The top-rated farm insurance agent in Palm Harbor, Florida is Coleman Insurance Agency, rated 4.9 stars across 414 reviews. Other highly rated options include Lizette Cochran - State Farm Insurance Agent, Direct Auto Insurance, Brightway Insurance, The Harrington Agency. This directory lists 14 farm insurance agents serving Palm Harbor.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Coleman Insurance Agency | 4831 Ruen Dr Suite 200 | (727) 441-9911 |
| 2 | Lizette Cochran - State Farm Insurance Agent | 3031 E Lake Rd S | (727) 786-1082 |
| 3 | Direct Auto Insurance | 30604 US Hwy 19 N | (727) 789-2274 |
| 4 | Brightway Insurance, The Harrington Agency | 31962 US Hwy 19 N | (727) 789-2200 |
| 5 | Gregg Schindler - State Farm Insurance Agent | 2138 US-19 ALT #2-A | (727) 238-8800 |
| 6 | Pam Leonard-Williams - State Farm Insurance Agent | 1410 US-19 ALT C | (727) 785-0413 |
| 7 | Hawk Insurance Group | 31087 US Hwy 19 N | (727) 877-4295 |
| 8 | Whitco Insurance Agency Palm Harbor 👍 | 30832 US Hwy 19 N | (727) 781-5858 |
| 9 | Mark Gianeskis - State Farm Insurance Agent | 3430 Tampa Rd | (727) 786-6886 |
| 10 | Dick Martin - State Farm Insurance Agent | 30826 US Hwy 19 N | (727) 785-4995 |
Coleman Insurance Agency serves Palm Harbor and the surrounding Pinellas County area as a farm insurance agent. The agency provides coverage tailored to the specific operational needs of local agricultural businesses. It helps protect farms against property damage from Florida’s tropical weather patterns. Crop and livestock insurance are essential for managing production risks. The agency also addresses liability concerns common to rural acreage. Farm equipment breakdown coverage and protection for barns or storage structures are specific services the agency handles in this region.
Lizette Cochran - State Farm Insurance Agent in Palm Harbor, FL, provides an extensive range of farm insurance services tailored to local agricultural operations, including coverage for livestock, crops, barns, and essential farm equipment. It also offers personalized service plans to review policies regularly and adjust coverage as farming needs evolve or property values change. The agency further provides maintenance plans to help ensure that policy details remain current throughout the year. This agent services single-family homes, apartments, retail properties, and restaurants.
As a Farm Insurance Agent in Palm Harbor, Florida, Direct Auto Insurance provides residential coverage for homes and personal property in the surrounding area. Its commercial services protect agricultural operations, equipment, and liability needs for local farms in Palm Harbor and nearby communities. The agency remains accessible for policy adjustments or questions between regular visits, helping clients maintain appropriate coverage throughout the year.
Brightway Insurance, The Harrington Agency serves homeowners, businesses, and property managers in Palm Harbor, Florida, with farm insurance policies securing agricultural structures, equipment, and livestock. Its agents assess risk coverage for rural properties, offering policies that address crop damage, liability, and farm-specific exposures. The agency provides local support during claims filing and policy adjustments. It also covers the nearby community of Tarpon Springs along the Gulf Coast, ensuring farmers and rural property owners north of Clearwater receive consistent protection for their operations.
Serving Palm Harbor, Florida, and the surrounding communities, Gregg Schindler - State Farm Insurance Agent handles comprehensive farm insurance policies for local agricultural operations. The agency addresses the specific risks facing farms in this region, including property coverage for barns and equipment. Customized policies are developed to protect against crop loss and liability concerns that arise from daily farming activities. Each job is typically handled through a thorough consultation to identify the unique exposures of the property and then matching those needs with appropriate coverage options.
Pam Leonard-Williams - State Farm Insurance Agent in Palm Harbor, Florida, is known for providing farm insurance coverage tailored to protect agricultural property and livestock. The agency serves local farmers and rural property owners, offering policies that address barns, equipment, and crop protection needs. Standard homeowners and auto plans are also available from this location. An add-on specialty service available through this office is farm liability coverage to guard against incidents involving visitors or neighboring land.
For farm insurance needs in Palm Harbor, FL, Hawk Insurance Group provides both one-time policy reviews and recurring annual service options. Their coverage can protect barns, equipment, livestock, and crop liabilities common to local agricultural operations. Seasonal consultations are scheduled around planting and harvest cycles for farmers who require timely adjustments. Farm-specific deductibles and liability limits are explained during each visit. Service runs on your preferred schedule, whether one-time for new policies or routinely to manage renewals and changing farm assets.
Whitco Insurance Agency Palm Harbor works with clients to secure coverage for their agricultural operations, specializing in tailored farm liability and equipment protection policies. They also assist with adding endorsements for livestock, crop loss, and property structures common to rural businesses. Their services extend beyond farming to address the insurance needs of commercial sectors such as local offices, warehouses, and food service establishments in the Palm Harbor area.
Mark Gianeskis - State Farm Insurance Agent in Palm Harbor, FL, specializes in farm insurance, including coverage for barns, equipment, and livestock. The agency also provides general personal insurance policies such as auto and home coverage. Farmers in the area benefit from tailored plans that address local weather risks. Helping clients secure protection before hurricane season or after a freeze ensures their agricultural operations remain stable year-round.
As spring storms and citrus harvest pressures build across Pinellas County, Dick Martin - State Farm Insurance Agent provides tailored coverage responses for farms and agricultural properties in Palm Harbor. This office focuses on protecting structures, equipment, and livestock that face specific regional flood and wind risks. Policies are structured to include liability protections for farm retail operations and seasonal repair needs. To begin any new relationship, an agent schedules a detailed on-site inspection of the property that evaluates existing barns, irrigation systems, and all designated storage facilities.
What Does a a Farm Insurance Agent in Palm Harbor Cost?
Farm insurance costs in Florida vary widely based on farm size crops livestock and location. A small hobby farm might pay $500 to $1,500 per year while a large commercial operation could pay $5,000 to $20,000 or more. Factors like hurricane risk and coverage limits also affect the price. This is general information not insurance advice.
About farm insurance agents in Palm Harbor
Farm insurance agents in Palm Harbor Florida help protect agricultural operations from common risks like hurricanes floods and liability claims. Florida law requires certain coverage for farm vehicles and structures under specific conditions. Local agents can tailor policies to match the unique needs of Palm Harbor farms including citrus groves and livestock operations.
Frequently Asked Questions
What does farm insurance cover in Palm Harbor Florida?
Farm insurance typically covers farm dwellings barns equipment livestock and crop loss. In Florida policies often include windstorm and flood protection due to hurricane risks. Liability coverage is also common for accidents on farm property.
Do Florida farms need workers compensation insurance?
Florida law requires workers compensation insurance for farms with six or more regular employees or 12 or more seasonal workers. This coverage helps pay medical bills and lost wages for injured farm workers. An agent can explain how the law applies to your specific operation.
How does a farm insurance agent in Palm Harbor help with hurricane risk?
Agents can recommend policies that cover wind damage from hurricanes which is a major risk in Florida. They may suggest separate windstorm deductibles or additional coverage for crops and structures. This helps ensure your farm can recover after a storm.
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