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Find Farm Insurance Agents in Portsmouth, RI

Compare farm insurance agents in Portsmouth. Review contact information and insurance categorys before you decide.

3 agents listed
Updated May 2026
Portsmouth, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 3 farm insurance agents in Portsmouth, RI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Paul St Laurent: Allstate Insurance
202B Clock Tower Square, Portsmouth, RI 02871
(401) 732-1001 agents.allstate.com
Bessette Insurance
3056 E Main Rd, Portsmouth, RI 02871
(401) 683-0177 bessetteinsurance.com
Embrace Benefits
300 High Point Ave 2nd Floor, Portsmouth, RI 02871
(401) 239-0006 embracebenefits.com

Farm insurance agents in Portsmouth Rhode Island help protect your agricultural operation from unique local risks. Rhode Island law requires certain liability coverage for farms that host public events or sell directly to consumers. Agents in Portsmouth understand the coastal weather patterns and soil conditions that affect Aquidneck Island farms.

What Does a Farm Insurance Agent in Portsmouth Cost?

Farm insurance costs in Rhode Island typically range from 500 to 3,000 dollars per year for a small hobby farm, while larger commercial operations may pay 5,000 to 15,000 dollars annually. Premiums depend on factors like acreage, livestock value, and coverage limits. Rhode Island farms in flood zones may see higher rates. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of farm insurance are available in Portsmouth RI?
Common policies include farm property insurance for barns and equipment, crop insurance for field losses, and livestock coverage. Many agents also offer farm liability insurance which is important for farms that offer pick-your-own produce or farm stands.
Does Rhode Island require farm insurance for small farms?
Rhode Island does not mandate farm insurance for all small farms, but if you have employees you must carry workers compensation insurance. Lenders also often require property insurance if you have a mortgage on farm land or buildings.
How do coastal risks affect farm insurance in Portsmouth?
Portsmouth farms face higher wind and flood risks due to proximity to Narragansett Bay. Standard farm policies may exclude flood damage, so many agents recommend separate flood insurance through the National Flood Insurance Program.