The top-rated farm insurance agent in Utica, New York is Scott Grates - State Farm Insurance Agent, rated 5.0 stars across 291 reviews. Other highly rated options include Freeway Insurance, Matt Nimey Insurance Agency, Dan Meehan - State Farm Insurance Agent. This directory lists 10 farm insurance agents serving Utica.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Scott Grates - State Farm Insurance Agent | 430 Trenton Rd | (315) 797-7763 |
| 2 | Freeway Insurance | 334 Genesee St | (315) 567-4346 |
| 3 | Matt Nimey Insurance Agency | By appointment Only, 2001 Bleecker St | (315) 737-6099 |
| 4 | Dan Meehan - State Farm Insurance Agent | 2023 Sunset Ave | (315) 735-4494 |
| 5 | BEACH AGENCY INC | 1111 Oriskany St W | (315) 793-7626 |
| 6 | Scalzo Zogby & Wittig Inc | 120 Lomond Ct | (315) 792-0000 |
| 7 | Farmers Insurance - Michelle Santillo-Romano | 2400 Genesee St | (315) 765-6531 |
| 8 | A A & J Insurance | 334 Genesee St | (315) 735-7283 |
| 9 | Farmers Insurance - Thomas Trevvett | 2400 Genesee St | (315) 765-6531 |
| 10 | Haylor Freyer & Coon Inc | 102 Business Park Dr STE 2 | (315) 734-9386 |
Scott Grates - State Farm Insurance Agent serves the Utica, New York area and surrounding communities, offering farm insurance policies for local agricultural operations. The agency provides standard coverage protecting barns, equipment, and livestock from common risks like fire, theft, and weather damage. Specialty endorsements can be added to address fluctuating farm incomes and liability concerns unique to rural properties. This office also handles auto and homeowners insurance for farm families in the region. Specific services it administers include crop insurance policies and farm vehicle coverage.
As the spring planting season arrives in Utica, New York, Freeway Insurance helps local farmers manage the unique risks of agricultural life in the Mohawk Valley. As a dedicated Farm Insurance Agent, the company works with area growers and livestock operators to review coverage for barns, equipment, and liability needs. They recognize that each operation has distinct exposures and strive to tailor protection accordingly. A typical first step involves scheduling an on-site inspection of your property and structures to identify specific vulnerabilities.
Matt Nimey Insurance Agency provides a range of farm insurance services for agricultural operations in the Utica area, including coverage for crops, livestock, equipment, and barns. The agency also offers maintenance plans that help clients regularly review and update their policies to reflect changes in farming seasons, inventory, or property value. By tailoring coverage to each operation’s unique needs, it ensures protection against common rural risks. Its services extend to a variety of properties, including single-family farm homes, outbuildings, retail farm stands, and local agricultural supply businesses.
Dan Meehan - State Farm Insurance Agent serves homeowners, local businesses, and property managers in Utica, New York, offering tailored farm insurance policies. The agency helps clients protect agricultural assets, including barns, equipment, and livestock, with coverage designed for regional farming needs. It provides liability protection and risk management guidance for rural property owners. The agency also assists customers in protecting their operations across the greater Utica area, covering neighboring communities such as New Hartford.
BEACH AGENCY INC serves Utica, New York, and the surrounding communities in Oneida County, handling their clients’ farm insurance needs. The agency addresses coverage for farm structures, equipment, and livestock against common regional risks. It also manages liability protection tailored to agricultural operations typical of central New York. To handle a typical job, the agency reviews the specific details of each farm’s operations and existing policies before recommending appropriate coverage adjustments.
Businesses may seek one-time coverage for a single season, while families typically require recurring annual policies that address evolving liability needs. Scalzo Zogby & Wittig Inc in Utica, NY offers farm insurance agent services tailored to local agricultural operations, protecting structures, equipment, and livestock from regional weather and market risks. Standard policies cover loss of income from crop damage or machinery breakdown. Policyholders receive guidance on adjusting deductibles to balance premiums with potential claims. Service arrangements are offered on an as-needed basis, with consultations available during planting cycles and harvest seasons.
As a farm insurance agent in Utica, NY, Farmers Insurance - Michelle Santillo-Romano specializes in policies tailored for agricultural properties, equipment, and livestock. It also handles general coverage for homes, autos, and businesses in the local region. The agency provides risk management advice to protect against common perils like storm damage and liability claims. Throughout the planting and harvest seasons, it helps farmers adjust coverage to address fluctuating crop values and seasonal equipment usage on their land.
As spring planting begins across the Mohawk Valley, farmers in Utica need reliable coverage for their equipment, barns, and crop inventory. A A & J Insurance offers farm insurance agent services tailored to protect local agricultural operations from unexpected weather and liability risks. The agency helps clients understand policy options for structures, livestock, and machinery. A typical first step involves scheduling a property inspection to assess current buildings and acreage before setting coverage limits.
Farmers Insurance - Thomas Trevvett in Utica, NY, provides farm insurance coverage tailored to the needs of agricultural operations in the region. The agency specializes in protecting farm property, equipment, and livestock, while also offering additional endorsements such as liability protection and crop insurance. This local agent works with a variety of commercial sectors, helping to secure coverage for offices, warehouses, and food service businesses in the area.
Haylor Freyer & Coon Inc in Utica, NY provides farm insurance agents who help local homeowners secure residential coverage for their properties. They also assist farm operators in obtaining commercial policies designed for agricultural risks and equipment. Service extends throughout the Utica region and surrounding rural communities. Clients typically meet with an agent to review policy details, then receive follow‑up contact before renewal dates to adjust coverage between regular farm inspections.
What Does a a Farm Insurance Agent in Utica Cost?
Farm insurance costs in New York vary widely based on farm size location and coverage types. A small hobby farm might pay 500 to 1500 dollars per year for basic liability and property coverage. A larger commercial operation could pay 3000 to 10000 dollars or more annually. Factors include crop value livestock numbers and building replacement costs. This is general information not insurance advice.
About farm insurance agents in Utica
Farm insurance agents in Utica New York help farmers protect their operations with tailored policies. New York law requires certain liability coverage for farms that host public events or sell products directly. Local agents know the specific risks of the Mohawk Valley region including weather and crop diseases.
Frequently Asked Questions
What does farm insurance cover in Utica New York?
Farm insurance typically covers dwellings barns equipment livestock and crops. Liability protection is also included for accidents on your property. Policies can be customized for dairy vegetable or livestock operations.
Is farm insurance required by law in New York?
New York does not require farm insurance by law but lenders and landlords often require it. If you have employees you must carry workers compensation insurance. Liability coverage is recommended if you sell products at farmers markets.
How do I choose a farm insurance agent in Utica?
Look for an agent who specializes in agricultural policies and understands local farming. Ask about coverage for specific perils like hail flood or equipment breakdown. Check that the agent is licensed in New York and has experience with the USDA crop insurance program.
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