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Farm Insurance Agents in Watsonville, CA

Directory of farm insurance agents in Watsonville, California. Verify credentials with the state department of insurance before hiring.

15 agents listed
Updated May 2026
Watsonville, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 15 farm insurance agents in Watsonville, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Fiesta Auto Insurance & Tax Service
1439 Freedom Blvd, Watsonville, CA 95076
(831) 768-0390 fiestainsurance.com
Freeway Insurance
1441 Main St Ste 103, Watsonville, CA 95076
(831) 287-6764 locations.freeway.com
AAA Watsonville Branch
1195 S Green Valley Rd, Watsonville, CA 95076
(831) 768-4540 mwg.aaa.com
Fernando Lopez - State Farm Insurance Agent
734 E Lake Ave STE 7, Watsonville, CA 95076
(831) 722-1500 agentflopez.com
KBK Insurance Agency
1006 Freedom Blvd, Watsonville, CA 95076
(831) 724-1085 kbkinsurance.com
Universal Agency Insurance and Tax Service Inc
1426 Freedom Blvd STE 101, Watsonville, CA 95076
(831) 319-4500 universalagencyinsurance.com
Evan Darling - State Farm Insurance Agent
1919 Main St, Watsonville, CA 95076
(831) 536-4099 insure831.com
Farmers Insurance - Rafael Suarez
1185 Freedom Blvd Ste 3, Watsonville, CA 95076
(831) 722-3000 agents.farmers.com
Coast Auto Insurance
1091 S Green Valley Rd, Watsonville, CA 95076
(831) 761-1990 coastautoinsurance.com
LIS Insurance Services
1469 Freedom Blvd, Watsonville, CA 95076
(831) 724-8100 lisinsurance.net
Farmers Insurance - Derek Diaz
30 E 5th St Ste H, Watsonville, CA 95076
(831) 319-4623 agents.farmers.com
Farmers Insurance - Juan Uribe
445 Union St, Watsonville, CA 95076
(831) 319-4024 agents.farmers.com
Aurelia Gomez Ramirez Insurance Services
217 E Lake Ave Ste 1, Watsonville, CA 95076
(831) 536-5656 agrinsuranceservices.net
Mcsherry & Hudson: Duke Steven
575 Auto Center Dr, Watsonville, CA 95076
(831) 724-3841 mcsherryandhudson.com
Farmers Insurance - Daniel Youngs
116 Martinelli St STE 5, Watsonville, CA 95076
(831) 221-5588 agents.farmers.com

Farm insurance agents in Watsonville California help agricultural producers protect their operations. Local agents understand the unique risks of Monterey Bay area farming including frost flood and wildfire. California law requires proof of financial responsibility for certain farm vehicles and operations.

What Does a Farm Insurance Agent in Watsonville Cost?

Farm insurance costs in California vary widely based on acreage crop type and coverage limits. A small family farm might pay 1,000 to 3,000 dollars per year for basic liability and property coverage. Larger operations with multiple structures and high-value crops can pay 10,000 to 50,000 dollars or more annually. Premiums also depend on location risk factors and claims history. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a farm insurance policy in Watsonville typically cover?
A standard farm insurance policy covers farm dwellings barns equipment livestock and crops. Liability coverage protects against injuries on the farm. California policies often include specific endorsements for fruit and vegetable operations common in Watsonville.
Is farm insurance required by law in California?
California does not require farm insurance for all operations. However lenders often require coverage for mortgaged property. Workers compensation insurance is required if you have employees. Commercial auto insurance is required for farm vehicles on public roads.
How can I find a licensed farm insurance agent in Watsonville?
You can search the California Department of Insurance website for licensed agents in Santa Cruz County. Local farm bureaus and agricultural cooperatives often have agent referrals. Check that the agent has experience with row crops and orchards common to the Pajaro Valley.