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Find Final Expense Insurance Agents Near You in Cupertino, CA

Browse final expense insurance agents serving Cupertino, California. Updated 2026-07-14.

The top-rated final expense insurance agent in Cupertino, California is Jason Stefely - State Farm Insurance Agent, rated 4.9 stars across 432 reviews. Other highly rated options include Gurbinder Mavi - State Farm Insurance Agent, Catherine Chen - State Farm Insurance Agent, Cheryl Ching - State Farm Insurance Agent. This directory lists 13 final expense insurance agents serving Cupertino.

Showing 13 final expense insurance agents in Cupertino, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Jason Stefely - State Farm Insurance Agent20395 Pacifica Dr STE 108(408) 255-3212
2Gurbinder Mavi - State Farm Insurance Agent20395 Pacifica Dr STE 108(650) 237-0400
3Catherine Chen - State Farm Insurance Agent20132 Stevens Creek Blvd(408) 863-0000
4Cheryl Ching - State Farm Insurance Agent10025 S Tantau Ave(408) 777-9777
5Jim Liu - State Farm Insurance Agent21070 Homestead Rd #118(408) 738-1200
6Farmers Insurance - Ray Cheng20370 Town Center Ln Ste 105(408) 863-0180
7Farmers Insurance - Lily Zhao20432 Silverado Ave UNIT 211(408) 398-4616
8JONATHAN CHIEM: Allstate Insurance10520 S De Anza Blvd Ste B(408) 252-3830
9Farmers Insurance - Stacy Lane20410 Town Center Ln # 101(408) 715-3535
10Farmers Insurance - Nathan Lee10055 N Portal Ave #120(408) 333-9809
JS
20395 Pacifica Dr STE 108
Jason Stefely - State Farm Insurance Agent
Final Expense Insurance Agent · Cupertino, CA

Jason Stefely - State Farm Insurance Agent serves the Cupertino, California metropolitan area with final expense insurance planning. This type of coverage helps families manage end-of-life costs, such as funeral services and outstanding medical bills. The company assists clients in securing policies that provide a lump-sum benefit to beneficiaries. Policies are designed to cover necessary expenses without requiring a medical exam in many cases. The agency handles both final expense life insurance and funeral planning assistance for individuals in the area.

GM
20395 Pacifica Dr STE 108
Gurbinder Mavi - State Farm Insurance Agent
Final Expense Insurance Agent · Cupertino, CA

Gurbinder Mavi - State Farm Insurance Agent in Cupertino, CA, provides final expense insurance services tailored to help individuals manage end-of-life costs. The office assists clients in selecting burial and funeral expense coverage that aligns with their personal needs and budget. Service plans focus on explaining policy details, processing applications accurately, and providing ongoing support for policyholders. The agency works with local residents and families, offering in-person consultations to review coverage options and ensure beneficiaries are clearly designated. It serves homeowners, individuals in apartments, and those operating retail businesses or restaurants.

CC
20132 Stevens Creek Blvd
Catherine Chen - State Farm Insurance Agent
Final Expense Insurance Agent · Cupertino, CA

Catherine Chen, a final expense insurance agent in Cupertino, CA, serves local families and individuals planning for end-of-life expenses. Her office assists clients with final expense insurance policies, helping cover burial and funeral costs. She often guides customers through the process of selecting affordable coverage. This agency understands the unique needs of Cupertino residents preparing for future financial security. Chen also provides services to communities throughout Sunnyvale and the broader Santa Clara Valley area.

CC
10025 S Tantau Ave
Cheryl Ching - State Farm Insurance Agent
Final Expense Insurance Agent · Cupertino, CA

Cheryl Ching - State Farm Insurance Agent serves Cupertino, California, and its surrounding South Bay communities. The agency handles final expense insurance, designed to cover end-of-life costs like funeral arrangements and outstanding debts. Client consultations focus on explaining policy options and benefit amounts to ensure families are not left with unexpected financial burdens. To manage a typical case, the agent reviews the client's budget and desired coverage level, then presents tailored plan choices for informed decision-making.

JL
21070 Homestead Rd #118
Jim Liu - State Farm Insurance Agent
Final Expense Insurance Agent · Cupertino, CA

Jim Liu - State Farm Insurance Agent in Cupertino, CA specializes in final expense insurance to cover end-of-life costs. It also provides general insurance services to help clients manage financial risks. Families often seek these policies to ensure final bills and funeral expenses do not burden loved ones. The agency works with local residents to understand coverage options during life transitions. It actively assists clients when planning for the financial challenges that accompany estate settlement in the changing California economy.

FI
20370 Town Center Ln Ste 105
Farmers Insurance - Ray Cheng
Final Expense Insurance Agent · Cupertino, CA

Farmers Insurance - Ray Cheng in Cupertino, CA, provides final expense insurance agents who help clients distinguish between one-time policy purchases and recurring premium payment options for burial and end-of-life expenses. Coverage is designed to cover funeral costs, outstanding debts, and related final arrangements, ensuring families avoid financial burdens during grief. This service operates on a scheduled basis, with agents available for periodic policy reviews and adjustments as clients' needs evolve.

FI
20432 Silverado Ave UNIT 211
Farmers Insurance - Lily Zhao
Final Expense Insurance Agent · Cupertino, CA

As Northern California residents begin planning for the coming year, many seek to secure their family's financial future. Farmers Insurance - Lily Zhao in Cupertino assists local families in understanding the role of final expense insurance within a comprehensive estate plan. This agent helps clients choose policies that cover end-of-life costs and reduce burdens on loved ones during a difficult time. An initial assessment of your personal situation and coverage needs is scheduled during the first consultation.

JC
10520 S De Anza Blvd Ste B
JONATHAN CHIEM: Allstate Insurance
Final Expense Insurance Agent · Cupertino, CA

Jonathan Chiem serves as a final expense insurance agent in Cupertino, California, helping clients arrange coverage for end-of-life expenses. The company works with individuals seeking to manage burial and funeral costs through structured life insurance policies. Their services are designed for those who want to leave a manageable financial legacy for their families. Commercial sectors the agency can serve include offices, warehouses, and food service operations.

FI
20410 Town Center Ln # 101
Farmers Insurance - Stacy Lane
Final Expense Insurance Agent · Cupertino, CA

Residents in and near Cupertino, California can turn to Farmers Insurance - Stacy Lane for final expense insurance agent services, with the office also offering life insurance coverage tailored to individuals planning end-of-life needs. Serving the greater Santa Clara Valley area, this agency helps clients navigate policy options that cover funeral costs and outstanding debts. After an initial policy setup, the team may reach out for periodic plan reviews between regular administrative visits to ensure coverage remains aligned with changing personal circumstances.

FI
10055 N Portal Ave #120
Farmers Insurance - Nathan Lee
Final Expense Insurance Agent · Cupertino, CA

Farmers Insurance - Nathan Lee in Cupertino, CA, is known for helping clients arrange final expense coverage to manage end-of-life costs. This agency assists with policies that pay for burial, funeral services, and outstanding medical bills. Its service range focuses on individuals seeking to ease financial burdens on loved ones during a difficult time. Farmers Insurance - Nathan Lee can add on coverage for accidental death benefits to provide an extra layer of financial protection.

CL
20830 Stevens Creek Blvd Suite 1035
Covered Life PHP
Final Expense Insurance Agent · Cupertino, CA
(408) 478-9592
coveredlifephp.com
JH
20480 Pacifica Dr # G
Julia Hsiao, Registered Representative - New York Life
Final Expense Insurance Agent · Cupertino, CA
(408) 863-0306
calljulia.com
JH
1601 S De Anza Blvd #255
Jason Hooz, Agent - New York Life
Final Expense Insurance Agent · Cupertino, CA
(408) 447-8500
jasonhooz.com

What Does a a Final Expense Insurance Agent in Cupertino Cost?

In California, final expense insurance premiums typically range from $30 to $150 per month for a $5,000 to $25,000 policy. Costs depend on your age, health, and the insurer. For example, a healthy 65-year-old in Cupertino might pay around $60 per month for a $10,000 policy. This is general information, not insurance advice.

About final expense insurance agents in Cupertino

Final expense insurance agents in Cupertino help seniors plan for end-of-life costs such as funerals and medical bills. California law requires agents to hold a valid life insurance license and follow strict disclosure rules. Local agents understand the high cost of living in Santa Clara County and can tailor policies to fit your budget.

Frequently Asked Questions

What is final expense insurance and who needs it in Cupertino?

Final expense insurance is a small whole life policy designed to cover funeral costs and unpaid debts. It is often purchased by seniors over age 50 who want to avoid burdening their family with these expenses. In Cupertino, where funeral costs can exceed $10,000, this coverage provides peace of mind.

How do California laws affect final expense insurance policies?

California Insurance Code sections 10113 and 10113.1 require agents to provide a buyers guide and policy summary before sale. You also have a 30-day free look period to cancel for a full refund. These rules protect consumers from misleading sales tactics.

What are the typical age and health requirements for final expense insurance in California?

Most policies are available to people ages 50 to 85. Some plans offer guaranteed acceptance without a medical exam, though there may be a waiting period for natural death. In California, insurers cannot deny coverage based on pre-existing conditions after a two-year contestability period.

Final Expense Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each final expense insurance agent's credentials and current standing with your state Department of Insurance.