Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 20 final expense insurance agents in Carlsbad, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Ryan Waggener - State Farm Insurance Agent
2710 Loker Ave W Suite 210, Carlsbad, CA 92010
(760) 814-2480
mycarlsbadagent.com
Luke Dix - State Farm Insurance Agent
1901 Camino Vida Roble STE 115, Carlsbad, CA 92008
(760) 754-2636
dixinsurance.com
Hayek Insurance
2777 Jefferson St Suite 203-D, Carlsbad, CA 92008
(800) 860-8835
hayekinsurance.com
The Insurance Place
2111 Palomar Airport Rd # 322, Carlsbad, CA 92011
(760) 643-2100
insuranceplace.net
Hugh Kollar - State Farm Insurance Agent
2979 State St # C, Carlsbad, CA 92008
(760) 730-9110
hughkollar.com
Alta Vista Insurance Agency
2585 Pio Pico Dr Suite 100, Carlsbad, CA 92008
(844) 629-1500
altavistainsurance.com
Ken May Insurance Services
3146 Tiger Run Ct #114, Carlsbad, CA 92010
(760) 893-8055
kenmayinsurance.com
JP Hayes Insurance Agency
3129 Tiger Run Ct Ste 201, Carlsbad, CA 92010
(760) 935-3429
jphayesinsurance.com
Callie Jones - State Farm Insurance Agent
6994 El Camino Real #211, Carlsbad, CA 92009
(858) 587-6042
cmjonesinsurance.com
Benefits by Design Insurance Services
1902 Wright Pl 2nd Floor, Carlsbad, CA 92008
(760) 696-3573
benefitsbydesignca.com
Altenbern Insurance agency
640 Grand Ave ste h, Carlsbad, CA 92008
(760) 434-0350
johnfarmers.com
Pacific Edge Insurance
1938 Kellogg Ave, Carlsbad, CA 92008
(760) 547-2622
pacificedgeinsurance.com
Goosehead Insurance - Jeff Fitch
6994 El Camino Real UNIT 209, Carlsbad, CA 92009
(760) 284-8736
goosehead.com
ServicePro Insurance Solutions
2173 Salk Ave Suite 250 #42, Carlsbad, CA 92008
(760) 965-7675
serviceproinsurance.com
Advanced Brokers Insurance Services
325 Carlsbad Village Dr G2, Carlsbad, CA 92008
(858) 436-7999
advancedbrokersinc.com
HUB International
1525 Faraday Ave #150, Carlsbad, CA 92008
(760) 804-0402
hubinternational.com
Consumer Insurance Services Inc
5355 Avenida Encinas suite 208b, Carlsbad, CA 92008
(760) 434-5050
consumerinsuranceservicesinc.com
Seaside Financial & Insurance Services
2032 Corte Del Nogal #100, Carlsbad, CA 92011
(760) 433-4632
seasideadvisory.com
Empire Insurance Brokers
2712 Loker Ave W #1133, Carlsbad, CA 92010
(760) 814-8304
eibnow.com
Carlsbad General Insurance Agency LLC
2413 Lapis Rd, Carlsbad, CA 92009
(760) 444-2662
carlsbadgeneralinsurance.com
Final expense insurance agents in Carlsbad, California help residents secure coverage for funeral and burial costs. Under California Insurance Code Section 101, policies must include a free look period of at least 30 days. Agents can explain how these plans work with local funeral homes in San Diego County.
What Does a Final Expense Insurance Agent in Carlsbad Cost?
In California, final expense insurance premiums typically range from 30 to 150 dollars per month, depending on age, health, and coverage amount. For a 65 year old non-smoker, a 10,000 dollar policy may cost around 50 to 70 dollars monthly. Rates are guaranteed to never increase under California law. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a final expense insurance policy in California?
A final expense policy is a small whole life insurance plan designed to cover funeral and burial costs. In California, these policies typically have face values between 5,000 and 25,000 dollars. They do not require a medical exam and are available to seniors up to age 85.
How do California laws affect final expense insurance?
California Insurance Code Section 10110 requires insurers to provide a 30 day free look period for final expense policies. This means you can cancel the policy within 30 days for a full refund. Agents must also follow strict disclosure rules about policy terms and premiums.
Can I use a final expense policy with any funeral home in Carlsbad?
Yes, final expense insurance pays a cash benefit directly to your beneficiary, who can use the funds at any funeral home in Carlsbad or elsewhere. There are no restrictions on which provider you choose. The policy does not require you to pre-arrange services with a specific funeral home.