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Farm Insurance Agents in San Luis Obispo, CA

Directory of farm insurance agents in San Luis Obispo, California. Verify credentials with the state department of insurance before hiring.

19 agents listed
Updated May 2026
San Luis Obispo, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 19 farm insurance agents in San Luis Obispo, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
AAA San Luis Obispo Insurance and Member Services
1445 Calle Joaquin, San Luis Obispo, CA 93405
(805) 543-6454 ace.aaa.com
Mike Smith - State Farm Insurance Agent
1608 Johnson Ave, San Luis Obispo, CA 93401
(805) 546-8393 sfslo.com
Catherine Riedstra - State Farm Insurance Agent
3591 Sacramento Dr STE 114, San Luis Obispo, CA 93401
(805) 466-4355 catherineriedstra.com
Susan Rodriguez - State Farm Insurance Agent
799 Foothill Blvd D, San Luis Obispo, CA 93405
(805) 783-7050 rodriguezinsurance.com
Farmers Insurance - Jennifer White
1228 Broad St, San Luis Obispo, CA 93401
(805) 548-8530 jenniferwhiteagency.com
Orange Auto Insurance
2146 Parker St Suite A2, San Luis Obispo, CA 93401
(805) 439-3999 orangeautoins.com
Todd Thomas - State Farm Insurance Agent
1238 Marsh St, San Luis Obispo, CA 93401
(805) 543-0650 toddthomasagency.com
Marc Amesse - State Farm Insurance Agent
2251 Broad St A, San Luis Obispo, CA 93401
(805) 543-0889 slosfagent.com
Polk Insurance Agency
1443 Marsh St, San Luis Obispo, CA 93401
(805) 544-6454 polkins.com
SLO Insurance Services
1494 Mill St, San Luis Obispo, CA 93401
(805) 543-7564 sloinsurance.com
Morris & Garritano Insurance
1122 Laurel Ln, San Luis Obispo, CA 93401
(805) 543-6887 morrisgarritano.com
McGee Insurance Agency
2000 Broad St, San Luis Obispo, CA 93401
(805) 543-8833 mcgeeinsurance.com
Minton Insurance
1042 Pacific St # E, San Luis Obispo, CA 93401
(805) 546-8113 minton-insurance.com
Goosehead Insurance -- Donaldson Agency
820 Walnut St Suite D, San Luis Obispo, CA 93401
(805) 242-4900 tinaldonaldson.com
Farmers Insurance - Trevor Moriarty
355 Pacific St, San Luis Obispo, CA 93401
(805) 544-8300 agents.farmers.com
Farmers Insurance - Joshua Wright
11573 Los Osos Valley Rd f, San Luis Obispo, CA 93405
(805) 541-3942 agents.farmers.com
Coastal Axis Insurance
211 Tank Farm Rd, San Luis Obispo, CA 93401
(805) 459-3240 coastalaxis.com
Coast N Ranch Ins
Maino, 1108 Garden St, San Luis Obispo, CA 93401
(805) 878-3993
Farmers Insurance
1228 Broad St, San Luis Obispo, CA 93401
(805) 548-8530 farmersagent.com

Farm insurance agents in San Luis Obispo help protect your agricultural operation against property damage, liability, and crop loss. California law requires certain liability coverage for farm vehicles and structures. Local agents understand the unique risks of the Central Coast, including wildfire exposure and drought conditions.

What Does a Farm Insurance Agent in San Luis Obispo Cost?

The cost of farm insurance in California typically ranges from 1,000 to 5,000 dollars per year for small to medium farms. Factors include property value, crop type, location, and coverage limits. Larger operations or those in high-risk areas may pay more. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does farm insurance typically cover in San Luis Obispo?
Farm insurance usually covers farm dwellings, barns, equipment, livestock, and crops. It can also include liability protection for visitors and workers. Policies may vary based on the type and size of your farm operation.
Do I need separate insurance for farm vehicles in California?
Yes, California law requires liability insurance for any vehicle driven on public roads, including farm trucks and tractors. Farm insurance policies often include coverage for these vehicles, but you should confirm with your agent.
How can a local agent help with wildfire risk in San Luis Obispo?
San Luis Obispo County is in a high wildfire risk area. A local agent can help you get coverage for fire damage to structures and crops. They may also advise on mitigation steps to lower your premium.