The top-rated final expense insurance agent in Fairbanks, Alaska is Shannon Fortune - State Farm Insurance Agent, rated 4.9 stars across 480 reviews. Other highly rated options include Kris Yoder - State Farm Insurance Agent, Dave Mongold: Allstate Insurance, Ed Randolph - State Farm Insurance Agent. This directory lists 16 final expense insurance agents serving Fairbanks.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Shannon Fortune - State Farm Insurance Agent | 322 Old Steese Hwy Unit 6 | (907) 452-1385 |
| 2 | Kris Yoder - State Farm Insurance Agent | 3505 Airport Way | (907) 328-9022 |
| 3 | Dave Mongold: Allstate Insurance | 230 Old Steese Hwy | (907) 452-4260 |
| 4 | Ed Randolph - State Farm Insurance Agent | 610 12th Ave | (907) 452-1861 |
| 5 | Laura Brugger - COUNTRY Financial Representative | 751 7th Ave A | (907) 458-7474 |
| 6 | Dunlap Agency, Inc. | 794 University Ave #101 | (907) 456-5202 |
| 7 | Angela Ritchie - COUNTRY Financial Agent | 505 Old Steese Hwy Ste 115 | (907) 452-3669 |
| 8 | Hale & Associates | 100 Cushman St STE 200 | (907) 456-6671 |
| 9 | Global Credit Union Insurance Brokers | 1292 Sadler Way Ste 110 | (800) 478-1251 |
| 10 | Horace Mann Insurance Co | 2120 S Cushman St #209 | (907) 456-3696 |
Shannon Fortune - State Farm Insurance Agent serves the Fairbanks, Alaska area, specializing in final expense insurance services. The agency helps local families plan for end-of-life costs, offering policies designed to cover funeral expenses and outstanding debts. This type of life insurance provides a straightforward benefit that does not require a medical exam, making it accessible for seniors and those with health concerns. Clients receive personal guidance through the application process. The office handles these final expense policies and also assists with the policy payouts at the time of a claim.
Kris Yoder - State Farm Insurance Agent in Fairbanks, AK, provides final expense insurance services to help families cover end-of-life costs. The agency offers straightforward policy consultations and ongoing support to ensure clients’ plans remain up to date. These services include explaining coverage options and assisting with claims processing as needed. The agent serves local homeowning families, apartment dwellers, small retail store operators, and restaurant proprietors throughout the Fairbanks area.
Dave Mongold: Allstate Insurance serves seniors and families in Fairbanks, Alaska, who need final expense insurance to cover end-of-life costs and funeral arrangements. The agency helps clients plan for these expenses with suitable policy options tailored to their budget and needs. Guidance includes explaining coverage amounts and beneficiary designations in straightforward terms. Dave Mongold also serves clients residing in the neighboring communities of North Pole and Ester to the southeast and southwest of the Fairbanks metro area.
Ed Randolph - State Farm Insurance Agent serves Fairbanks, Alaska, and the surrounding communities. It handles final expense insurance, which focuses on covering burial costs and other end-of-life expenses for families. This agency works with clients to select a plan that aligns with their financial situation. To handle a typical job, it begins by reviewing the customer's needs and budget, then presents coverage options that are designed to be straightforward and affordable.
Laura Brugger, a COUNTRY Financial Representative in Fairbanks, AK, helps clients understand the difference between final expense policies that require a single lump-sum premium and those with recurring monthly payments. Coverage is designed to handle end-of-life costs such as burial, cremation, and outstanding medical bills, relieving survivors of financial burden. This service is scheduled on a one-time or as-needed basis, depending on the client’s preferred payment plan for their policy.
Dunlap Agency focuses on helping individuals secure final expense insurance to cover end-of-life costs, and it also assists residents of Fairbanks with a range of burial and funeral planning needs. As a dedicated local agent, it works directly with families to simplify the application process and find appropriate policy options. Its service is particularly valuable for those concerned about managing these expenses in Fairbanks’s extreme seasonal conditions, where winter travel for funeral arrangements can be especially challenging.
Fairbanks winters can prompt families to review their financial plans, especially for ensuring final wishes are covered without burdening loved ones. Angela Ritchie offers final expense insurance guidance to help local residents navigate these important decisions with clarity. The process focuses on explaining policy options that fit individual needs and budgets, providing straightforward answers to common questions. To get started, an initial consultation is scheduled where Angela reviews current coverage and discusses specific end-of-life costs for the Fairbanks area.
Hale & Associates offers comprehensive final expense insurance services in Fairbanks, Alaska, focusing on helping families manage end-of-life costs through practical coverage options. The agency specializes in creating tailored final expense policies that address burial and funeral expenses. It assists clients in planning for these necessary financial obligations with clear and straightforward guidance. The company serves various commercial sectors, including local offices, warehouses, and food service businesses.
Serving households in Fairbanks, Global Credit Union Insurance Brokers assists families with final expense insurance to manage coverage for end-of-life costs. The agency also provides commercial options for local businesses needing group benefit arrangements and serves clients throughout the surrounding interior region. Policyholders are guided through plan selection that fits burial and final arrangement budgets. Follow-up consultations occur as needed between annual reviews to adjust coverage for changing circumstances or to address new questions before the next regular visit.
Horace Mann Insurance Co is known for offering final expense insurance policies designed to cover end-of-life costs in Fairbanks, AK. The agency assists local families in arranging affordable burial and funeral coverage plans. Its service range includes helping clients select whole life insurance policies with modest benefit amounts. As a final expense insurance agent, it guides individuals through the application process and policy options. Specialty service additions include accidental death benefit riders for enhanced protection.
What Does a a Final Expense Insurance Agent in Fairbanks Cost?
Final expense insurance premiums in Alaska vary by age health and coverage amount. For a 65 year old non smoker, a 10000 dollar policy might cost between 40 and 70 dollars per month. Older applicants or those with health conditions may see higher rates. This is general information and not insurance advice.
About final expense insurance agents in Fairbanks
Final expense insurance agents in Fairbanks Alaska help residents secure coverage for funeral and burial costs. Alaska law requires funeral homes to provide a general price list upon request, making it easier to compare costs. Agents can explain how Alaska probate timelines may affect policy payouts and beneficiary designations.
Frequently Asked Questions
What does a final expense insurance agent in Fairbanks do?
A final expense insurance agent helps Fairbanks residents choose a small whole life policy to cover funeral and end of life expenses. They explain policy terms and help with the application process. Agents must be licensed by the Alaska Division of Insurance.
How does Alaska law affect final expense insurance?
Alaska has a 30 day free look period for life insurance policies, allowing you to cancel for a full refund. Also, Alaska probate code requires that beneficiary designations be honored directly, so proceeds typically avoid probate. Agents can explain how these rules apply to your policy.
What are typical coverage amounts for final expense insurance in Fairbanks?
Final expense policies in Fairbanks usually range from 5000 to 25000 dollars. The amount covers funeral costs which in Alaska average between 7000 and 12000 dollars. Your agent can help you choose a coverage level that matches your local funeral cost estimates.