seek clear guidance on final expense plans. T D Norton Insurance Services, based in Dana Point, offers straightforward assistance to families planning for their last wishes. Their agents review policy options including burial and cremation coverage. They help clients understand the specific cost range for their needs. Here, the process begins with an in-home consultation to review existing coverage and current income levels. After documenting preferences they verify residence status and compile required identification for the plan.
Firey & Associates Insurance Services, Inc. specializes in final expense insurance, assisting clients with policies that cover funeral costs and outstanding debts. The agency guides Dana Point residents through the application process and policy selection to ensure appropriate coverage. Many families seek this protection to lessen the financial burden on loved ones during a difficult time. As seasonal or situational needs arise, the firm particularly helps seniors planning for upcoming holidays address the associated potential end-of-life expenses.
Farmers Insurance - Patrick Prendiville in Dana Point, CA offers final expense insurance as both a one-time policy option and a recurring service for ongoing coverage needs, ensuring funeral and end-of-life costs are addressed. Serving local clients, it provides policies designed to cover burial expenses without a medical exam. Service runs on an as-needed basis, with clients able to request policy adjustments or claim assistance at any time.
Farmers Insurance - Rosario Ortega assists clients in Dana Point, CA, with standard insurance needs while focusing on final expense services to cover end-of-life costs. This agency offers plans that help families manage funeral and burial expenses effectively. Serving the local community, it provides options for individuals seeking straightforward coverage. The company works with commercial offices, warehouses, and food service operations in the area, ensuring business insurance needs are met alongside personal policies.
Farmers Insurance - Terry Anabtawi serves residents in Dana Point and the surrounding Orange County area with final expense insurance guidance to help cover end-of-life costs. The agency also assists local businesses with commercial coverage needs. Serving families throughout the region, the firm focuses on simplifying the often-complex insurance selection process. Client consultations often include a thorough review of policy options, with the office encouraging follow-up visits to adjust coverage as personal circumstances change between regular annual reviews.
Mercury Insurance serves clients in Dana Point and throughout Orange County, specializing in final expense insurance. It helps families plan for end-of-life costs by offering policies that cover funeral expenses, medical bills, and other outstanding debts. The agency provides a straightforward application process and payment options to fit various budgets. Its services also include assistance with policy selection, ensuring each client finds coverage that matches their individual needs. Mercury Insurance handles final expense planning and funeral cost coverage.
What Does a a Final Expense Insurance Agent in Dana Point Cost?
In California final expense insurance premiums typically range from 30 to 150 dollars per month depending on your age health and coverage amount. Policies usually offer death benefits between 5,000 and 25,000 dollars. Costs vary by case and are influenced by factors such as your medical history and the insurer you choose. This is general information and not insurance advice.
About final expense insurance agents in Dana Point
Final expense insurance agents in Dana Point California help residents secure coverage for end of life costs such as funeral expenses and medical bills. California law requires agents to hold a valid license and follow strict disclosure rules under the California Insurance Code. Local agents understand the specific needs of Orange County seniors and can guide you through the application process.
Frequently Asked Questions
What is a final expense insurance agent in Dana Point?
A final expense insurance agent in Dana Point is a licensed professional who helps you compare and purchase small whole life insurance policies. These policies are designed to cover funeral costs and other final expenses. Agents must follow California regulations including providing clear policy summaries.
How do I choose a final expense insurance agent in California?
Look for an agent licensed by the California Department of Insurance. Ask about their experience with final expense policies and whether they represent multiple insurance companies. You can verify an agents license on the California Department of Insurance website.
Are there California rules about final expense insurance policies?
Yes California has specific laws including a 30 day free look period for most life insurance policies. This allows you to cancel for a full refund if you change your mind. Agents must also provide a buyers guide and policy summary before you purchase.
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