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Farm Insurance Agents in Panama City, FL

Compare farm insurance agents in Panama City. Review contact information and insurance categorys before you decide.

15 agents listed
Updated May 2026
Panama City, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 15 farm insurance agents in Panama City, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jennifer Koppel - GEICO Insurance Agent
1314 N Tyndall Pkwy, Panama City, FL 32404
(850) 785-0538 geico.com
John Douglas Insurance & Financial Services
2217 St Andrews Blvd, Panama City, FL 32405
(850) 769-7785 johndouglasinsurance.com
Harry Grizzle Insurance
2104 W 23rd St, Panama City, FL 32405
(850) 598-0450 harrygrizzleinsurance.com
Michael Lovchuk - State Farm Insurance Agent
3477 FL-77 a, Panama City, FL 32405
(850) 769-9919 lovchuk.com
Peoples First Insurance
1022 W 23rd St Suite 250, Panama City, FL 32405
(850) 770-7047 pfinsurance.com
Ellis Agency Insurance
1134 Harrison Ave, Panama City, FL 32401
(850) 763-1627 ellisagency.net
St. Andrews Insurance Agency, Inc.
1742 W W 15th St, Panama City, FL 32401
(850) 785-2383 standrewsins.com
Lori Pons - State Farm Insurance Agent
429 S Tyndall Pkwy suite a, Panama City, FL 32404
(850) 769-1617 loripons.com
Daffin Insurance Services
755 Harrison Ave, Panama City, FL 32401
(850) 769-8183 daffininsurance.com
Jim Dickerson - State Farm Insurance Agent
106 Jazz Dr, Panama City, FL 32405
(850) 763-4673 jimdickerson.com
Hutt Insurance Agency
3106 W 23rd St, Panama City, FL 32405
(850) 769-4888 huttinsurance.com
Hollomon Insurance Agency
2993 W 10th St, Panama City, FL 32401
(850) 872-8000 hollomoninsurance.com
Blackwell Insurance
1109 Beck Ave, Panama City, FL 32401
(850) 769-2225 blackwellinsurance.net
Glen Frye Insurance Agency
1537 Jenks Ave, Panama City, FL 32405
(850) 872-0822
State Farm Insurance
106 Jazz Dr, Panama City, FL 32405
(850) 763-4673

Farm insurance agents in Panama City, Florida help protect your agricultural operation from common risks. Florida law requires proof of financial responsibility for certain farm vehicles, and agents can guide you on liability coverage for farm-related activities. Local agents understand the unique weather risks in the Panhandle, including hurricanes and flooding.

What Does a Farm Insurance Agent in Panama City Cost?

Typical farm insurance costs in Florida range from 800 to 3,500 per year for a small family farm, depending on coverage limits and property value. Larger operations with multiple structures and high-value equipment may pay 5,000 to 15,000 annually. Premiums are influenced by location, crop type, and claims history. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does farm insurance in Panama City typically cover?
Farm insurance policies usually cover farm dwellings, barns, equipment, livestock, and crops. Liability protection is also included for accidents that occur on your farm property.
Is flood insurance required for farms in Florida?
Flood insurance is not required by Florida law for most farms, but mortgage lenders may require it. Given Panama Citys coastal location, many agents recommend adding flood coverage to protect against storm surge and heavy rain.
How do Florida laws affect farm insurance rates?
Florida statutes like the Right to Farm Act provide legal protections for agricultural operations, which can influence liability risks. Additionally, the states hurricane risk often leads to higher premiums for windstorm coverage on farm structures.