The top-rated farm insurance agent in Apple Valley, Minnesota is Butler & Associates Insurance Agency, rated 4.9 stars across 244 reviews. Other highly rated options include Joe Etten - State Farm Insurance Agent, Dave Melle - State Farm Insurance Agent, Brett McSparron - State Farm Insurance Agent. This directory lists 14 farm insurance agents serving Apple Valley.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Butler & Associates Insurance Agency | 14800 Galaxie Ave Suite 208 | (952) 953-3838 |
| 2 | Joe Etten - State Farm Insurance Agent | 14501 Granada Dr #101 | (952) 431-7100 |
| 3 | Dave Melle - State Farm Insurance Agent | 14831 Energy Way | (952) 997-3010 |
| 4 | Brett McSparron - State Farm Insurance Agent | 15030 Glazier Ave #100 | (952) 431-1300 |
| 5 | Farmers Insurance - Kara Petter | 13000 Pilot Knob Rd Ste 1 | (952) 432-1967 |
| 6 | Mayer Insurance Agency | 15025 Garrett Ave #201 | (952) 432-5900 |
| 7 | Farmers Insurance - Fink Agency | 14771 Energy Way | (651) 288-5633 |
| 8 | Farmers Insurance - James Harris | 7300 147th St W | (706) 829-9750 |
| 9 | David Simmons Agency | 6990 151st St W | (952) 388-1445 |
| 10 | Farmers Insurance - Walter Manning | 5885 149th St W | (952) 891-4703 |
Butler & Associates Insurance Agency serves the Dakota County region from its location in Apple Valley, Minnesota. As a farm insurance agent, it provides specialized coverage for agricultural properties and operations. Policies address the unique risks faced by local farmers, including protection for barns, equipment, and livestock. The agency also offers policies for crop damage from weather events and liability coverage for farm-related activities. Clients can secure tailored plans for their specific farming operations.
Joe Etten - State Farm Insurance Agent serves homeowners, farm operators, and rural property managers in the Apple Valley area, providing tailored coverage for agricultural assets, liability, and crop protection. The agency helps clients assess risks unique to farmland and structures. Services also include personal auto and business insurance for those connected to farming. In addition to serving Apple Valley, the agent also covers surrounding communities in Dakota County, including the nearby town of Lakeville.
Dave Melle - State Farm Insurance Agent in Apple Valley, MN, provides a full range of farm insurance services, including tailored policies for crop, livestock, and equipment protection. Customers can access routine policy reviews and consultation plans that help adjust coverage for seasonal changes or farm expansions. The agency serves a variety of property types, including single-family homes, apartments, retail stores, and local restaurants.
Brett McSparron - State Farm Insurance Agent serves Apple Valley, Minnesota, and the surrounding communities. As a farm insurance agent, the company handles policies for various agricultural properties and equipment. This includes protection for barns, structures, livestock, and farming machinery against common local risks. To handle a typical job, the agent begins by reviewing the specific needs and exposures unique to each farm operation, then carefully outlines coverage options that address those particular requirements.
Farmers Insurance - Kara Petter in Apple Valley, MN distinguishes between a one-time policy consultation for new farm coverage versus recurring service options like annual policy reviews or mid-season adjustments. Their work includes tailoring protection for agricultural structures, equipment, and liability exposures commonly faced by local growers. Service here operates on an as-needed basis, responding to individual client requests for policy changes or claims assistance without requiring a set schedule.
Mayer Insurance Agency in Apple Valley, MN provides farm insurance policies that address the specific liabilities and property risks of agricultural operations. The agency works closely with local farmers to tailor coverage for barns, equipment, livestock, and crop storage. It regularly reviews policies to account for changing operational scopes and modern farming practices. Each spring, the agency helps clients document new plantings and adjust their coverage limits to protect against weather-related crop losses before the growing season begins.
As the fall harvest season approaches in Apple Valley, Minnesota, local farmers often seek to update their liability and crop coverage. Farmers Insurance - Fink Agency assists property owners by offering a full line of farm insurance policies tailored to regional agricultural operations. The agency focuses on protecting barns, equipment, and livestock from common risks like weather damage and machinery accidents. A new client can expect a thorough inspection of all buildings and acreage during the initial on-site assessment, which forms the basis for a personalized risk review and policy recommendation.
Farmers Insurance - James Harris provides a full range of personal and business insurance coverage in Apple Valley, Minnesota. The agency specializes in farm insurance agents, offering tailored policies for agricultural properties, equipment, and liability needs. Additional coverage options can include protection for structures, livestock, and crop loss. This office serves commercial clients from various sectors, including offices, warehouses, and food service operations.
David Simmons Agency in Apple Valley, MN is a local provider of farm insurance coverage designed to protect agricultural assets and operations. The agency offers policies that can cover barns, equipment, livestock, and crop losses caused by weather or other common perils. Agents work with clients to assess the specific risks involved with running a farm in the region. The company specializes in helping farmers add coverage for farm liability and income protection against unexpected operational interruptions.
What Does a a Farm Insurance Agent in Apple Valley Cost?
Typical farm insurance costs in Minnesota range from 800 to 3,000 dollars per year for a small farm, depending on coverage levels and property value. Larger operations with multiple buildings and equipment may pay 5,000 to 15,000 dollars annually. Premiums are influenced by location, claims history, and deductible choices. This is general information, not insurance advice.
About farm insurance agents in Apple Valley
Farm insurance agents in Apple Valley, Minnesota help farmers protect their operations with tailored policies. These agents understand local risks like hail damage and livestock liability. Minnesota law requires specific coverage for certain farm vehicles and structures, so working with a local agent ensures compliance.
Frequently Asked Questions
What does farm insurance cover in Apple Valley Minnesota?
Farm insurance typically covers your home, barns, equipment, crops, and livestock. It also includes liability protection for accidents on your property. Policies can be customized to include coverage for farm vehicles and grain storage.
Do I need separate insurance for farm equipment in Minnesota?
Yes, many standard policies do not cover tractors and combines. You may need an inland marine policy or a farm equipment floater. An agent can help you add this coverage to your farm insurance package.
How does Minnesota weather affect farm insurance rates?
Minnesota experiences tornadoes, hail, and heavy snow, which can increase premiums. Agents factor in local weather patterns when calculating rates. You can often add endorsements for specific perils like hail or flood damage.
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