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Find Final Expense Insurance Agents Near You in Fairhope, AL

Browse final expense insurance agents serving Fairhope, Alabama. Updated 2026-07-14.

The top-rated final expense insurance agent in Fairhope, Alabama is Rick Phyfer - State Farm Insurance Agent, rated 4.9 stars across 425 reviews. Other highly rated options include Farmers Insurance - Andrew Malone, Chase Herrin - State Farm Insurance Agent, Globe Life Liberty National Division: The Lambeth Agencies. This directory lists 17 final expense insurance agents serving Fairhope.

Showing 17 final expense insurance agents in Fairhope, ALListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Rick Phyfer - State Farm Insurance Agent19416 S Greeno Rd(251) 928-7500
2Farmers Insurance - Andrew Malone104 Professional Park Dr(251) 990-4000
3Chase Herrin - State Farm Insurance Agent21611 State Hwy 181 Ste A(251) 929-2020
4Globe Life Liberty National Division: The Lambeth Agencies106 N Greeno Rd(866) 400-2395
5Alliance Insurance Group19009 State Hwy 181(251) 281-0082
6Tim Simmonds - State Farm Insurance Agent356 Morphy Ave(251) 928-1400
7Scott Soulant: Allstate Insurance504 N Section St(251) 990-9553
8Sharon Hattenstein: Allstate Insurance23690 US-98 Ste E1(251) 928-3229
9Malone Insurance agency104 Professional Park Dr(251) 990-4000
10Pitman Insurance402 Bellangee Ave(251) 928-9786
RP
19416 S Greeno Rd
Rick Phyfer - State Farm Insurance Agent
Final Expense Insurance Agent · Fairhope, AL

Rick Phyfer - State Farm Insurance Agent serves the Fairhope, AL metro area, offering final expense insurance to help local families cover end‑of‑life costs. This type of policy pays a cash benefit directly to beneficiaries upon the insured’s death, easing the financial burden of funerals and outstanding bills. The agency assists clients in selecting coverage amounts that fit fixed budgets, often avoiding the need for a medical exam. Final expense insurance consultations and tailored policy recommendations are handled in this area.

FI
104 Professional Park Dr
Farmers Insurance - Andrew Malone
Final Expense Insurance Agent · Fairhope, AL

Farmers Insurance - Andrew Malone provides final expense insurance services to clients in Fairhope, AL, helping families prepare for end-of-life costs. It assists customers in selecting burial or funeral plans that fit their budgets. Routine policy reviews and adjustments are offered to ensure coverage remains aligned with changing needs. The agent works with individuals planning ahead for long-term care or estate considerations. This office serves local single-family homes, apartments, retail locations, and restaurants.

CH
21611 State Hwy 181 Ste A
Chase Herrin - State Farm Insurance Agent
Final Expense Insurance Agent · Fairhope, AL

Chase Herrin - State Farm Insurance Agent in Fairhope, AL serves families seeking straightforward final expense insurance coverage to manage end-of-life costs. As a local agency, it helps clients address burial expenses and outstanding debts without placing a burden on loved ones. The agent structures policies around individual budgets and the need for lasting peace of mind. Policies are designed for seniors who want predictable, fixed premiums and immediate access to benefits. The agency also extends its services to clients in the surrounding Daphne area.

GL
106 N Greeno Rd
Globe Life Liberty National Division: The Lambeth Agencies
Final Expense Insurance Agent · Fairhope, AL

Serving Fairhope and surrounding communities across Baldwin County, the Lambeth Agencies of Globe Life Liberty National Division handles final expense insurance needs for local families. This agency focuses on helping clients secure coverage for end-of-life costs, including funeral arrangements and outstanding debts. It assists individuals in planning to protect loved ones from financial burdens during difficult times. A standard engagement begins with a personal consultation to assess coverage requirements, then proceeds by matching clients to appropriate policy options from its available portfolio.

AI
19009 State Hwy 181
Alliance Insurance Group
Final Expense Insurance Agent · Fairhope, AL

For families in Fairhope, AL, final expense insurance offers both a one-time plan for immediate burial costs and a recurring policy to pre-fund future arrangements. Alliance Insurance Group assists clients in selecting coverage that meets their needs. The company helps ensure loved ones are not left with overwhelming financial burdens after a death. Service is provided entirely on an as-needed basis, typically when a policy is set up or when a claim must be initiated.

TS
356 Morphy Ave
Tim Simmonds - State Farm Insurance Agent
Final Expense Insurance Agent · Fairhope, AL

Tim Simmonds - State Farm Insurance Agent specializes in providing final expense insurance policies designed to cover end-of-life costs, while also offering a broader range of general insurance services to meet clients’ ongoing needs. Serving the Fairhope, Alabama area, the agency helps individuals secure affordable burial and funeral coverage to relieve families of financial burden. This is particularly valuable during the winter months, when many families review their estate plans and prepare for unexpected seasonal expenses related to aging loved ones.

SS
504 N Section St
Scott Soulant: Allstate Insurance
Final Expense Insurance Agent · Fairhope, AL

With the changing seasons on the Alabama Gulf Coast, many residents in Fairhope begin reviewing their long-term financial plans. Scott Soulant: Allstate Insurance provides final expense insurance products that cover burial and end-of-life costs tailored to local needs. These policies offer straightforward coverage for families concerned about future expenses in this tight-knit community. The company’s approach focuses on clear explanations of available options. An initial consultation is conducted to discuss personal circumstances and begin the free policy review process.

SH
23690 US-98 Ste E1
Sharon Hattenstein: Allstate Insurance
Final Expense Insurance Agent · Fairhope, AL

Sharon Hattenstein: Allstate Insurance provides assistance with funeral and burial cost planning for families in Fairhope, AL. The agency specializes in final expense insurance, helping clients manage end-of-life expenses through simplified policy offerings. Service discussions focus on affordable coverage amounts and straightforward claim processes. The office can serve individuals operating offices, maintaining warehouses, or managing food service businesses, offering policies to protect their financial obligations.

MI
104 Professional Park Dr
Malone Insurance agency
Final Expense Insurance Agent · Fairhope, AL

Malone Insurance Agency offers final expense insurance services to residents in and around Fairhope, Alabama. For clients planning ahead, the agency helps secure coverage designed to manage end‑of‑life costs with clear, straightforward policies. Their team also assists local small businesses in the area with related coverage needs. The agency serves clients throughout Fairhope and the broader Baldwin County region. Between regular policy reviews, the agency follows up to confirm coverage remains aligned with any changing personal circumstances.

PI
402 Bellangee Ave
Pitman Insurance
Final Expense Insurance Agent · Fairhope, AL

Pitman Insurance specializes in providing final expense insurance to residents of Fairhope, Alabama. The agency helps clients arrange affordable burial and funeral coverage to ease financial burdens on loved ones. It assists individuals in selecting policies that fit their budget and specific end-of-life wishes. Pitman Insurance guides customers through the application process, ensuring they understand policy terms and benefits. As an added service, the agency can help clients review existing life insurance to confirm adequate coverage for final expenses.

ES
21036 State Hwy 181
Eastern Shore Insurance Agency
Final Expense Insurance Agent · Fairhope, AL
(251) 928-6256
easternshoreinsurance.net
RJ
101 N Section St
Robertson John A Insurance Agency Inc
Final Expense Insurance Agent · Fairhope, AL
(251) 928-2163
robertsoninsuranceinc.com/contact
AC
520 N Greeno Rd
ALABAMA COASTAL INSURANCE
Final Expense Insurance Agent · Fairhope, AL
(251) 929-4672
alcoastalinsurance.com
CM
19940 State Hwy 181 B
Chris May, LTN Insurance Services, LLC
Final Expense Insurance Agent · Fairhope, AL
(251) 210-2290
ltninsurance.com
AS
23858 US-98
Alabama's Affordable Insurance
Final Expense Insurance Agent · Fairhope, AL
(251) 517-4404
LI
19940 State Hwy 181
LTN Insurance
Final Expense Insurance Agent · Fairhope, AL
(251) 210-2290
ltninsurance.com
TS
561 Fairhope Ave Suite 203-B
Tyler Steven Graham: Primerica - Financial Services
Final Expense Insurance Agent · Fairhope, AL
(251) 347-3097
reps.primerica.com/al/fairhope/tyler-steven-graham

What Does a a Final Expense Insurance Agent in Fairhope Cost?

Typical final expense insurance policies in Alabama range from 30 to 150 dollars per month for coverage of 5,000 to 25,000 dollars. Actual cost depends on your age, health, and chosen benefit amount. Some carriers offer lower rates for non smokers. This is general information, not insurance advice.

About final expense insurance agents in Fairhope

Final expense insurance agents in Fairhope Alabama help residents secure coverage for funeral costs and other end of life expenses. Alabama law requires funeral homes to accept life insurance assignment, making these policies a practical choice. Local agents can explain how Alabama probate rules affect policy payouts to beneficiaries.

Frequently Asked Questions

What does a final expense insurance agent in Fairhope do?

A final expense insurance agent helps you compare burial insurance policies from different carriers. They guide you through the application process and explain how Alabama law protects your beneficiaries. Agents can also help you understand how policy proceeds avoid probate in Alabama.

How is final expense insurance different in Alabama?

Alabama has specific laws about life insurance assignment to funeral homes. Your agent can explain how these assignments work. Alabama also has a 10 day free look period for life insurance policies, giving you time to cancel if you change your mind.

Do I need a medical exam for final expense insurance in Fairhope?

Most final expense policies in Alabama do not require a medical exam. Instead, agents use a simplified underwriting process with health questions. Some policies may have a graded death benefit if you have certain health conditions.

Final Expense Insurance Agents in Other Alabama Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each final expense insurance agent's credentials and current standing with your state Department of Insurance.