The top-rated farm insurance agent in Lexington, Kentucky is Brian Shelton - State Farm Insurance Agent, rated 5.0 stars across 609 reviews. Other highly rated options include Debra Hensley - State Farm Insurance Agent, Stewart Perry - State Farm Insurance Agent, John Parkhurst - State Farm Insurance Agent. This directory lists 21 farm insurance agents serving Lexington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Brian Shelton - State Farm Insurance Agent | 2331 Fortune Dr #190 | (859) 276-4421 |
| 2 | Debra Hensley - State Farm Insurance Agent | 1513 Nicholasville Rd | (859) 276-3244 |
| 3 | Stewart Perry - State Farm Insurance Agent | 2128 Nicholasville Rd | (859) 277-7195 |
| 4 | John Parkhurst - State Farm Insurance Agent | 1795 Alysheba Way #2104 | (859) 264-4422 |
| 5 | Carpenter Insurance Group LLC | 141 Prosperous Pl Suite 26 | (859) 202-3656 |
| 6 | Bethany Hicks - State Farm Insurance Agent | 1050 Chinoe Rd #100 | (859) 264-0246 |
| 7 | Wallace Barber - State Farm Insurance Agent | 2240 Executive Dr UNIT 101 | (859) 543-0300 |
| 8 | Adam McDonald - State Farm Insurance Agent | 151 Prosperous Pl #1a | (859) 313-5050 |
| 9 | Jeff Briggs - State Farm Insurance Agent | 449 Lewis Hargett Cir STE 150 | (859) 273-8512 |
| 10 | Greater Lexington Insurance Agency, Inc. | 1066 Wellington Way | (859) 224-2477 |
Brian Shelton - State Farm Insurance Agent serves the Lexington, KY area and provides farm insurance solutions. As a local agency, it helps farmers manage risks associated with agricultural operations and property. Policies are tailored to cover barns, equipment, and livestock. The agency assists clients in protecting their crops and structures from unexpected events. This office also handles liability coverage for farming activities.
Debra Hensley - State Farm Insurance Agent in Lexington, KY, provides farm insurance coverage alongside a range of personal and commercial lines. Service plans are offered to help clients review and update their policies, tailoring protection to evolving agricultural needs. Annual check-ins also ensure coverage remains aligned with current property values and operations. This agency services single-family homes, apartments, retail establishments, and restaurants.
Stewart Perry - State Farm Insurance Agent serves homeowners, businesses, and property managers in Lexington, Kentucky, with a focus on farm insurance coverage. Its services include protecting farm structures, equipment, and liability needs specific to agricultural operations. The agency also assists local clients with home, auto, and business insurance policies to create comprehensive protection plans. Stewart Perry - State Farm Insurance Agent extends its service area to include the neighboring community of Nicholasville and surrounding Jessamine County.
Serving Lexington, Kentucky and the surrounding central Bluegrass communities, John Parkhurst - State Farm Insurance Agent provides farm insurance coverage. The agency handles protection for farm property, livestock, and agricultural liability needs specific to local working farms. A typical job begins with the agent assessing the unique risks of each farm operation. From there, the agency customizes a policy by selecting appropriate coverages and deductibles to match the farmer's specific assets and operational concerns.
Some farm insurance agents offer both a single-policy purchase for specific assets and a recurring plan that bundles coverages across an operation. Carpenter Insurance Group LLC in Lexington, KY provides coverage tailored to the risks of local agricultural properties, equipment, and liability. A recurring policy ensures consistent protection for evolving farm needs, while a one-time option may address a temporary crop or structure. Their service runs on either a one-time purchase or a scheduled yearly renewal, depending on the client’s chosen plan.
Bethany Hicks, a farm insurance agent in Lexington, KY, specializes in policies tailored to protect crop yields and livestock investments. The agency also provides general coverage solutions for farm structures, equipment, and liability exposures common to agricultural operations. Additionally, this office can help with concerns like assessing deductibles and coverage limits before hurricane or severe storm seasons affect Central Kentucky farms.
Spring storms can bring sudden hail damage to Lexington grain fields, and Wallace Barber - State Farm Insurance Agent works with local farmers to secure coverage for crops and equipment. As a farm insurance agent in central Kentucky, they help clients assess liability risks tied to livestock and barns. Policies often address seasonal weather threats common to the area. A typical first step involves scheduling an on-site inspection to review current structures and acreage.
Adam McDonald - State Farm Insurance Agent in Lexington, KY works with local property owners to secure suitable farm insurance coverage. The agency specializes in tailoring policies with additional endorsements for specific agricultural equipment and structures. Standard farm policies can be broadened to include liability protection for seasonal workers or coverage for livestock and harvested crops. This agency also provides commercial insurance solutions, helping local business owners protect their offices, warehouses, and food service operations with appropriate risk management policies.
Jeff Briggs - State Farm Insurance Agent in Lexington, KY provides residential farm and ranch coverage to protect homes, barns, and personal property. The office also serves local agricultural businesses with commercial policies tailored for equipment, liability, and crop operations. This agent serves clients throughout the Lexington area and surrounding Fayette County communities. After an initial policy is written or a claim is filed, the office follows up to ensure coverage remains adequate, offering periodic reviews between regular visits.
Greater Lexington Insurance Agency, Inc. is known for its focused dedication to local farm insurance coverage in Lexington, KY. The agency serves a diverse agricultural client base, structuring policies around the specific risks that regional farmers and livestock operators face. Its range includes protections for structures, equipment, crops, and general liability needs. A specialty service the agency can add on is coverage for farm vehicles and machinery breakdowns.
What Does a a Farm Insurance Agent in Lexington Cost?
The cost of farm insurance in Kentucky varies widely based on farm size, location, and coverage types. A small hobby farm might pay 500 to 1,500 dollars per year for basic liability and property coverage. Larger commercial operations can pay 5,000 to 15,000 dollars or more annually. Crop insurance premiums are subsidized by the federal government, reducing out-of-pocket costs. This is general information, not insurance advice.
About farm insurance agents in Lexington
Farm insurance agents in Lexington, Kentucky help farmers protect their operations with tailored policies. These agents can cover crops, livestock, barns, and equipment. Kentucky law requires proof of financial responsibility for farm vehicles, so agents often bundle auto and property coverage to meet state requirements.
Frequently Asked Questions
What types of farm insurance are available in Lexington?
Farm insurance in Lexington typically includes property coverage for barns and equipment, liability protection, and crop insurance. Livestock coverage is also common. Agents can customize a policy to match your specific farming operation.
Do Kentucky farm insurance agents offer coverage for horse farms?
Yes, many Lexington agents specialize in equine insurance. This can cover mortality, medical care, and liability for horse farms. Kentucky is a major horse breeding state, so agents are familiar with unique equine risks.
Is farm insurance required by law in Kentucky?
Kentucky does not require farm insurance by law, but lenders often require it for mortgages. If you have farm vehicles, Kentucky law mandates liability insurance for those vehicles. An agent can help you meet these requirements.
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