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Find Farm Insurance Agents Near You in Panama City, FL

Browse farm insurance agents serving Panama City, Florida. Updated 2026-07-14.

The top-rated farm insurance agent in Panama City, Florida is John Douglas Insurance & Financial Services, rated 4.9 stars across 410 reviews. Other highly rated options include Jennifer Koppel - GEICO Insurance Agent, Harry Grizzle Insurance, Michael Lovchuk - State Farm Insurance Agent. This directory lists 15 farm insurance agents serving Panama City.

Showing 15 farm insurance agents in Panama City, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1John Douglas Insurance & Financial Services2217 St Andrews Blvd(850) 769-7785
2Jennifer Koppel - GEICO Insurance Agent1314 N Tyndall Pkwy(850) 785-0538
3Harry Grizzle Insurance2104 W 23rd St(850) 598-0450
4Michael Lovchuk - State Farm Insurance Agent3477 FL-77 a(850) 769-9919
5Peoples First Insurance1022 W 23rd St Suite 250(850) 770-7047
6Ellis Agency Insurance1134 Harrison Ave(850) 763-1627
7St. Andrews Insurance Agency, Inc.1742 W W 15th St(850) 785-2383
8Lori Pons - State Farm Insurance Agent429 S Tyndall Pkwy suite a(850) 769-1617
9Daffin Insurance Services755 Harrison Ave(850) 769-8183
10Hutt Insurance Agency3106 W 23rd St(850) 769-4888
JD
2217 St Andrews Blvd
John Douglas Insurance & Financial Services
Farm Insurance Agent · Panama City, FL

John Douglas Insurance & Financial Services offers a comprehensive range of farm insurance coverage tailored to the agricultural needs of the Panama City, Florida area. The company provides personalized risk assessments and policy consultations to help clients select appropriate protection for their farming operations. It designs service plans that address the unique challenges of local agriculture, including coverage for equipment, livestock, and crop losses. Through straightforward claims assistance, it supports clients in maintaining their operations. The agency services single-family homes, apartments, retail businesses, and restaurants located within the broader farming community.

JK
1314 N Tyndall Pkwy
Jennifer Koppel - GEICO Insurance Agent
Farm Insurance Agent · Panama City, FL

Jennifer Koppel - GEICO Insurance Agent serves the Panama City, Florida area and surrounding Bay County as a provider of farm insurance policies. The agency helps local agricultural property owners obtain coverage for structures such as barns and equipment storage facilities. Farm insurance from this office also addresses the unique liability needs associated with owning and operating a farm. In this region, the agent assists with policies that protect livestock and crops against weather-related damage and other common perils like fire or theft.

HG
2104 W 23rd St
Harry Grizzle Insurance
Farm Insurance Agent · Panama City, FL

Serving local homeowners, families, and small agricultural operations, Harry Grizzle Insurance in Panama City, FL provides farm insurance policies that cover barns, equipment, livestock, and crop protection. The agency helps clients assess and manage their unique rural property risks with personalized consultation and straightforward coverage options. From wind and flood concerns to liability for farm structures, they work to ensure comprehensive protection for each operation. Its service area also includes the diverse agricultural properties surrounding Lynn Haven.

ML
3477 FL-77 a
Michael Lovchuk - State Farm Insurance Agent
Farm Insurance Agent · Panama City, FL

Michael Lovchuk - State Farm Insurance Agent serves Panama City, Florida, and the surrounding communities. The company handles farm insurance needs for local agricultural operations. It provides policies covering structures, equipment, and liability for various farming activities. The agency works with clients to assess individual risks and property exposures. A common job begins with a detailed conversation about the operation’s scale and inventory. The agent then recommends coverage limits that align with the specific needs of the farm, using standard industry forms and risk evaluation tools.

PF
1022 W 23rd St Suite 250
Peoples First Insurance
Farm Insurance Agent · Panama City, FL

For farm owners, one-time policies cover a specific event or short-term need, while recurring plans provide continuous protection for annual crop cycles and livestock operations. Peoples First Insurance in Panama City, FL, offers policies that safeguard barns, equipment, and liability against regional weather risks. Routine consultations assess evolving coverage gaps on working farms. For flooding or storm damage, an immediate quote can be generated. Service typically runs on a scheduled basis, with additional as-needed claims support available throughout the season.

EA
1134 Harrison Ave
Ellis Agency Insurance
Farm Insurance Agent · Panama City, FL

Ellis Agency Insurance offers tailored coverage for farms and agricultural operations, including protection for livestock, equipment, and crop-related exposures. The agency serves Panama City and the surrounding rural communities, assisting local farmers in managing their unique operational risks and financial liabilities. It works with general farm insurance needs, helping clients match coverage to their specific acreage and production methods. In hurricane season, it advises on timely damage preparedness and structural protection for barns and outbuildings.

SA
1742 W W 15th St
St. Andrews Insurance Agency, Inc.
Farm Insurance Agent · Panama City, FL

With spring planting season approaching in Panama City, St. Andrews Insurance Agency, Inc. assesses coverage needs for farmland protection. This farm insurance agent works with local growers to structure policies for barns, equipment, and crop liabilities. Understanding regional weather patterns and coastal exposures helps them recommend appropriate risk management plans for each agricultural operation. Their service begins by scheduling a property inspection to inventory structures and review current farming practices before preparing customized quotes.

LP
429 S Tyndall Pkwy suite a
Lori Pons - State Farm Insurance Agent
Farm Insurance Agent · Panama City, FL

Serving farms in the Panama City area, Lori Pons as a State Farm Insurance Agent works to protect agricultural operations from common risks like crop damage and liability. The agency specializes in arranging tailored farm insurance packages that can include coverage for livestock, equipment, and outbuildings. To address diverse needs, the office also considers critical add-ons like farm liability insurance and protection for commercial farming structures. Beyond farming, this agent can assist with insurance solutions for local businesses in sectors such as warehouses, offices, and food service establishments.

DI
755 Harrison Ave
Daffin Insurance Services
Farm Insurance Agent · Panama City, FL

Daffin Insurance Services in Panama City, FL assists local residents with their farm insurance needs, beginning with coverage for homes and personal property located on agricultural land. The agency also advises commercial farming operations on suitable policies, serving clients throughout the surrounding region. After policies are in place, the team provides follow-up service between regular visits to review changing coverage requirements or update existing policies.

HI
3106 W 23rd St
Hutt Insurance Agency
Farm Insurance Agent · Panama City, FL
JD
106 Jazz Dr
Jim Dickerson - State Farm Insurance Agent
Farm Insurance Agent · Panama City, FL
(850) 763-4673
jimdickerson.com
HI
2993 W 10th St
Hollomon Insurance Agency
Farm Insurance Agent · Panama City, FL
(850) 872-8000
hollomoninsurance.com
BI
1109 Beck Ave
Blackwell Insurance
Farm Insurance Agent · Panama City, FL
(850) 769-2225
blackwellinsurance.net
GF
1537 Jenks Ave
Glen Frye Insurance Agency
Farm Insurance Agent · Panama City, FL
(850) 872-0822
SF
106 Jazz Dr
State Farm Insurance
Farm Insurance Agent · Panama City, FL
(850) 763-4673

What Does a a Farm Insurance Agent in Panama City Cost?

Typical farm insurance costs in Florida range from 800 to 3,500 per year for a small family farm, depending on coverage limits and property value. Larger operations with multiple structures and high-value equipment may pay 5,000 to 15,000 annually. Premiums are influenced by location, crop type, and claims history. This is general information, not insurance advice.

About farm insurance agents in Panama City

Farm insurance agents in Panama City, Florida help protect your agricultural operation from common risks. Florida law requires proof of financial responsibility for certain farm vehicles, and agents can guide you on liability coverage for farm-related activities. Local agents understand the unique weather risks in the Panhandle, including hurricanes and flooding.

Frequently Asked Questions

What does farm insurance in Panama City typically cover?

Farm insurance policies usually cover farm dwellings, barns, equipment, livestock, and crops. Liability protection is also included for accidents that occur on your farm property.

Is flood insurance required for farms in Florida?

Flood insurance is not required by Florida law for most farms, but mortgage lenders may require it. Given Panama Citys coastal location, many agents recommend adding flood coverage to protect against storm surge and heavy rain.

How do Florida laws affect farm insurance rates?

Florida statutes like the Right to Farm Act provide legal protections for agricultural operations, which can influence liability risks. Additionally, the states hurricane risk often leads to higher premiums for windstorm coverage on farm structures.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each farm insurance agent's credentials and current standing with your state Department of Insurance.