The top-rated farm insurance agent in North Miami Beach, Florida is Estrella Insurance, rated 5.0 stars across 1,324 reviews. Other highly rated options include Rodrigo Planter - State Farm Insurance Agent, Mercado Insurance Agency North Miami, Del Toro Insurance. This directory lists 12 farm insurance agents serving North Miami Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Estrella Insurance | 1695 NE 163rd St | (305) 639-2666 |
| 2 | Rodrigo Planter - State Farm Insurance Agent | 2018 NE 164th St | (305) 705-2559 |
| 3 | Mercado Insurance Agency North Miami | 1140 NE 163rd St #11-15 | (305) 914-5045 |
| 4 | Del Toro Insurance | 313 NE 167th St | (305) 249-9500 |
| 5 | Skylake Insurance | 1810 NE Miami Gardens Dr | (855) 267-0900 |
| 6 | Michelle Priestman Desjardins: Allstate Insurance | 18383 NE 18th Rd | (305) 945-0823 |
| 7 | Univista Insurance | 1074 N Miami Beach Blvd | (305) 330-1070 |
| 8 | Assure-Us The Insurance Agency | 1880 NE 163rd St | (305) 956-7818 |
| 9 | AllStar Direct Insurance & Financial Services | 16123 Biscayne Blvd | (305) 754-7414 |
| 10 | Ricardo Arbesu - State Farm Insurance Agent | 18339 NE 19th Ave | (305) 682-1611 |
Estrella Insurance serves residential farm owners in North Miami Beach, Florida, with tailored coverage for dwellings and personal property. The agency also provides commercial policies for local agricultural operations, including equipment and liability protection, extending its service throughout the surrounding area. Agents focus on assessing specific risks for clients growing crops or maintaining livestock. After initial policies are in place, the agency contacts customers for periodic reviews to adjust coverage as seasons or needs change, ensuring continued protection between regular visits.
Rodrigo Planter - State Farm Insurance Agent serves the North Miami Beach, Florida area, specializing in farm insurance coverage for local agricultural operations. The agency works with clients to evaluate property and liability needs specific to rural and suburban farming in this region. Policies can be tailored to address structures, equipment, livestock, and crop protection common to South Florida farming. The office handles comprehensive farm insurance solutions and seasonal agricultural risk assessments for North Miami Beach growers.
Mercado Insurance Agency North Miami serves North Miami Beach and the surrounding South Florida communities, handling farm insurance needs for local agricultural operations. It covers diverse risks including crop damage, livestock liability, and equipment protection for small farms in this coastal region. The agency also addresses property and liability concerns for nurseries and specialty growers. To handle a typical job, it first reviews individual operations to identify specific exposures, then customizes coverage options without using pre-set packages to match each farm's unique requirements.
Del Toro Insurance offers comprehensive farm insurance services in North Miami Beach, Florida, covering liability, property, and crop protection. Their service plans include routine policy reviews to adjust coverage for changing agricultural operations and local climate risks. Regular maintenance consultations help farmers update inventories and equipment values. They assist with claims processing tailored to farm losses. The agency services single-family homes, apartments, retail establishments, and restaurants, ensuring each property type receives appropriate rural and commercial coverage.
Skylake Insurance serves homeowners, business operators, and property managers in North Miami Beach, Florida, looking for farm insurance coverage. The agency helps clients protect agricultural assets such as farmland, livestock, equipment, and outbuildings against local weather risks and liability concerns. It also advises on policies for hobby farms and small-scale commercial operations common in the region. In addition to North Miami Beach, Skylake Insurance provides farm insurance solutions for communities throughout northern Miami-Dade County, including the Aventura area.
For farm insurance, clients choose between a one-time policy to cover a single season or a recurring annual plan that renews automatically. Michelle Priestman Desjardins Allstate Insurance in North Miami Beach, FL provides coverage protecting barns, equipment, livestock, and crop liabilities from local weather and operational risks. Policies are designed to safeguard the financial stability of working farms and ranches. Service is available on both a one-time consultation and an as-needed basis for claims or policy adjustments.
Univista Insurance in North Miami Beach, Florida, is recognized for providing farm insurance coverage to local agricultural operations. The agency assists farmers and ranchers in protecting their property, livestock, and equipment against common regional risks. Policies can be tailored to address liability concerns and crop damage from weather events. Clients needing specialized loss of income protection during business interruptions can request additional coverage options from the agency.
Serving North Miami Beach, FL, Assure-Us The Insurance Agency offers specialized farm insurance policies tailored for agricultural operations. Its services include protecting farm structures, equipment, livestock, and crop yields against various risks. The agency also provides general commercial liability coverage for routine farm business activities. With Florida’s unpredictable weather patterns, it helps farmers address specific concerns such as damage from hurricanes or sudden freezes that threaten seasonal harvests and farm property.
With South Florida’s rainy season approaching, local farms face increased risks of flooding and crop damage. AllStar Direct Insurance & Financial Services in North Miami Beach responds by evaluating the specific weather-related exposures each property holds. Their team assesses perimeter drainage, outbuilding stability, and current livestock housing conditions. Coverage discussions generally address common perils like storm runoff and equipment loss. An initial on-site inspection is conducted to identify vulnerable areas and document existing structures before any formal policy recommendation is made.
Ricardo Arbesu - State Farm Insurance Agent in North Miami Beach, FL, provides farm insurance coverage tailored to protect agricultural property and equipment. It offers specialized policy add-ons that safeguard against crop damage, liability from farm operations, and livestock loss. The agency also serves commercial sectors such as local offices, warehouses, and food service establishments needing comprehensive business protection.
What Does a a Farm Insurance Agent in North Miami Beach Cost?
Farm insurance costs in Florida vary widely based on farm size crop type and location. A small hobby farm might pay 500 to 1500 per year for basic liability and structure coverage. A larger commercial operation with crops and livestock could cost 3000 to 10000 or more annually. Factors like windstorm deductibles and flood insurance add to the premium. This is general information and not insurance advice.
About farm insurance agents in North Miami Beach
Farm insurance agents in North Miami Beach help protect agricultural operations from unique Florida risks like hurricanes and sinkholes. These agents can tailor policies for small farms nurseries and livestock operations. Florida law requires specific coverage disclosures for farm policies so working with a local agent is important.
Frequently Asked Questions
What does farm insurance cover in North Miami Beach Florida?
Farm insurance typically covers farm structures like barns and equipment crops against weather damage and liability for farm related injuries. Policies can also include coverage for livestock and farm vehicles. Florida agents often add windstorm and flood endorsements due to the state climate.
Is farm insurance required by law in Florida?
Florida does not require farm insurance by state law. However lenders often require coverage if you have a farm loan. Also liability protection is strongly recommended because Florida follows a comparative fault rule for accidents on your property.
How do I choose a farm insurance agent in North Miami Beach?
Look for an agent who specializes in agricultural risks and understands Florida specific exposures like citrus canker or hurricane damage. Ask about their experience with local nurseries and crop types common in Miami Dade County. Compare quotes from multiple agents to find suitable coverage.
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