The top-rated final expense insurance agent in Surprise, Arizona is Oasis Insurance, rated 4.9 stars across 490 reviews. Other highly rated options include Lisa RO Ross - State Farm Insurance Agent, American Insurance Benefits - Andy Orlikoff, Michele Fanelli - State Farm Insurance Agent. This directory lists 15 final expense insurance agents serving Surprise.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Oasis Insurance | 12751 W Bell Rd Suite 129 | (623) 435-4082 |
| 2 | Lisa RO Ross - State Farm Insurance Agent | 14827 W Bell Rd Ste 101 | (623) 974-2600 |
| 3 | American Insurance Benefits - Andy Orlikoff | 14955 W Bell Rd #8031 | (623) 742-3878 |
| 4 | Michele Fanelli - State Farm Insurance Agent | 18789 N Reems Rd Ste 200 | (623) 584-2885 |
| 5 | InsuranceBeacon.com | 15270 W Brookside Ln Ste 125 | (623) 584-0071 |
| 6 | Guillermo Morales - State Farm Insurance Agent | 14763 Cactus Rd #108 | (623) 594-2845 |
| 7 | Moore Insurance Agency | 15282 W Brookside Ln | (623) 556-1576 |
| 8 | Giles & Iten Insurance | 11503 W Bell Rd Suite C | (623) 201-8570 |
| 9 | The LaChance Insurance Agency | 14245 W Grand Ave Ste 3 | (623) 400-9800 |
| 10 | MAPNA Medicare Insurance, Health & Medicare Advantage Plans, Surprise | 17278 W Wildwood St | (623) 518-4424 |
Oasis Insurance serves Surprise, Arizona, and the surrounding Maricopa County area as a final expense insurance agent. The agency helps local residents secure burial and funeral cost coverage. Final expense policies are permanent, whole-life insurance plans, which means premiums do not rise as the policyholder ages. Benefits are paid directly to a named beneficiary. Oasis Insurance guides clients in choosing appropriate coverage amounts and handles the entire application and policy delivery process for these specific plans.
Lisa Ro Ross, a State Farm Insurance agent in Surprise, Arizona, offers final expense insurance services to help families cover end-of-life costs. These policies are designed to manage funeral and burial expenses without placing a financial burden on surviving loved ones. Service plans include personalized consultations to determine appropriate coverage amounts and assist with the application process. The company maintains clear communication with clients to ensure policies remain up to date. It services individual homeowners, residents of apartment complexes, and local retail business owners seeking financial protection for their families.
American Insurance Benefits - Andy Orlikoff serves seniors and families in Surprise, Arizona, who are planning for end-of-life expenses. The agency helps clients final expense insurance agent work in this area by securing coverage for funeral costs and burial arrangements, ensuring loved ones are not left with unexpected financial burdens. Policies are designed to provide peace of mind through simple application processes and guaranteed acceptance options. Andy Orlikoff also assists residents in nearby Sun City West and the greater Phoenix metro area.
Michele Fanelli - State Farm Insurance Agent serves Surprise, Arizona, and the surrounding communities. The agency handles final expense insurance, a product designed to cover end-of-life costs such as funerals and unpaid medical bills. Clients typically meet with the agent to discuss their specific financial and family circumstances. The agency generally evaluates each client's individual coverage needs before presenting straightforward policy options.
Based in Surprise, AZ, InsuranceBeacon.com distinguishes between a one-time policy for immediate final expenses and recurring service options for ongoing coverage adjustments. This agent helps local families secure burial or funeral funding with a straightforward policy. Clients can expect clear guidance on choosing a plan that fits their budget and specific needs. Service runs on a one-time, scheduled, or as-needed basis to accommodate different life stages and policy reviews.
Guillermo Morales - State Farm Insurance Agent in Surprise, AZ specializes in final expense insurance, offering policies designed to cover end-of-life costs such as funeral arrangements and outstanding debts. The agency routinely assists local residents with evaluating their overall coverage needs to ensure financial stability for surviving loved ones. This service helps families address the specific seasonal concern of unexpected medical emergencies or sudden illness, providing a plan to manage expenses that may arise without warning.
As temperatures climb each summer in Surprise, many older residents begin reviewing their financial plans to ensure loved ones are not burdened by end-of-life costs. Moore Insurance Agency helps local families navigate this need by offering final expense insurance that covers funeral arrangements and outstanding medical bills. The company works one-on-one with clients to find a policy that fits their budget without requiring a medical exam. Each consultation begins with a simple review of the individual’s existing coverage and current expenses to determine the appropriate death benefit level.
Giles & Iten Insurance provides final expense insurance guidance to individuals in Surprise, Arizona, helping them plan for end-of-life costs. As a dedicated final expense insurance agent, the company focuses on policies that cover funeral services, burial arrangements, and related outstanding medical bills. This specialty coverage ensures that families are not left with sudden financial burdens during a difficult time. The agency works with clients from various commercial sectors, including office environments, warehouses, and food service operations.
Serving residential clients in the Surprise area, The LaChance Insurance Agency focuses on final expense insurance planning. These policies help cover end-of-life costs such as funeral services and outstanding medical bills. The agency provides clear explanations of policy terms, ensuring families understand their coverage without confusion. Service extends throughout the local community, where the agent meets with clients to review their personal needs. Between regular visits, the agency follows up to answer questions or adjust coverage as circumstances change, maintaining consistent support for every household served.
What Does a a Final Expense Insurance Agent in Surprise Cost?
Final expense insurance premiums in Arizona typically range from 30 to 80 dollars per month for a 10,000 dollar policy. Rates depend on your age health status and tobacco use. Some policies offer immediate coverage while others have a graded benefit period of 2 to 3 years. This is general information and not insurance advice. Always review policy details with a licensed agent.
About final expense insurance agents in Surprise
Final expense insurance agents in Surprise Arizona help residents secure burial and funeral coverage. Arizona law requires insurance agents to hold a valid state license and follow the Arizona Department of Insurance regulations. Local agents understand the specific needs of Surprise families and can explain how Arizona probate rules may affect policy payouts.
Frequently Asked Questions
What does a final expense insurance agent in Surprise do?
A final expense insurance agent helps you choose a small whole life policy to cover funeral costs and medical bills. The agent explains policy terms premium amounts and beneficiary options. In Arizona the agent must disclose all fees and policy limitations before you sign.
Are there Arizona laws that affect final expense insurance?
Yes Arizona Revised Statutes Title 20 governs insurance sales and requires agents to provide a free look period of at least 10 days. Arizona also has a 2 year contestability period for life insurance policies. This means the insurer can review your application for misstatements during that time.
How do I verify an agent license in Surprise Arizona?
You can check an agent license through the Arizona Department of Insurance website. The department provides a free online search tool. Licensed agents must complete continuing education each year to maintain their credentials.
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