The top-rated farm insurance agent in Providence, Rhode Island is Cross Insurance, rated 4.9 stars across 898 reviews. Other highly rated options include Podmaska Insurance Agency Inc, Auto Cycle Insurance, Wilson Insurance Agency. This directory lists 11 farm insurance agents serving Providence.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Cross Insurance | 291 Promenade St | (401) 431-9200 |
| 2 | Podmaska Insurance Agency Inc | 1309 Chalkstone Ave | (401) 272-5444 |
| 3 | Auto Cycle Insurance | 400 Broadway | (401) 421-2005 |
| 4 | Wilson Insurance Agency | 723 Atwells Ave | (401) 453-6659 |
| 5 | Insurance Leader | 1237 Elmwood Ave | (401) 781-1810 |
| 6 | ONE STOP INSURANCE AGENCY | 858 Broad St | (401) 785-3339 |
| 7 | World Insurance Associates LLC | 477 Elmwood Ave | (401) 572-3303 |
| 8 | Farmington Insurance Agency | 24 Farmington Ave | (401) 944-2230 |
| 9 | AAA Northeast Insurance Corporate Office | 70 Royal Little Dr | (401) 535-9995 |
| 10 | Lefebvre Insurance Agency, Inc. | 839 N Main St | (401) 273-0022 |
Cross Insurance serves the Providence, Rhode Island metro area, offering farm insurance agent services to agricultural clients. The agency assists with policies that address property and liability exposures common to working farms, such as damage to barns, equipment, and harvested crops. Coverage can extend to livestock and farm machinery, helping protect ongoing operations against unexpected losses. Cross Insurance handles specific services like farm liability protection and coverage for farm structures and their contents.
Podmaska Insurance Agency Inc provides farm and agricultural insurance coverage in Providence, Rhode Island. Its services include protection for livestock, crops, barns, equipment, and liability for farming operations. The agency also offers ongoing risk management reviews and policy updates to maintain adequate coverage as farms change. It services a variety of properties, from single-family homes with small acreage to multifamily apartments, retail storefronts, and local restaurants.
Auto Cycle Insurance, located in Providence, RI, distinguishes between one-time consultations for specific farm coverage needs and recurring service plans that adapt policies over time. Their offerings include protection for farming structures, livestock, equipment, and general liability common in the area. Service runs on an as-needed basis, meaning clients request assistance when their coverage requires review, policy adjustments are necessary, or new assets must be added to existing plans without a fixed schedule.
Wilson Insurance Agency serves Providence, Rhode Island, and the surrounding communities, providing farm insurance agents to protect agricultural properties and farm equipment. The agency handles coverage for barns, livestock, crops, and related farm liabilities common to the region. For a typical farm insurance job, the agent reviews the operation's specific needs, assesses potential risks, and tailors a policy to match the unique exposures of each agricultural property.
As a farm insurance agent in Providence, RI, Insurance Leader offers specialized coverage for crops, livestock, and farm structures. It also serves local agricultural clients with tailored general liability, equipment, and property protection policies. Understanding the unique risks of Rhode Island’s farming community, the agency helps growers manage financial exposure from seasonal weather events such as the heavy storms and frost that threaten yields each year.
As winter storms approach in Providence, many local farms face significant exposure to structural damage and livestock safety risks through ice and heavy snowfall. ONE STOP INSURANCE AGENCY provides farm coverage that addresses these seasonal vulnerabilities with tailored protection plans. Their policies also account for coastal Rhode Island weather patterns, including nor’easters and flooding. The agency prepares customized property and liability options suited to each farm’s unique operation. Before issuing coverage, they conduct a thorough on-site inspection of buildings, fencing, and equipment to assess current risks.
World Insurance Associates LLC provides farm insurance agency services in Providence, Rhode Island, covering standard property and liability needs. It specializes in additional coverage for livestock, equipment breakdown, and crop protection against regional weather patterns. The company also handles farm structures, irrigation systems, and fence liability. Its commercial insurance services extend to local offices, warehouses, and food service operations that supply the agricultural sector.
Farmington Insurance Agency serves residential clients in the Providence area with farm coverage for homes and personal property. Commercial policies are also available for local agricultural operations, ensuring business protection across the region. The agency works with standard farm insurance products tailored to rural and suburban needs. Clients can expect clear guidance on policy selection and straightforward claim support. Their team follows up after each claim or policy update, maintaining regular contact between scheduled visits to review coverage as seasons and operations change.
AAA Northeast Insurance Corporate Office serves homeowners, property managers, and businesses in Providence, Rhode Island, needing farm insurance coverage. It provides policies tailored to agricultural risks, including property protection and liability options for farm operations. These services help policyholders safeguard their land, equipment, and livestock from common regional hazards. The corporate office also extends its farm insurance services to neighboring communities throughout the greater Providence metro area, including Cranston.
What Does a a Farm Insurance Agent in Providence Cost?
Typical costs for farm insurance in Rhode Island range from 500 to 3,000 dollars per year for small to medium operations. Larger farms with multiple buildings and high-value equipment may pay 5,000 dollars or more. Premiums depend on factors like location, crop type, and coverage limits. This is general information, not insurance advice.
About farm insurance agents in Providence
Farm insurance agents in Providence, Rhode Island help protect your agricultural operation from financial losses. Rhode Island law requires liability coverage for certain farm vehicles and structures. A local agent can tailor a policy to cover your crops, livestock, and equipment against storms, fire, and other common risks in the Ocean State.
Frequently Asked Questions
What does farm insurance cover in Rhode Island?
Farm insurance in Rhode Island typically covers farm dwellings, barns, equipment, livestock, and crop losses. Policies also include liability protection for injuries on your farm. You can add endorsements for specific risks like flood or wind damage.
Do I need farm insurance if I have a small hobby farm in Providence?
Yes, even small hobby farms in Rhode Island often need insurance. Homeowners policies usually exclude farm-related activities and structures. A farm insurance agent can help you find a policy that fits your scale and budget.
How do Rhode Island laws affect farm insurance requirements?
Rhode Island General Law Title 44 imposes property tax exemptions for farm land, but insurance is not legally required for all farms. However, lenders and landlords often require coverage. Also, if you have employees, workers compensation insurance is mandatory under state law.
Farm Insurance Agents in Other Rhode Island Cities
Cranston · Johnston · Middletown · North Providence · Pawtucket · Warwick · Westerly