The top-rated farm insurance agent in Rome, New York is Stephanie Utter - State Farm Insurance Agent, rated 4.9 stars across 171 reviews. Other highly rated options include Freeway Insurance, Michael Collea - State Farm Insurance Agent, Moore Insurance Group. This directory lists 12 farm insurance agents serving Rome.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Stephanie Utter - State Farm Insurance Agent | 8060 Turin Rd | (315) 339-3300 |
| 2 | Freeway Insurance | 211 E Dominick St | (315) 444-3298 |
| 3 | Michael Collea - State Farm Insurance Agent | 146 Erie Blvd E | (315) 371-4225 |
| 4 | Moore Insurance Group | 1002 Black River Blvd | (315) 371-4288 |
| 5 | Steve Jarvis - State Farm Insurance Agent | 834 Black River Blvd | (315) 336-5595 |
| 6 | Joseph Zullo: Allstate Insurance | 241 E Dominick St | (315) 339-1134 |
| 7 | Alan I. Spindler: Allstate Insurance | 813 Black River Blvd N | (315) 336-4040 |
| 8 | Better Fund Insurance | 255 Hill Rd | (516) 893-4317 |
| 9 | Dimaggio Insurance Agency | 200 E Garden St | (315) 336-8875 |
| 10 | Barry Scott | 211 E Dominick St | (315) 339-5897 |
Stephanie Utter - State Farm Insurance Agent serves the Rome, New York, area as a farm insurance agent. The company offers insurance protection for agricultural operations and personal vehicles. They help local farmers with policies designed for barns, equipment, and liability needs. Additional coverages include homeowners insurance for rural properties and life insurance options. This Rome agency specifically handles farm liability coverage and crop protection plans for the surrounding agricultural community.
Freeway Insurance provides Farm Insurance Agent services in Rome, New York, helping agricultural clients manage risk and protect their operations. It specializes in coverage for farm property, livestock, crops, and equipment, along with liability protection tailored to rural needs. Beyond farming operations, the agency also offers general business insurance that can serve local commercial sectors such as offices, warehouses, and food service establishments.
Michael Collea - State Farm Insurance Agent in Rome, NY, provides a full range of farm insurance services tailored to the agricultural needs of the region. Its service plans are designed to cover farm structures, equipment, and liability exposures commonly faced by local operators. Maintenance plans help ensure that coverage adapts to seasonal operational changes and livestock requirements. The agency also offers routine policy reviews to adjust for shifts in inventory or property value. It services single-family homes, apartments, retail businesses, and restaurants.
Moore Insurance Group serves Rome, New York, and the surrounding farming communities. The agency handles farm insurance coverage designed to protect agricultural operations, including barns, livestock, equipment, and general farm liability. When a client reports a claim or requests a new policy, the agency assesses the specific needs of the operation, reviews available coverage options, and then explains the terms in plain language before proceeding with the binding process.
Steve Jarvis - State Farm Insurance Agent in Rome, NY, serves local homeowners, farmers, and small business owners with customizable farm insurance policies. The agency helps protect agricultural assets, equipment, and livestock against common regional risks. Personalized consultations are available to review coverage needs and adjust policies as farming operations grow or change. The office also provides services to property managers needing liability protection for rental or commercial farmland. Clients throughout the surrounding Oneida County area, including the neighboring community of Utica, benefit from these insurance solutions.
For a farmer in Rome, NY, a single visit from Joseph Zullo: Allstate Insurance might assess current crops and structures, while recurring service involves regular policy reviews as those assets change. This farm insurance agent offers tailored coverage for barns, equipment, and liability against regional weather patterns. Whether a client needs initial setup or ongoing adjustments, service runs on an as-needed basis according to seasonal shifts and business growth.
Alan I. Spindler: Allstate Insurance specializes in farm insurance policies tailored for properties in Rome, NY. The agency also offers general lines including auto, home, and liability coverage. Working with local agricultural operations, it advises on protection for structures, equipment, and livestock. Each season brings distinct risks, and the agency helps clients prepare for weather-related threats such as winter storm damage to barns or summer hail impacting crops.
As winter snows begin to recede around Rome, NY, farm operators assess the season’s risks to their equipment and livestock. Better Fund Insurance provides necessary farm insurance agent services to protect these local agricultural assets against seasonal perils like frost damage and unexpected animal losses. An agent reviews each property’s unique exposure, from outbuildings to machinery, considering both seasonal cycles and local weather patterns. They always begin with a careful, on-site inspection of the farm and a detailed discussion of the operator’s individual coverage needs.
Dimaggio Insurance Agency helps farmers and rural property owners manage their unique coverage needs in Rome, New York. Its standard policies protect structures, equipment, and livestock from common agricultural risks. The agency offers specialized endorsements such as liability coverage for farm-related operations and protection for stored crops or feed. Complementing its farm focus, Dimaggio Insurance Agency also writes commercial policies for local offices, warehouses, and food service operations.
Barry Scott provides residential farm insurance coverage to property owners in Rome, New York, addressing the protection needs of homes situated on agricultural land. The agency also offers commercial coverage for farming operations, which may include crops, livestock, and equipment. Local policyholders receive focused service within the Rome area, supported by general knowledge of regional agricultural risks and insurance requirements. After handling initial claims or policy adjustments, the agent promptly follows up with clients to coordinate any necessary repeat service before the next scheduled visit.
What Does a a Farm Insurance Agent in Rome Cost?
Farm insurance costs in New York vary widely based on farm size, location, and coverage types. A small hobby farm might pay between 500 and 1,500 dollars per year. A larger commercial farm could pay 3,000 to 10,000 dollars or more annually. Factors like crop type, livestock value, and liability limits affect the premium. This is general information, not insurance advice.
About farm insurance agents in Rome
Farm insurance agents in Rome, New York help local farmers protect their operations. They offer policies that cover crops, livestock, barns, and equipment. New York law requires certain liability coverage for farms that host public events or sell products directly to consumers.
Frequently Asked Questions
What does farm insurance cover in Rome New York?
Farm insurance typically covers farm dwellings, barns, equipment, livestock, and crops. It also includes liability protection if someone is injured on your property. New York farms may need additional coverage for maple syrup production or apple orchards.
Do I need farm insurance if I have a small hobby farm in Rome?
Yes, a standard homeowners policy often does not cover farm-related risks. New York law requires liability coverage for any farm that offers agritourism activities. A farm insurance agent can help you find a policy that fits a small operation.
How do I choose a farm insurance agent in Rome New York?
Look for an agent who specializes in agricultural insurance and knows New York regulations. Ask about coverage for specific risks like crop failure or equipment breakdown. Compare quotes from multiple agents to find a policy that meets your needs.
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