The top-rated farm insurance agent in Oak Ridge, Tennessee is Stephanie Hale-Smith - State Farm Insurance Agent, rated 5.0 stars across 334 reviews. Other highly rated options include Mike Massaglia - State Farm Insurance Agent, Josh Hemphill - State Farm Insurance Agent, Laura Lynn Green - State Farm Insurance Agent. This directory lists 15 farm insurance agents serving Oak Ridge.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Stephanie Hale-Smith - State Farm Insurance Agent | 40 New York Ave #110 | (865) 483-7784 |
| 2 | Mike Massaglia - State Farm Insurance Agent | 108 S Illinois Ave | (865) 425-7750 |
| 3 | Josh Hemphill - State Farm Insurance Agent | 574 Oak Ridge Turnpike | (865) 512-7542 |
| 4 | Laura Lynn Green - State Farm Insurance Agent | 136 Marquette Rd | (865) 483-5666 |
| 5 | Direct Auto Insurance | 860 Oak Ridge Turnpike Suite 4 | (865) 220-5537 |
| 6 | Farm Bureau Insurance | 1574 Oak Ridge Turnpike | (865) 482-5666 |
| 7 | Madison Insurance Group, Inc. | 795 Main St W Suite 200 | (865) 425-7300 |
| 8 | Thompson Insurance Group | 697 Emory Valley Rd E | (865) 685-5069 |
| 9 | Fox Insurance Group | 110 S Illinois Ave | (865) 482-0513 |
| 10 | Chris Smith Insurance | 471 Oak Ridge Turnpike Ste.B | (865) 272-3387 |
Stephanie Hale-Smith - State Farm Insurance Agent serves the Oak Ridge, Tennessee area, specializing in farm insurance. The agency helps local agricultural operations manage their unique risks. Comprehensive policies can be tailored to cover barns, equipment, and livestock. This protection helps farmers maintain financial stability against unexpected property damage. Personal consultations are offered to review a property’s specific insurance needs. The company handles coverage for farm structures and liability protection related to agricultural activities.
Mike Massaglia - State Farm Insurance Agent provides farm, auto, and homeowners insurance coverage tailored to local needs in Oak Ridge, Tennessee. Service plans include personalized policy reviews to help adjust protection as circumstances evolve, with support available for claims assistance and coverage questions. The agent also offers guidance on bundling policies for potential savings. Properties serviced include single-family farm residences, rental apartment buildings, retail storefronts, and local restaurants.
Josh Hemphill - State Farm Insurance Agent in Powell, TN, assists clients with personal and commercial insurance needs, offering specialized protection for farm operations and agricultural property. The agency helps farmers safeguard their equipment, livestock, and structures against common risks. Policies can be tailored to include liability coverage for diverse business exposures. Commercial services extend to area offices, warehouses, and food service establishments requiring customized insurance solutions.
Homeowners, businesses, and property managers in Oak Ridge, TN turn to Laura Lynn Green - State Farm Insurance Agent for local farm insurance guidance. The agency works with agricultural operators to secure coverage for barns, equipment, and livestock through tailored policies. Standard risk assessments and consultations help clients understand their protection needs for farms and rural properties. Beyond Oak Ridge, the agency also provides farm insurance support for clients in the Clinton area of Anderson County.
Direct Auto Insurance serves Oak Ridge and the surrounding East Tennessee communities, including nearby rural areas and farms. As a farm insurance agent, it handles coverage for agricultural structures, equipment, and liability associated with farming operations. The company focuses on understanding the specific risks local farmers face, from weather-related crop damage to livestock incidents. It approaches each job by consulting with the client to assess their unique property and operational needs before tailoring a policy to provide appropriate protection for their agricultural livelihood.
Farm Bureau Insurance in Oak Ridge, Tennessee provides specialty services for crop, livestock, and equipment protection for local agricultural operations. It also offers general farm insurance policies tailored to property liability and income loss. As a farm insurance agent, it helps clients evaluate coverage needs and adjust policies seasonally. With spring planting and summer storm seasons approaching, the agency can assist farmers in reviewing deductible options and ensuring adequate coverage for severe weather damage.
Madison Insurance Group, Inc. specializes in tailored coverage for farms and agricultural operations in Oak Ridge, TN. The agency helps local farmers protect their property, livestock, and equipment from common risks. General services include liability protection and income loss coverage for various farming activities. During harvest season, the firm assists with safeguarding crops and storage structures against unpredictable weather events and related financial exposures.
Thompson Insurance Group operates as a farm insurance agency based in Oak Ridge, TN. The firm writes standard agricultural policies, including specialized coverages for livestock, crop loss, and farm equipment breakdown. It also helps farm owners protect ancillary structures such as barns and silos. Serving both small family operations and larger commercial agricultural ventures, the agency also writes business insurance for related commercial sectors, including rural offices, warehouses, and food service facilities.
Spring planting season can bring unexpected weather shifts in Oak Ridge, and local farmers often need to adjust their coverage accordingly. Fox Insurance Group provides farm insurance agent services to help area agricultural operations assess their protection needs. They work with clients to review policies that may cover equipment, structures, or livestock. A licensed agent will schedule an on-site inspection to evaluate property conditions and discuss any recent changes to the farm operation. This initial-assessment step ensures the policy accurately reflects current risks and coverage requirements.
What Does a a Farm Insurance Agent in Oak Ridge Cost?
Farm insurance costs in Tennessee vary widely based on farm size location and coverage levels. A small hobby farm policy might cost between 500 and 1500 dollars per year. Larger commercial operations can pay 3000 to 10000 dollars or more annually. Factors like crop type livestock value and building replacement cost all affect the premium. This is general information not insurance advice.
About farm insurance agents in Oak Ridge
Farm insurance agents in Oak Ridge Tennessee help protect your agricultural operation. They offer policies that cover barns equipment livestock and crop loss. Tennessee law requires specific liability coverage for certain farm structures and activities so local agents can guide you through those requirements.
Frequently Asked Questions
What does a farm insurance policy in Oak Ridge cover?
A standard farm insurance policy in Tennessee typically covers your dwelling barns other farm structures equipment livestock and liability. Crop insurance may be separate and is often backed by federal programs.
Do I need farm insurance if I have a small hobby farm in Oak Ridge?
Yes even small hobby farms in Tennessee should have liability coverage. If you sell products or have animals your homeowners policy may not cover farm related claims. An agent can help you find a policy that fits your operation size.
How do Tennessee laws affect farm insurance requirements?
Tennessee law requires liability insurance for certain farm vehicles and may impose liability for animal escapes or chemical use. Your agent can explain how state statutes like the Tennessee Agricultural Code affect your coverage needs.
Farm Insurance Agents in Other Tennessee Cities
Bartlett · Brentwood · Bristol · Chattanooga · Clarksville · Cleveland · Collierville · Columbia · Cookeville · Franklin · Gallatin · Germantown · Hendersonville · Jackson · Johnson City